ART.P.CONSTRUCT
ActiveART.P.CONSTRUCT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €122k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 82% of 168 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
86
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▼-19
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.73 against 5.11 in 2023), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74%
Return on assets
1%
Age of the figures
23 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 136 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline13-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-04-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
1 d early
2022
6 d early
2021
3 d early
2020
35 d early
2019
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 74.3%
2023 · €6k
2018: €11k
2019: €6k
2020: €13k
2021: €-11k
2022: €12k
2023: €6k
2018 → 2024
Working capital
€118k▲ 1.4%
2023 · €116k
2018: €124k
2019: €114k
2020: €128k
2021: €105k
2022: €109k
2023: €116k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€144k-€120k▼ 17.0%€118k▼ 1.8%€121k▲ 2.7%€122k▲ 1.3%
Operating result€17k-€-6k€11k€10k▼ 7.8%€4k▼ 57.7%
Net result€13k-€-11k€12k€6k▼ 47.4%€2k▼ 74.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 58% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €165k
Fixed assets
€16k▼ 24.3%
Current assets
€149k▲ 3.4%
Equity and liabilities €165k
Equity
€122k▲ 1.3%
Debt
€43k▼ 4.3%
The debt ratio falls from 27.1% to 26.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2023 · €23k
Cash flow
€7k▼
2023 · €19k
Solvency
74.0%▲
2023 · 72.9%
Current ratio
4.73▼
2023 · 5.11
Quick ratio
4.73▼
2023 · 5.11
Debt / equity
0.35▼
2023 · 0.37
ROE
1.3%▼
2023 · 5.1%
ROA
1.0%▼
2023 · 3.7%
Interest coverage
4.09▼
2023 · 9.31
Debt
€43k▼
2023 · €45k
Debt ≤ 1 year
€31k▲
2023 · €28k
Debt > 1 year
€12k▼
2023 · €17k
Income taxes
€427▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€166k€165k▼
Fixed assets21/28€22k€16k▼
Tangible fixed assets22/27€22k€16k▼
Furniture and vehicles24€22k€16k▼
Current assets29/58€144k€149k▲
Amounts receivable within one year40/41€142k€148k▲
Trade receivables40€40k€43k▲
Other amounts receivable41€102k€105k▲
Cash at bank and in hand54/58€2k€657▼
Equity and liabilities
Total equity and liabilities10/49€166k€165k▼
Equity10/15€121k€122k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€116k€117k▲
Amounts payable17/49€45k€43k▼
Amounts payable after more than one year17€17k€12k▼
Financial debts170/4€17k€12k▼
Amounts payable within one year42/48€28k€31k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43-€12
Credit institutions430/8-€12
Trade debts44€20k€25k▲
Suppliers440/4€20k€25k▲
Taxes, remuneration and social security45€3k€212▼
Taxes450/3€3k€212▼
Income statement
Code20232024
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€5k▼
Other operating charges640/8€156€3k▲
Non-recurring operating charges66A-€666
Gross operating margin9900€24k€13k▼
Operating profit (loss)9901€10k€4k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€8k€2k▼
Income taxes67/77€2k€427▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€117k▲
Profit (loss) brought forward from the previous period14P€110k€116k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Weakest financial yearnet €-11k ▼182%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Highest result since 2018net €13k ▲130%
Operating result €17k, net result €13k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 2 days late
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasterlindenstraat 151082 Sint-Agatha-BerchemGround area
196 m²
Building footprint
195 m²
Volume, LiDAR
1,089 m³
Parcel 21003A0105/00R005, Brussels · tallest building 11.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kasterlindenstraat 15, 1082 Sint-Agatha-Berchem
since 20072.160.005.106
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0105/00R005 | Brussels | 196 m² | 1 · 195 m² | 11.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCARCO
BE 0838.075.149
Maasmechelen · Eq €122k
MENUISERIE DANY BEELEN
BE 0480.483.956
Hannut · Eq €123k
MAATMEUBELEN KINT
BE 0744.554.578
Menen · Eq €122k
ORGO-INTERIEUR
BE 0874.980.481
Sint-Truiden · Eq €121k
LA MAÎTRISE DU CHARPENTIER
BE 0885.500.033
Crisnée · Eq €120k
Of 1,594 companies in sector 16230 we hold annual accounts for 777. 628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2007
Fiscal year end30-09
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20300
41001General construction of residential buildings
43110Demolition
43120Site preparation
43130Specialised construction activities
43320Joinery installation
45111
45112
45211
45212
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.