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Haliko

Active
Public limited companyfounded 199234 yrs activeKruiswegestraat 5, 8700 Tielt, BelgiumKBO/BCE: BE 0446.469.026

Haliko is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €570k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 83% of 2382 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €570k
neutral · Filed after the deadline
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 23-07-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
23 d late
2024
23 d late
2023
16 d late
2022
19 d late
2021
20 d late
2020
14 d late
2019
30 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today30-11-2026 close30-06-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Equity
€570k▲ 2.5%
2024 · €556k
2018: €546k 2019: €750k 2020: €1.09M 2021: €543k 2022: €359k 2023: €466k 2024: €556k
2018 → 2025
Net result
€14k▼ 92.5%
2024 · €183k
2018: €-1.44M 2019: €508k 2020: €508k 2021: €5k 2022: €710k 2023: €108k 2024: €183k
2018 → 2025
Total assets
€603k▲ 2.0%
2024 · €592k
2018: €2.40M 2019: €2.60M 2020: €2.60M 2021: €1.39M 2022: €830k 2023: €681k 2024: €592k
2018 → 2025
Solvency
94.5%▲ 0.5pp
2024 · 94.0%
2018: 22.8% 2019: 28.9% 2020: 42.0% 2021: 39.2% 2022: 43.2% 2023: 68.5% 2024: 94.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€543k-€359k▼ 34.0%€466k▲ 30.1%€556k▲ 19.3%€570k▲ 2.5%
Operating result€18k-€18k▲ 1.1%€9k▼ 47.8%€12k▲ 24.2%€14k▲ 22.3%
Net result€5k-€710k▲ 14,742%€108k▼ 84.8%€183k▲ 70.0%€14k▼ 92.5%
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2021: €18k€18kNet result 2021: €5k€5kOperating result 2022: €18k€18kNet result 2022: €710k€710kOperating result 2023: €9k€9kNet result 2023: €108k€108kOperating result 2024: €12k€12kNet result 2024: €183k€183kOperating result 2025: €14k€14kNet result 2025: €14k€14k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €603k
Fixed assets €573k=
Current assets €31k▲ 60.1%
Equity and liabilities €603k
Equity €570k▲ 2.5%
Debt €33k▼ 6.3%
The debt ratio falls from 6.0% to 5.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
94.5%
2024 · 94.0%
ROE
2.4%
2024 · 32.9%
ROA
2.3%
2024 · 31.0%
Debt
€33k
2024 · €36k
Debt ≤ 1 year
€33k
2024 · €36k
Income taxes
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€592k€603k
Fixed assets21/28€573k€573k=
Financial fixed assets28€573k€573k=
Current assets29/58€19k€31k
Amounts receivable within one year40/41€19k€31k
Trade receivables40€15k€15k=
Other amounts receivable41€4k€16k
Cash at bank and in hand54/58€94€126
Deferred charges and accrued income490/1€33€45
Equity and liabilities
Total equity and liabilities10/49€592k€603k
Equity10/15€556k€570k
Contributions10/11€143k€143k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Outside capital11€80k€80k=
Share premium1100/10€80k€80k=
Revaluation surpluses12€0-
Reserves13€498k€498k=
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Distributable reserves133€483k€483k=
Profit (loss) carried forward14€-84k€-70k
Amounts payable17/49€36k€33k
Amounts payable within one year42/48€36k€33k
Trade debts44€3k€555
Suppliers440/4€3k€555
Other amounts payable47/48€32k€33k
Income statement Code20242025
Other operating charges640/8€561€526
Gross operating margin9900€12k€15k
Operating profit (loss)9901€12k€14k
Financial income75/76B€172k€129
Recurring financial income75€172k€129
Financial charges65/66B€528€514
Recurring financial charges65€528€514
Profit (loss) for the period before taxes9903€183k€14k
Income taxes67/77€0€0=
Profit (loss) for the period9904€183k€14k
Profit (loss) for the period to be appropriated9905€183k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€-84k€-70k
Profit (loss) brought forward from the previous period14P€-267k€-84k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-06-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 23 days late
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 23 days late
2024
30-11
Financial Equity above €500kEq €556k ▲19.3%
6 profitable years in a row build equity to €556k.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 16 days late
2023
19-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 19 days late
2022
30-11
Financial Highest result since 2018net €710k ▲14742%
Net result €710k, the highest in the series.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 20 days late
2021
14-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 14 days late
2020
30-11
Financial Equity above €1MEq €1.09M ▲45.4%
2 profitable years in a row build equity to €1.09M.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 30 days late
2019
30-11
Financial Back to profitnet €508k
Net result €508k after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 26 days late
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025 Resigned as Director
30-09-2025 Resigned as Managing director
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1992
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kruiswegestraat 58700 Tielt
Ground area
4,432 m²
Building footprint
291 m²
Volume, LiDAR
1,247 m³
Parcel 37004C0604/00S005, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kruiswegestraat 5, 8700 Tielt
Insurance, reinsurance and pension funding, except compulsory social security
since 19922.056.756.128
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37004C0604/00S005 Flanders 4,432 m² 1 · 291 m² 10.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,476 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded27-01-1992
Fiscal year end30-11
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.