Artea Consulting
ActiveSummary
Artea Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency40▼-28
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.5 against 1.5 in 2024; short-term debt: 68.1% and cash: 2.7% of total assets), and 85.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.6%
Return on assets
25.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
4 d late
2023
on the day
2022
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 75.1%
2024 · €84k
2022: €53k
2023: €122k
2024: €84k
2022 → 2025
Total assets
€144k▼ 26.5%
2024 · €195k
2022: €88k
2023: €126k
2024: €195k
2022 → 2025
Net result
€37k▼ 21.5%
2024 · €47k
2022: €52k
2023: €69k
2024: €47k
2022 → 2025
Working capital
€-49k
2024 · €50k
2022: €48k
2023: €116k
2024: €50k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€53k-€122k▲ 129%€84k▼ 31.2%€21k▼ 75.1%
Operating result€68k-€89k▲ 31.9%€59k▼ 34.0%€46k▼ 21.8%
Net result€52k-€69k▲ 31.5%€47k▼ 32.1%€37k▼ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€94k ▲ 109%
Current assets
€49k ▼ 67.3%
Equity and liabilities €144k
Equity
€21k ▼ 75.1%
Debt
€123k ▲ 10.5%
Debt's share of the balance-sheet total rises from 56.9% to 85.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €63k
Cash flow
€47k▼
2024 · €51k
Current ratio
0.50▼
2024 · 1.50
Debt to equity
5.86▲
2024 · 1.32
ROE
175.5%▲
2024 · 55.6%
ROA
25.6%▲
2024 · 24.0%
Interest coverage
45.84▼
2024 · 47.25
Debt ≤ 1 year
€98k▼
2024 · €100k
Debt > 1 year
€15k
Income taxes
€10k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€195k€144k▼
Fixed assets21/28€45k€94k▲
Tangible fixed assets22/27€45k€94k▲
Plant, machinery and equipment23€248€0▼
Furniture and vehicles24€4k€17k▲
Other tangible fixed assets26€41k€78k▲
Current assets29/58€150k€49k▼
Amounts receivable within one year40/41€90k€43k▼
Trade receivables40€17k€39k▲
Other amounts receivable41€73k€4k▼
Cash at bank and in hand54/58€58k€4k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€195k€144k▼
Equity10/15€84k€21k▼
Contributions10/11€1k€1k=
Reserves13€83k€20k▼
Distributable reserves133€83k€20k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€111k€123k▲
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€100k€98k▼
Current portion of amounts payable after more than one year42-€31k
Financial debts43€4k€554▼
Credit institutions430/8€4k€554▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€85k€58k▼
Accrued charges and deferred income492/3€11k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€10k▲
Other operating charges640/8€535€621▲
Gross operating margin9900€64k€57k▼
Operating profit (loss)9901€59k€46k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€60k€47k▼
Income taxes67/77€13k€10k▼
Profit (loss) for the period9904€47k€37k▼
Profit (loss) for the period to be appropriated9905€47k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€37k▼
Transfer from equity791/2€85k€83k▼
Transfer to equity691/2€47k€20k▼
To other reserves6921€47k€20k▼
Profit to be distributed694/7€85k€100k▲
Return on contributions (dividend)694€85k€100k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €37k ▼21.5%
Net result drops to €37k, the lowest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €69k ▲31.5%
Operating result €89k, net result €69k, both a record.
31-12
Financial
Liquidity times 14current ratio 36.90
Current ratio from 2.64 to 36.90; short-term debt falls from €29k to €3k.
31-12
Financial
Equity above €100kEq €122k ▲129%
2 profitable years in a row build equity to €122k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dijkstraat 361981 ZemstGround area
2,281 m²
Building footprint
142 m²
Volume, LiDAR
571 m³
Parcel 23034B0052/00K000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Artea Consulting / Artea Design.
since 20222.328.231.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034B0052/00K000 | Flanders | 2,281 m² | 1 · 142 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 31,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47120Other non-specialised retail sale
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74130Interior design
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.