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TMA Renov

Active
Private limited companyfounded 2020active for 5 yearsKareelstraat 14, 1850 Grimbergen, BelgiumKBO/BCE: BE 0760.392.601
Summary

The computed 12-month bankruptcy probability of TMA Renov is 8.8% (elevated). The 2025 annual accounts show equity of €4,886 and a net result of €2,733. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 9,302 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
TMA RenovActiveChecked score 33/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€98,895total assets 2025
Equity
€4,886
Profit
€2,733
Turnover not published (micro format)
Financial health
33 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
8.8%
Structure
2025 accounts filed 207 days late2 deeds in the Belgian Official Gazette
Why 33raises riskLast filed accounts filed 208 days late; 2 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020Size: total assets €98,895Show the evidence

Checked score

Score 2025
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 40% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 30+1
equity 4.9% of total assets
Liquidity 12-14
short-term debt 95.1% · cash 9.7%
Profitability 71-13
return on assets 2.8%
Bankruptcy probability, 12 months
8.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 11-2024: 3.2% 12-2024: 3.4%▲ +0.2 percentage points vs 11-2024 01-2025: 3.5%▲ +0.1 percentage points vs 12-2024 02-2025: 4.3%▲ +0.8 percentage points vs 01-2025 03-2025: 4.2%▼ -0.1 percentage points vs 02-2025 04-2025: 6.3%▲ +2.1 percentage points vs 03-2025 05-2025: 3.2%▼ -3.1 percentage points vs 04-2025lowest value 06-2025: 4.4%▲ +1.2 percentage points vs 05-2025 07-2025: 4.3%▼ -0.1 percentage points vs 06-2025 08-2025: 4.3%● unchanged vs 07-2025 09-2025: 4.4%▲ +0.1 percentage points vs 08-2025 10-2025: 4.5%▲ +0.1 percentage points vs 09-2025 11-2025: 4.5%● unchanged vs 10-2025 12-2025: 4.6%▲ +0.1 percentage points vs 11-2025 01-2026: 4.4%▼ -0.2 percentage points vs 12-2025 02-2026: 5.1%▲ +0.7 percentage points vs 01-2026 03-2026: 5.3%▲ +0.2 percentage points vs 02-2026 04-2026: 5.8%▲ +0.5 percentage points vs 03-2026 05-2026: 5.8%● unchanged vs 04-2026 06-2026: 7.2%▲ +1.4 percentage points vs 05-2026 07-2026: 9.5%▲ +2.3 percentage points vs 06-2026highest value 08-2026: 9.5%● unchanged vs 07-2026highest value 09-2026: 8.7%▼ -0.8 percentage points vs 08-2026 10-2026: 8.8%▲ +0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.91, compared with 1.04 in 2024, below 1; short-term debt: 95.1% and cash: 9.7% of total assets), and 95.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 15% on solvency, 11% on liquidity, 45% on profitability and 91% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 208 days late; 2 of the last 3 late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €98,895
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9302 sector peers (2025).
NBB · sector comparison
Position among 9302 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 207 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-08-2026, 207 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filings
Deviation from the deadline
2025
207 days late
2024
96 days late
2023
on the day
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 76 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 March (3 of the last 4 filed years within 48 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €6,249

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 207 days View
  • Caution: Among the weakest 15% on solvencysector median 43.0% · 9,302 companies 4.9% View
  • Total assets 20254 financial years filed €98,895 View

By topic

Financials

Financial year
2025
Total assets
€98,895
Profit
€2,733
Solvency
4.9%
Total assets▲ 90.4%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-01-2027
  1. 31-01-2024Annual accounts filed
  2. 30-06-2023Weakest financial year
  3. 31-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
22-12-2020
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about TMA Renov

What is the company number of TMA Renov?
0760.392.601. In Belgium the VAT number is the company number with BE in front: BE 0760.392.601.
Where is TMA Renov based?
The registered office is at Kareelstraat 14, 1850 Grimbergen.Company details
What does TMA Renov do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of TMA Renov?
Private limited company (BV).
When was TMA Renov founded?
On 22-12-2020.
Is TMA Renov still active?
Yes, TMA Renov is an active enterprise in the KBO register.
What is the turnover of TMA Renov?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TMA Renov profitable?
In financial year 2025, TMA Renov made a profit of €2,733.
Where can I find the annual accounts of TMA Renov?
TMA Renov filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TMA Renov due?
By 31-01-2027, for financial year 2026.Timeline

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