ART CONCEPT & RENOVATION
ActiveSummary
The computed 12-month bankruptcy probability of ART CONCEPT & RENOVATION is 6.5% (elevated). The 2024 annual accounts show equity of €994. Its solvency ranks better than 50% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Axes · tick = 2023
Profitability-
Solvency71▲+71
Growth75
Track record94
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
64 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€994
2023 · €-986
2023: €-986
2023 → 2024
Total assets
€2k▲ 10,619%
2023 · €20
2023: €20
2023 → 2024
Net result
€-1k
Working capital
€994
2023 · €-986
2023: €-986
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€-986-€994
Operating result€-1k-
Net result€-1k-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
2023 is the only fiscal year with figures: the operating result is a loss of €1k.
Balance-sheet composition
Equity and liabilities €2k
Equity
€994
Debt
€1k
Debt finances 53.6% of the balance-sheet total.
Key figures and ratios
Debt ≤ 1 year
€1k▲
2023 · €1k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 20 lines
Balance sheet
Code20232024
Assets
Total assets20/58€20€2k▲
Current assets29/58€20€2k▲
Amounts receivable within one year40/41€20€2k▲
Other amounts receivable41€20€2k▲
Equity and liabilities
Total equity and liabilities10/49€20€2k▲
Equity10/15€-986€994▲
Contributions10/11€20€2k▲
Profit (loss) carried forward14€-1k€-1k=
Amounts payable17/49€1k€1k▲
Amounts payable within one year42/48€1k€1k▲
Trade debts44€1k-
Suppliers440/4€1k-
Other amounts payable47/48-€1k
Income statement
Code20232024
Gross operating margin9900€-1k-
Operating profit (loss)9901€-1k-
Profit (loss) for the period before taxes9903€-1k-
Profit (loss) for the period9904€-1k-
Profit (loss) for the period to be appropriated9905€-1k-
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-1k=
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
31-12
Financial
Liquidity times 94current ratio 1.86
Current ratio from 0.02 to 1.86.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Baecklaan 721080 Sint-Jans-MolenbeekGround area
7,479 m²
Building footprint
282 m²
Volume, LiDAR
9,747 m³
Parcel 21523B0861/00D000, Brussels · tallest building 37.3 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
ART CONCEPT & RENOVATION
since 20252.376.621.150
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0861/00D000 | Brussels | 7,479 m² | 1 · 282 m² | 37.3 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FATOR Rénovation Générale
BE 1015.609.004
Rebecq · Eq €1k
CANTINHO MINEIRO MARKET
BE 0770.984.605
Schaarbeek · Eq €830
V-CONSTRUCT
BE 1000.739.991
Heuvelland · Eq €4k
AC 85 & MRF 82 INSTITUT
BE 1000.307.055
Charleroi · Eq €6k
VOLPE CONSTRUCT
BE 0787.306.240
Grimbergen · Eq €8k
Of 232 companies in sector 43429 we hold annual accounts for 25. 5 are within a factor 10 of this equity. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43429Specialised construction activities
43240Other construction installation
43350Other building finishing work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.