ARTHMOBILE
ActiveSummary
ARTHMOBILE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €96,362 and a net result of €67,646. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 6545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability84▼-3
Solvency40▲+6
Growth73▲+2
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.83 in 2023; short-term debt: 34.8% and cash: 14.4% of total assets), and 84.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.4%
Return on assets
10.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
26 d late
2022
42 d late
2021
60 d late
2020
65 d late
2019
81 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 56 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
€786,016▲ 15.9%
2023 · €678,452
EBIT margin
12.5%▼ 1.3pp
2023 · 13.8%
Net result
€67,646▲ 8.2%
2023 · €62,527
Working capital
-€29,553▲ 12.0%
2023 · -€33,582
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€416,342▲ 10.9%€391,968▼ 5.9%€461,466▲ 17.7%€678,452▲ 47.0%€786,016▲ 15.9%
Operating result€37,411▲ 1,441%€8,195▼ 78.1%€35,108▲ 328%€93,617▲ 167%€98,340▲ 5.0%
Net result€22,176within the sector's middle half-€7,013below the sector's middle half€15,212within the sector's middle half€62,527within the sector's middle half▲ 311%€67,646within the sector's middle half▲ 8.2%
EBIT margin9.0%▲ 8.3pp2.1%▼ 6.9pp7.6%▲ 5.5pp13.8%▲ 6.2pp12.5%▼ 1.3pp
Equity-€12,010below the sector's middle half▲ 64.9%-€19,023below the sector's middle half▼ 58.4%-€3,811below the sector's middle half▲ 80.0%€58,716below the sector's middle half€96,362within the sector's middle half▲ 64.1%
Total assets€655,349within the sector's middle half▼ 1.9%€612,999within the sector's middle half▼ 6.5%€573,369within the sector's middle half▼ 6.5%€620,905within the sector's middle half▲ 8.3%€623,765within the sector's middle half▲ 0.5%
Debt€667,359▼ 4.9%€632,022▼ 5.3%€577,180▼ 8.7%€562,189▼ 2.6%€527,404▼ 6.2%
Working capital-€43,417below the sector's middle half▲ 50.4%-€52,920below the sector's middle half▼ 21.9%-€55,420below the sector's middle half▼ 4.7%-€33,582below the sector's middle half▲ 39.4%-€29,553below the sector's middle half▲ 12.0%
Solvency-1.8%below the sector's middle half▲ 3.3pp-3.1%below the sector's middle half▼ 1.3pp-0.7%below the sector's middle half▲ 2.4pp9.5%below the sector's middle half▲ 10.1pp15.4%within the sector's middle half▲ 6.0pp
Current ratio0.74below the sector's middle half▲ 0.240.70below the sector's middle half▼ 0.030.69below the sector's middle half▼ 0.020.83below the sector's middle half▲ 0.150.86below the sector's middle half▲ 0.03
Return on assets (ROA)3.4%within the sector's middle half▲ 4.8pp-1.1%below the sector's middle half▼ 4.5pp2.7%within the sector's middle half▲ 3.8pp10.1%above the sector's middle half▲ 7.4pp10.8%above the sector's middle half▲ 0.8pp
Staff (FTE)1below the sector's middle half▼ 41.2%1below the sector's middle half=1below the sector's middle half=1.2below the sector's middle half▲ 20.0%2.8within the sector's middle half▲ 133%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 5% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €623,765
Fixed assets
€436,326 ▼ 3.4%
Current assets
€187,439 ▲ 10.6%
Equity and liabilities €623,765
Equity
€96,362 ▲ 64.1%
Debt
€527,404 ▼ 6.2%
Debt's share of the balance-sheet total falls from 90.5% to 84.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131,326▲
2023 · €130,325
Cash flow
€100,632▲
2023 · €99,236
Quick ratio
0.72▲
2023 · 0.72
Debt to equity
5.47▼
2023 · 9.57
ROE
70.2%▼
2023 · 106.5%
Interest coverage
11.21▲
2023 · 10.20
Debt ≤ 1 year
€216,992▲
2023 · €203,032
Debt > 1 year
€310,411▼
2023 · €354,521
Income taxes
€18,981▲
2023 · €18,334
Staff costs
€138,766▲
2023 · €67,398
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €416,342 | €391,968 | €461,466 | €678,452 | €786,016 | ▲ 15.9% |
| Goods, raw materials, services and sundry goods60/61 | - | €277,260 | €310,548 | €491,808 | €538,933 | ▲ 9.6% |
| Remuneration, social security and pensions62 | - | €53,574 | €66,071 | €67,398 | €138,766 | ▲ 106% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48,989 | €47,654 | €34,495 | €36,709 | €32,986 | ▼ 10.1% |
| Other operating charges640/8 | - | €4,783 | €15,118 | €4,681 | €3,711 | ▼ 20.7% |
| Non-recurring operating charges66A | - | €502 | €127 | €106 | - | - |
| Gross operating margin9900 | €140,858 | €114,708 | €150,918 | €202,510 | €273,803 | ▲ 35.2% |
| Operating profit (loss)9901 | €37,411 | €8,195 | €35,108 | €93,617 | €98,340 | ▲ 5.0% |
| Financial income75/76B | - | €1 | - | €18 | - | - |
| Recurring financial income75 | €7 | €1 | - | €18 | - | - |
| Financial charges65/66B | - | €14,635 | €14,285 | €12,773 | €11,713 | ▼ 8.3% |
| Recurring financial charges65 | €14,703 | €14,635 | €14,285 | €12,773 | €11,713 | ▼ 8.3% |
| Profit (loss) for the period before taxes9903 | €22,715 | -€6,439 | €20,823 | €80,861 | €86,627 | ▲ 7.1% |
