ART & DECOR HOME

Active

Private limited companyfounded 2020active for 5 yearsBergensesteenweg 421, 1600 Sint-Pieters-Leeuw, Belgium293 active companies are registered at this addressKBO/BCE: BE 0759.793.575

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of ART & DECOR HOME is 9.5% (elevated). The 2025 annual accounts show equity of €30,508 and a net result of -€10,683. Equity is growing by about 7.4% per year across the filed financial years. Its solvency ranks better than 35% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Risk analysisFollow Report Compare

ART & DECOR HOMEActiveChecked score 31/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 15-12-2020 Normal situation
Legal form: Private limited company
Registered office: Bergensesteenweg 421, 1600 Sint-Pieters-Leeuw
Activity: General construction of residential buildings NACE 41001and 4 others
Establishment unit: 2.315.189.466 1651 Beersel, since 15-12-2020
Financial year end: 31 December
Peppol: Reachable since 13-12-2025

Company details

Who decides

Board

KUTESZKO ArturDirector · since 15-12-2020

Board & ownership

How it is doing

31 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 9.5%

Annual accounts 2025

Gross margin: €6,907; ▼ 86.1%
Turnover: ≈ €83,000; estimated
Loss: €10,683
Equity: €30,508; ▼ 25.9%
Total assets: €106,142; ▼ 47.3%

2025 accounts filed 85 days late

Filed on 24-10-2026at the National Bank

Financials

Why 31raises riskLast filed accounts filed 85 days late; 2 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Ex-officio strike-off in the KBOFounded in 2020Show the evidence

Checked score

Score 2025

31 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 23% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 54+9

equity 28.7% of total assets

Liquidity 26+6

short-term debt 50.0% · cash 1.0%

Profitability 29-51

return on assets -10.1%

Bankruptcy probability, 12 months

9.5% Elevated

0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)

Last 24 months 11-2024: 17.4% 12-2024: 18.4%▲ +1.0 percentage point vs 11-2024 01-2025: 22.3%▲ +3.9 percentage points vs 12-2024 02-2025: 22.3%● unchanged vs 01-2025 03-2025: 22.5%▲ +0.2 percentage points vs 02-2025highest value 04-2025: 21.3%▼ -1.2 percentage points vs 03-2025 05-2025: 21.3%● unchanged vs 04-2025 06-2025: 21.0%▼ -0.3 percentage points vs 05-2025 07-2025: 21.0%● unchanged vs 06-2025 08-2025: 11.6%▼ -9.4 percentage points vs 07-2025 09-2025: 11.6%● unchanged vs 08-2025 10-2025: 11.6%● unchanged vs 09-2025 11-2025: 11.4%▼ -0.2 percentage points vs 10-2025 12-2025: 11.8%▲ +0.4 percentage points vs 11-2025 01-2026: 11.6%▼ -0.2 percentage points vs 12-2025 02-2026: 11.6%● unchanged vs 01-2026 03-2026: 10.3%▼ -1.3 percentage points vs 02-2026 04-2026: 10.6%▲ +0.3 percentage points vs 03-2026 05-2026: 12.4%▲ +1.8 percentage points vs 04-2026 06-2026: 8.0%▼ -4.4 percentage points vs 05-2026 07-2026: 7.9%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 8.6%▲ +0.7 percentage points vs 07-2026 09-2026: 8.7%▲ +0.1 percentage points vs 08-2026 10-2026: 9.5%▲ +0.8 percentage points vs 09-2026

Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity tight (current ratio 1.26, compared with 1.16 in 2024, below the usual 1.5; short-term debt: 50% and cash: 1% of total assets), and 71.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 36% on solvency, 21% on liquidity, 19% on profitability and 17% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises risk

Last filed accounts filed 85 days late; 2 of the last 3 late

NBB · filings

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Ex-officio strike-off in the KBO

KBO publications

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 85 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-10-2026, 85 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

85 days late

2024

3 days early

2023

358 days late

2022

60 days late

2021

5 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 99 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

Searched, nothing found (1)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 filed years within 65 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

Caution: Among the weakest 14% on net resultsector median €8,543 · 9,370 companies -€10,683 View

Documents

Key facts about ART & DECOR HOME

What is the company number of ART & DECOR HOME?: 0759.793.575. In Belgium the VAT number is the company number with BE in front: BE 0759.793.575.
Where is ART & DECOR HOME based?: The registered office is at Bergensesteenweg 421, 1600 Sint-Pieters-Leeuw.Company details
What does ART & DECOR HOME do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of ART & DECOR HOME?: Private limited company (BV).
When was ART & DECOR HOME founded?: On 15-12-2020.
Is ART & DECOR HOME still active?: Yes, ART & DECOR HOME is an active enterprise in the KBO register.
What is the turnover of ART & DECOR HOME?: ≈ €83,000 in financial year 2025. Estimated from the gross margin of €6,907: probably between €43,000 and €150,000, based on 268 comparable companies, NACE 41001. A rough estimate.Financials
Is ART & DECOR HOME profitable?: In financial year 2025, ART & DECOR HOME made a loss of €10,683.
Where can I find the annual accounts of ART & DECOR HOME?: ART & DECOR HOME filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ART & DECOR HOME due?: By 31-07-2027, for financial year 2026.Timeline

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Overview