Checked.be
Active
BE 0407.194.122Public limited company
ART - IMO
Avenue Provinciale 85 ·1341 Ottignies-Louvain-la-Neuve, Belgium· 56 yrs active
Sector: Real estate activities
(68310)
Conclusion
The computed 12-month bankruptcy probability of ART - IMO is 0.1% (very low). The 2025 annual accounts show equity of €8.06M and a net result of €324k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 200 sector peers (fiscal year 2025). The company has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Key figures
| Equity | €8.06M |
| Net result | €324k |
| Better than sector | 75% |
| Active | 56 yrs |
Snowflake analysis
70
/ 100
Strong profile, led by solvency.
Health
89
Profitability
20
Solvency
100
Growth
41
Stability
100
Bankruptcy probability (12 mo)
0.1%
Very low
0%0,5%1,5%4%10%≥25%
Long track record
−Lower-failure-rate sector
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1970, 56 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
89
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 17-06-2026 with the NBB · fiscal year 2025 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~4.3%/year over 8 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 63.5% | 28.9% | |
| Net result | €324k | €9k | |
| Equity | €8.06M | €456k | |
| Gross operating margin | €435k | €79k | |
| Total assets | €12.68M | €2.45M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€725k
+57.8%
18-25
€414k
+28.7%
18-25
€324k
+1475.3%
18-25
€492k
+191.6%
18-25
€12.68M
+9.2%
18-25
€8.06M
+17.4%
18-25
€7.94M
+11.6%
18-25
0
-
18-25
€50k
+2459.6%
18-25
€300k
-
18-25
€3.87M
-2.4%
18-25
€1.52M
+13.4%
18-25
€2.30M
-10.6%
18-25
6.21
-1.4%
18-25
1.91
+43.2%
18-25
63.5%
+7.4%
18-25
0.48
-16.8%
18-25
4.0%
+1242.3%
18-25
2.6%
+1341.9%
18-25
-17.5%
-
18-25
46.9%
-39.1%
18-25
2.41
+31.1%
18-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €414k |
| Net profit | €324k |
| Cash flow | €492k |
| Staff costs | - |
| Income taxes | €50k |
| Dividends | - |
| Total assets | €12.68M |
| Equity | €8.06M |
| Debt | €3.87M |
| of which ≤ 1y | €1.52M |
| of which > 1y | €2.30M |
| Working capital | €7.94M |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 6.21 |
| Quick ratio | 1.91 |
| Working capital ratio | 62.6% |
| Solvency | 63.5% |
| Debt / equity | 0.48 |
| Long-term debt ratio | 0.28 |
| Interest coverage | 2.41 |
| Gross margin | - |
| Net margin | - |
| ROA | 2.6% |
| ROE | 4.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €12.68M |
| Fixed assets | 21/28 | €3.21M |
| Tangible fixed assets | 22/27 | €3.21M |
| Financial fixed assets | 28 | €250 |
| Current assets | 29/58 | €9.47M |
| Stocks & contracts in progress | 3 | €6.55M |
| Amounts receivable within one year | 40/41 | €2.31M |
| Investments | 50/53 | €529k |
| Cash & bank | 54/58 | €47k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €12.68M |
| Equity | 10/15 | €8.06M |
| Contributions / capital | 10/11 | €191k |
| Reserves | 13 | €6.46M |
| Accumulated profits (losses) | 14 | €1.26M |
| Provisions & deferred taxes | 16 | €756k |
| Amounts payable | 17/49 | €3.87M |
| Amounts payable after one year | 17 | €2.30M |
| Amounts payable within one year | 42/48 | €1.52M |
| Trade debts payable within one year | 44 | €39k |
| Income statement | ||
| Gross operating margin | 9900 | €435k |
| Operating result | 9901 | €245k |
| Financial income | 75 | €90k |
| Financial charges | 65 | €171k |
| Result before taxes | 9903 | €374k |
| Income taxes | 67/77 | €50k |
| Net result for the period | 9904 | €324k |
| Result to be appropriated | 9905 | €324k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Legal Structure
| NACE primary | Real estate activities(68310) |
| Legal form | Public limited company(014) |
| Incorporation | 30-06-1970 |
| Status | Active |
| Postal code | 1341 |
Establishment units
ART-IMO
since 19702.004.545.976
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016A0155/00A006 | Wallonia | 655 m² | 1 · 55 m² | 10.7 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
17-06-2026
NBB filing
Annual accounts filed
2025
18-08-2025
State Gazette act
Director changes
28-05-2025
NBB filing
Annual accounts filed
2024
05-06-2024
NBB filing
Annual accounts filed
02-02-2024
State Gazette act
Director changes
2023
27-06-2023
NBB filing
Annual accounts filed
2022
19-07-2022
State Gazette act
Director changes
27-06-2022
NBB filing
Annual accounts filed
2021
27-06-2021
NBB filing
Annual accounts filed
2020
17-07-2020
State Gazette act
Director changes
01-07-2020
NBB filing
Annual accounts filed
2019
09-12-2019
State Gazette act
Director changes
05-06-2019
NBB filing
Annual accounts filed
2018
31-05-2018
NBB filing
Annual accounts filed
2017
18-07-2017
State Gazette act
Director changes
09-06-2017
NBB filing
Annual accounts filed
2016
14-07-2016
State Gazette act
Director changes
2014
22-10-2014
State Gazette act
Director changes
Belgisch Staatsblad, acts
All acts · 8
updated 11 months ago
2025
18-08-2025 3 directors appointed
- MELIN Pierre-Marie, Bestuurder
- CLERINVEST, Bestuurder
