Artalex
ActiveArtalex is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €148k and a net result of €-20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 7954 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
51 d early
2023
4 d early
2022
52 d early
2021
32 d early
2020
1 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▼ 11.7%
2024 · €168k
2018: €55k
2019: €47k
2020: €34k
2021: €25k
2022: €20k
2023: €165k
2024: €168k
2018 → 2025
Net result
€-20k
2024 · €2k
2018: €-7k
2019: €-8k
2020: €-13k
2021: €-9k
2022: €-5k
2023: €145k
2024: €2k
2018 → 2025
Total assets
€367k▲ 3.3%
2024 · €356k
2018: €57k
2019: €48k
2020: €38k
2021: €29k
2022: €364k
2023: €445k
2024: €356k
2018 → 2025
Solvency
40.3%▼ 6.8pp
2024 · 47.1%
2018: 96.0%
2019: 96.6%
2020: 90.1%
2021: 88.1%
2022: 5.5%
2023: 37.2%
2024: 47.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€20k▼ 20.9%€165k▲ 724%€168k▲ 1.4%€148k▼ 11.7%
Operating result€-7k-€-3k▲ 59.9%€204k€9k▼ 95.4%€-11k
Net result€-9k-€-5k▲ 39.8%€145k€2k▼ 98.4%€-20k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €9k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€354k▲ 1.1%
Current assets
€13k▲ 152%
Equity and liabilities €367k
Equity
€148k▼ 11.7%
Debt
€219k▲ 16.6%
The debt ratio rises from 52.9% to 59.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
40.3%▼
2024 · 47.1%
ROE
-13.2%▼
2024 · 1.4%
ROA
-5.3%▼
2024 · 0.6%
Debt
€219k▲
2024 · €188k
Debt ≤ 1 year
€26k▼
2024 · €75k
Debt > 1 year
€194k▲
2024 · €113k
Income taxes
€232▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€356k€367k▲
Fixed assets21/28€350k€354k▲
Tangible fixed assets22/27€350k€354k▲
Land and buildings22€350k€350k=
Plant, machinery and equipment23€331-
Furniture and vehicles24-€4k
Current assets29/58€5k€13k▲
Amounts receivable within one year40/41€824€7k▲
Trade receivables40-€6k
Other amounts receivable41€824€979▲
Cash at bank and in hand54/58€4k€6k▲
Deferred charges and accrued income490/1€25€1k▲
Equity and liabilities
Total equity and liabilities10/49€356k€367k▲
Equity10/15€168k€148k▼
Contributions10/11€7k€7k=
Outside capital11€7k€7k=
Other1109/19€7k€7k=
Reserves13€160k€141k▼
Tax-exempt reserves132€22k€22k=
Distributable reserves133€138k€118k▼
Amounts payable17/49€188k€219k▲
Amounts payable after more than one year17€113k€194k▲
Financial debts170/4€113k€194k▲
Amounts payable within one year42/48€75k€26k▼
Current portion of amounts payable after more than one year42€70k€19k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€391€709▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€391-
Gross operating margin9900€11k€-8k▼
Operating profit (loss)9901€9k€-11k▼
Financial income75/76B€134€38▼
Recurring financial income75€134€38▼
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€4k€-19k▼
Income taxes67/77€1k€232▼
Profit (loss) for the period9904€2k€-20k▼
Profit (loss) for the period to be appropriated9905€2k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-20k▼
Transfer from equity791/2-€20k
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-20k ▼954%
Net result drops to €-20k, the lowest in the series.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €145k
Net result €145k after 5 loss-making years.
30-09
Financial
Equity above €150kEq €165k ▲724%
Equity rises from €20k to €165k.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 15 days late
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
19-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-10-2023
Resigned as Director
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Treemblok 22970 SchildeGround area
708 m²
Building footprint
173 m²
Volume, LiDAR
647 m³
Parcel 11041C0100/00W002, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Treemblok 2, 2970 Schilde
since 19892.046.203.716
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0100/00W002 | Flanders | 708 m² | 1 · 173 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MIKAN CONSULTING
BE 0716.707.561
Wellen · Eq €148k
FIRMITAS
BE 0699.832.927
Antwerpen · Eq €148k
JMVS
BE 0534.828.603
Izegem · Eq €148k
JOMARO
BE 0663.790.695
Zutendaal · Eq €148k
aRTe
BE 0896.866.651
Boutersem · Eq €148k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-1989
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.