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ART4HOME

Active
Private limited companyfounded 2023active for 3 yearsGuldenschaapstraat 6, 1800 Vilvoorde, Belgium277 active companies are registered at this addressKBO/BCE: BE 0800.202.686
Summary

The computed 12-month bankruptcy probability of ART4HOME is at least 25% (high). The 2024 annual accounts show equity of €11,121 and a net result of €8,092. Its solvency ranks better than 33% of 9,842 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€43,342total assets 2024
Equity
€11,121
Profit
€8,092
Turnover not published (micro format)
Financial health
10 Critical Checked score 2024
Bankruptcy probabilitywithin 12 months
≥ 25%
Structure
Accounts 73 days overdue2 of 3 deeds read
Why 10raises risk2 changes of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 167 days late; 1 of the last 3 late2 ex-officio strike-offs in the KBOSize: total assets €43,342Show the evidence

Checked score

Score 2024
10 / 100
Critical
Probability in this band: over 15.0%
Financially better than 55% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Average
Solvency 51+7
equity 25.7% of total assets
Liquidity 20-25
short-term debt 74.3%
Profitability 92+46
return on assets 18.7%
Bankruptcy probability, 12 months
≥ 25% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 3 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,398 companies, NACE 41, micro)
Last 24 months 11-2024: 4.3% 12-2024: 4.3%● unchanged vs 11-2024 01-2025: 4.2%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 4.2%● unchanged vs 01-2025lowest value 03-2025: 4.3%▲ +0.1 percentage points vs 02-2025 04-2025: 4.5%▲ +0.2 percentage points vs 03-2025 05-2025: 4.5%● unchanged vs 04-2025 06-2025: 4.5%● unchanged vs 05-2025 07-2025: 4.9%▲ +0.4 percentage points vs 06-2025 08-2025: 6.0%▲ +1.1 percentage points vs 07-2025 09-2025: 9.7%▲ +3.7 percentage points vs 08-2025 10-2025: 13.2%▲ +3.5 percentage points vs 09-2025 11-2025: 13.2%● unchanged vs 10-2025 12-2025: 14.6%▲ +1.4 percentage points vs 11-2025 01-2026: 18.5%▲ +3.9 percentage points vs 12-2025 02-2026: ≥ 25%▲ +8.6 percentage points vs 01-2026 03-2026: ≥ 25%● unchanged vs 02-2026 04-2026: ≥ 25%● unchanged vs 03-2026highest value 05-2026: ≥ 25%● unchanged vs 04-2026 06-2026: ≥ 25%● unchanged vs 05-2026 07-2026: ≥ 25%● unchanged vs 06-2026 08-2026: ≥ 25%● unchanged vs 07-2026 09-2026: ≥ 25%● unchanged vs 08-2026 10-2026: ≥ 25%● unchanged vs 09-2026
No credit on open account
Liquidity tight (current ratio 1.29, compared with 1.23 in 2023; short-term debt: 74.3% of total assets), and 74.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 33% on solvency, 16% on liquidity, 77% on profitability and 96% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises risk
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 167 days late; 1 of the last 3 late
NBB · filings
raises risk · 2 ex-officio strike-offs in the KBO
KBO publications
raises risk · Size: total assets €43,342
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-01-2026, 167 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
167 days late
2023
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 98 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
UBO non-complianceAddress struck
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Address struckLt. Graffplein 15 1780 Die…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
  • Total assets 20242 financial years filed €43,342 View
  • Active since 2023founded 31-03-2023 3 years View

By topic

Financials

Financial year
2024
Total assets
€43,342
Profit
€8,092
Solvency
25.7%
Total assets▲ 171%
Net result
20232024
Go to Financials

Timeline

Events
6
Since
2024
  1. 28-08-2025Registered office
  2. 29-08-2024Annual accounts filed
  3. 19-04-2024UBO non-compliance
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
31-03-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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