ART - CHASSIS
ActiveART - CHASSIS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €120k and a net result of €-8k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-17
Solvency99▲+25
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 1.55 in 2023), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.3%
Return on assets
-4.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
26 d late
2022
127 d late
2021
31 d late
2020
107 d late
2019
168 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k
2023 · €8k
2018: €-3k
2019: €13k
2020: €73k
2021: €-37k
2022: €-28k
2023: €8k
2018 → 2024
Working capital
€90k▼ 4.7%
2023 · €94k
2018: €-106k
2019: €-45k
2020: €171k
2021: €113k
2022: €90k
2023: €94k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€282k-€245k▼ 13.1%€226k▼ 7.6%€232k▲ 2.4%€120k▼ 48.1%
Operating result€11k-€-26k€-20k▲ 21.5%€-2k▲ 88.6%€-14k▼ 505%
Net result€73k-€-37k€-28k▲ 23.3%€8k€-8k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2024 against €2k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €193k
Fixed assets
€30k▼ 90.2%
Current assets
€163k▼ 39.1%
Equity and liabilities €193k
Equity
€120k▼ 48.1%
Provisions
€0▼ 100%
Debt
€73k▼ 78.8%
The debt ratio falls from 59.6% to 37.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-5k▼
2023 · €19k
Cash flow
€857▼
2023 · €29k
Solvency
62.3%▲
2023 · 40.1%
Current ratio
2.23▲
2023 · 1.55
Quick ratio
2.15▲
2023 · 1.51
Debt / equity
0.61▼
2023 · 1.48
ROE
-6.6%▼
2023 · 3.4%
ROA
-4.1%▼
2023 · 1.4%
Interest coverage
-1.60▼
2023 · 3.16
Debt
€73k▼
2023 · €344k
Debt ≤ 1 year
€73k▼
2023 · €173k
Staff costs
€100k▲
2023 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€577k€193k▼
Fixed assets21/28€311k€30k▼
Intangible fixed assets21€12k€8k▼
Tangible fixed assets22/27€294k€18k▼
Land and buildings22€277k-
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€5k€8k▲
Financial fixed assets28€5k€5k=
Current assets29/58€267k€163k▼
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€242k€150k▼
Trade receivables40€239k€138k▼
Other amounts receivable41€3k€13k▲
Cash at bank and in hand54/58€18k€6k▼
Deferred charges and accrued income490/1€273€525▲
Equity and liabilities
Total equity and liabilities10/49€577k€193k▼
Equity10/15€232k€120k▼
Contributions10/11€8k€5k▼
Reserves13€216k€123k▼
Distributable reserves133€216k€123k▼
Profit (loss) carried forward14-€-8k
Investment grants15€7k-
Provisions and deferred taxes16€2k-
Deferred taxes168€2k-
Amounts payable17/49€344k€73k▼
Amounts payable after more than one year17€171k-
Financial debts170/4€171k-
Amounts payable within one year42/48€173k€73k▼
Current portion of amounts payable after more than one year42€12k-
Trade debts44€131k€66k▼
Suppliers440/4€131k€66k▼
Advances received on contracts in progress46€20k-
Taxes, remuneration and social security45€4k€851▼
Taxes450/3€248-
Remuneration and social security454/9€4k€851▼
Other amounts payable47/48€6k€6k▼
Income statement
Code20232024
Non-recurring operating income76A€3k€4k▲
Remuneration, social security and pensions62€97k€100k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€9k▼
Other operating charges640/8€5k€1k▼
Non-recurring operating charges66A€592-
Gross operating margin9900€122k€97k▼
Operating profit (loss)9901€-2k€-14k▼
Financial income75/76B€16k€7k▼
Recurring financial income75€16k€7k▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€7k€-10k▼
Transfer from deferred taxes780€600€2k▲
Profit (loss) for the period9904€8k€-8k▼
Profit (loss) for the period to be appropriated9905€8k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-8k▼
Transfer to equity691/2€8k-
To other reserves6921€8k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 127 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-37k ▼151%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 107 days late
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 168 days late
2020
31-12
Financial
Highest result since 2018net €73k ▲444%
Net result €73k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.00
Current ratio from 0.82 to 2.00; short-term debt falls from €253k to €172k.
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Buvrinnes(BIN) 187130 BincheGround area
448 m²
Building footprint
229 m²
Volume, LiDAR
2,238 m³
2 parcels, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Caroline Popp 29, 7130 Binche
since 19942.052.607.694
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011C0181/00M008 | Wallonia | 345 m² | 1 · 171 m² | 11.1 m · 3 fl. |
| 56011C0184/00C007 | Wallonia | 103 m² | 1 · 58 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 7,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-1991
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.