- MELIN Thomas, Représentant permanent de clerinvest
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "MELIN Pierre-Marie",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "CLERINVEST",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "repr\u00E9sentant permanent de CLERINVEST",
"person": {
"rrn": null,
"name": "MELIN Thomas",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0407.194.122",
"name_full": "ART-IMO"
}
}2024
02-02-2024 6 directors appointed, 2 resigning
- MELIN Pierre-Marie, Bestuurder
- MELIN Thomas, Bestuurder
- CLERINVEST, Bestuurder
- MELIN Pierre-Marie, Gedelegeerd bestuurder
- MELIN Thomas, Gedelegeerd bestuurder
- CLERINVEST, Gedelegeerd bestuurder
- MELIN Arnaud, Bestuurder
- HEERING Caroline, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "MELIN Pierre-Marie",
"address": null,
"birth_date": null
}
},
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "MELIN Arnaud",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "MELIN Thomas",
"address": null,
"birth_date": null
}
},
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "HEERING Caroline",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "CLERINVEST",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur-d\u00E9l\u00E9gu\u00E9",
"person": {
"rrn": null,
"name": "MELIN Pierre-Marie",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur-d\u00E9l\u00E9gu\u00E9",
"person": {
"rrn": null,
"name": "MELIN Thomas",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur-d\u00E9l\u00E9gu\u00E9",
"person": {
"rrn": null,
"name": "CLERINVEST",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0407.194.122",
"name_full": "ART - IMO"
}
}2022
19-07-2022 4 directors appointed
- Pierre-Marie Melin, Gedelegeerd bestuurder
- Arnaud Melin, Gedelegeerd bestuurder
- Thomas Melin, Gedelegeerd bestuurder
- Caroline Heering, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur-d\u00E9l\u00E9gu\u00E9",
"person": {
"rrn": null,
"name": "Pierre-Marie Melin",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur-d\u00E9l\u00E9gu\u00E9",
"person": {
"rrn": null,
"name": "Arnaud Melin",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur-d\u00E9l\u00E9gu\u00E9",
"person": {
"rrn": null,
"name": "Thomas Melin",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Caroline Heering",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0407.194.122",
"name_full": "ART-IMO"
}
}2020
17-07-2020 2 directors appointed
- AUDICIA, Auditor
- Philippe Beriot, Auditor
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "auditor",
"person": {
"rrn": null,
"name": "AUDICIA",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "auditor",
"person": {
"rrn": null,
"name": "Philippe Beriot",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0407.194.122",
"name_full": "ART-IMO"
}
}2019
09-12-2019 4 directors appointed
- MELIN Pierre-Marie, Bestuurder
- MELIN Arnaud, Bestuurder
- MELIN Thomas, Bestuurder
- HEERING Caroline, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "MELIN Pierre-Marie",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "MELIN Arnaud",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "MELIN Thomas",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "HEERING Caroline",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0407.194.122",
"name_full": "ART - IMO"
}
}2017
18-07-2017 2 directors appointed
- SCPRL AUDICIA, Commissaire
- Philippe Bériot, Réprésentant permanent
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "commissaire",
"person": {
"rrn": null,
"name": "SCPRL AUDICIA",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "r\u00E9pr\u00E9sentant permanent",
"person": {
"rrn": null,
"name": "Philippe B\u00E9riot",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0407.194.122",
"name_full": "ART-IMO"
}
}2016
14-07-2016 Caroline Heering appointed as director
- Caroline Heering, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "Caroline Heering",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0407.194.122",
"name_full": "ART-IMO"
}
}2014
22-10-2014 Philippe Beriot appointed as auditor
- Philippe Beriot, Auditor
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_in",
"role": "auditor",
"person": {
"rrn": null,
"name": "Philippe Beriot",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0407.194.122",
"name_full": "ART-IMO"
}
}Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed70311Detailhandel in antiquiteiten in winkels47791Detailhandel in antiquiteiten47791Detailhandel in antiquiteiten52501
Primary activity highlighted.
Names & trade names
| Legal nameFR | ART - IMO |
| AbbreviationFR | ART - IMO |
Registered office
Avenue Provinciale 85
1341 Ottignies-Louvain-la-Neuve, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies
IMMO CHABEAU
BE 0428.550.156 · Elsene
Beherman Invest
BE 0413.697.575 · Bornem
AGENTSCHAP PALLEN
BE 0415.860.081 · Knokke-Heist
QUALITY IMMOBILIEN
BE 0423.737.372 · Knokke-Heist
Maison de l'Industrie Textile - Huis der Textielindustrie
BE 0403.307.291 · Anderlecht