A-Z COOLING
ActiveThe computed 12-month bankruptcy probability of A-Z COOLING is 4.9% (elevated). The 2025 annual accounts show negative equity (€-1k) and a net result of €-2k. Its solvency ranks better than 8% of 27711 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency12
Growth-
Track record67
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34; short-term debt: 113% and cash: 37.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-13%
Return on assets
-22.5%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€-1k
Total assets
€10k
Net result
€-2k
Working capital
€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €10k
Fixed assets
€7k
Current assets
€4k
Key figures and ratios
Solvency
-13.0%
Current ratio
0.34
Quick ratio
0.34
Debt / equity
-8.70
ROA
-22.5%
Debt
€12k
Debt ≤ 1 year
€12k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€10k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Furniture and vehicles24€7k
Current assets29/58€4k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€10k
Equity10/15€-1k
Contributions10/11€1k
Profit (loss) carried forward14€-2k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Financial debts43€236
Credit institutions430/8€236
Trade debts44€9k
Suppliers440/4€9k
Taxes, remuneration and social security45€193
Taxes450/3€193
Other amounts payable47/48€2k
Income statement
Code2025
Other operating charges640/8€201
Gross operating margin9900€-2k
Operating profit (loss)9901€-2k
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guillaume Stassartlaan 105/2ET.1070 AnderlechtGround area
182 m²
Building footprint
77 m²
Volume, LiDAR
762 m³
Parcel 21308H0630/00A003, Brussels · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Guillaume Stassartlaan 105/2ET, 1070 Anderlecht
since 20252.374.099.051
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0630/00A003 | Brussels | 182 m² | 1 · 77 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
2THELOO ENTRANCE SYSTEMS
BE 1023.924.872
AMSTERDAM
ADVERIS SOLUTION
BE 1039.880.976
Brussel
Angel's Vision
BE 1022.251.425
Dilbeek
ARKOS CONSTRUCT
BE 1034.505.295
Wezembeek-Oppem
ART CONCEPT & RENOVATION
BE 0803.130.306
Sint-Jans-Molenbeek
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 232 companies in sector 43429 we hold annual accounts for 25.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2025
Fiscal year end31-12
Activities, NACEBEL
43429Specialised construction activities
28250Manufacture of machinery and equipment not elsewhere classified
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.