| Income taxes67/77 | €539 | €574 | €5,612 | €18,334 | €18,981 | ▲ 3.5% |
| Profit (loss) for the period9904 | €22,176 | -€7,013 | €15,212 | €62,527 | €67,646 | ▲ 8.2% |
| Profit (loss) for the period to be appropriated9905 | €22,176 | -€7,013 | €15,212 | €62,527 | €67,646 | ▲ 8.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €655,349 | €612,999 | €573,369 | €620,905 | €623,765 | ▲ 0.5% |
| Fixed assets21/28 | €534,601 | €486,947 | €452,453 | €451,456 | €436,326 | ▼ 3.4% |
| Intangible fixed assets21 | €51,210 | €36,930 | €22,650 | €8,370 | - | - |
| Tangible fixed assets22/27 | €483,110 | €449,735 | €429,521 | €442,804 | €436,044 | ▼ 1.5% |
| Land and buildings22 | - | €448,071 | €429,521 | €410,971 | €399,056 | ▼ 2.9% |
| Plant, machinery and equipment23 | - | €1,180 | - | €31,833 | €32,008 | ▲ 0.5% |
| Furniture and vehicles24 | - | €485 | - | - | €4,979 | - |
| Financial fixed assets28 | €282 | €282 | €282 | €282 | €282 | = |
| Current assets29/58 | €120,748 | €126,052 | €120,917 | €169,449 | €187,439 | ▲ 10.6% |
| Stocks and contracts in progress3 | €4,380 | €12,133 | €33,100 | €23,025 | €30,448 | ▲ 32.2% |
| Stocks30/36 | - | €12,133 | €33,100 | €23,025 | €30,448 | ▲ 32.2% |
| Amounts receivable within one year40/41 | €56,198 | €69,128 | €47,036 | €51,746 | €67,220 | ▲ 29.9% |
| Trade receivables40 | - | €28,750 | €9,358 | €19,068 | €44,753 | ▲ 135% |
| Other amounts receivable41 | - | €40,378 | €37,678 | €32,678 | €22,468 | ▼ 31.2% |
| Cash at bank and in hand54/58 | €60,170 | €44,792 | €38,937 | €92,778 | €89,599 | ▼ 3.4% |
| Deferred charges and accrued income490/1 | - | - | €1,844 | €1,901 | €172 | ▼ 90.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €655,349 | €612,999 | €573,369 | €620,905 | €623,765 | ▲ 0.5% |
| Equity10/15 | -€12,010 | -€19,023 | -€3,811 | €58,716 | €96,362 | ▲ 64.1% |
| Contributions10/11 | €27,000 | €27,000 | €27,000 | €27,000 | €27,000 | = |
| Capital10 | - | €27,000 | - | - | - | - |
| Issued capital100 | - | €75,000 | - | - | - | - |
| Uncalled capital101 | - | €48,000 | - | - | - | - |
| Profit (loss) carried forward14 | -€39,010 | -€46,023 | -€30,811 | €31,716 | €69,362 | ▲ 119% |
| Amounts payable17/49 | €667,359 | €632,022 | €577,180 | €562,189 | €527,404 | ▼ 6.2% |
| Amounts payable after more than one year17 | €503,194 | €452,579 | €400,844 | €354,521 | €310,411 | ▼ 12.4% |
| Financial debts170/4 | - | €452,579 | €400,844 | €354,521 | €310,411 | ▼ 12.4% |
| Amounts payable within one year42/48 | €164,165 | €178,972 | €176,336 | €203,032 | €216,992 | ▲ 6.9% |
| Current portion of amounts payable after more than one year42 | - | €50,615 | €51,735 | €46,323 | €44,109 | ▼ 4.8% |
| Trade debts44 | €6,754 | €20,670 | €1,144 | €19,267 | €39,560 | ▲ 105% |
| Suppliers440/4 | - | €20,670 | €1,144 | €19,267 | €39,560 | ▲ 105% |
| Taxes, remuneration and social security45 | - | €10,687 | €26,458 | €40,441 | €36,323 | ▼ 10.2% |
| Taxes450/3 | - | €10,687 | €15,896 | €28,207 | €33,541 | ▲ 18.9% |
| Remuneration and social security454/9 | - | - | €10,562 | €12,234 | €2,781 | ▼ 77.3% |
| Other amounts payable47/48 | - | €97,000 | €97,000 | €97,000 | €97,000 | = |
| Accrued charges and deferred income492/3 | - | €471 | - | €4,637 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,176 | -€7,013 | €15,212 | €62,527 | €67,646 | ▲ 8.2% |
| + Depreciation and write-downs630 | €48,989 | €47,654 | €34,495 | €36,709 | €32,986 | ▼ 10.1% |
| Operating cash flow (approximation) | €71,165 | €40,641 | €49,706 | €99,236 | €100,632 | ▲ 1.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€35,712 | -€17,856 | ▲ 50.0% |
| Change in cash | - | -€15,378 | -€5,855 | €53,840 | -€3,179 | ▼ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €67,646 ▲8.2%
Operating result €98,340, net result €67,646, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 42 days late
2022
31-12
Financial
Back to profitnet €15,212
Net result €15,212 after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 60 days late
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 65 days late
2020
31-12
Financial
Back to profitnet €22,176
Net result €22,176 after 2 loss-making years.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 81 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2017
Ground area
1,353 m²
Building footprint
279 m²
Volume, LiDAR
1,297 m³
Parcel 25052A0076/00N000, Wallonia · tallest building 5.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Arthmobile
since 20172.267.474.176
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25052A0076/00N000 | Wallonia | 1,353 m² | 1 · 279 m² | 5.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,662 companies in sector 47811 we hold annual accounts for 5,227. 3,629 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0678741860
Also
9925:BE0678741860
Registered
13-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.