ARROW Training & Consulting
ActiveARROW Training & Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-463. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 54% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+52
Solvency74▲+7
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.74 in 2024; short-term debt: 51.3% and cash: 50.5% of total assets), but 51.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
-2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 d early
2024
15 d early
2023
20 d early
2022
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 4.7%
2024 · €10k
2022: €10k
2023: €13k
2024: €10k
2022 → 2025
Total assets
€19k▼ 16.9%
2024 · €23k
2022: €27k
2023: €30k
2024: €23k
2022 → 2025
Net result
€-463▲ 85.6%
2024 · €-3k
2022: €7k
2023: €3k
2024: €-3k
2022 → 2025
Working capital
€9k▼ 12.4%
2024 · €10k
2022: €10k
2023: €13k
2024: €10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€13k▲ 33.6%€10k▼ 24.7%€9k▼ 4.7%
Operating result€10k-€6k▼ 42.5%€-3k€280
Net result€7k-€3k▼ 51.3%€-3k€-463▲ 85.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €280 after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€750
Current assets
€18k
Equity and liabilities €19k
Equity
€9k▼ 4.7%
Debt
€10k▼ 25.9%
The debt ratio falls from 57.5% to 51.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€350
Cash flow
€-393
Solvency
48.7%▲
2024 · 42.5%
Current ratio
1.87▲
2024 · 1.74
Quick ratio
1.87▲
2024 · 1.74
Debt / equity
1.05▼
2024 · 1.35
ROE
-5.0%▲
2024 · -32.7%
ROA
-2.4%▲
2024 · -13.9%
Interest coverage
4.67
Debt
€10k▼
2024 · €13k
Debt ≤ 1 year
€10k▼
2024 · €13k
Income taxes
€668▲
2024 · €371
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€19k▼
Fixed assets21/28-€750
Tangible fixed assets22/27-€750
Furniture and vehicles24-€750
Current assets29/58€23k€18k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€4k€805▼
Other amounts receivable41€6€1k▲
Cash at bank and in hand54/58€10k€10k▼
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€23k€19k▼
Equity10/15€10k€9k▼
Contributions10/11€3k€3k=
Reserves13€7k€6k▼
Distributable reserves133€7k€6k▼
Amounts payable17/49€13k€10k▼
Amounts payable within one year42/48€13k€10k▼
Trade debts44€507€471▼
Suppliers440/4€507€471▼
Taxes, remuneration and social security45€3k€839▼
Taxes450/3€3k€839▼
Other amounts payable47/48€10k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€70
Other operating charges640/8€421€773▲
Gross operating margin9900€-2k€1k▲
Operating profit (loss)9901€-3k€280▲
Financial charges65/66B€74€75▲
Recurring financial charges65€74€75▲
Profit (loss) for the period before taxes9903€-3k€205▲
Income taxes67/77€371€668▲
Profit (loss) for the period9904€-3k€-463▲
Profit (loss) for the period to be appropriated9905€-3k€-463▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-463▲
Transfer from equity791/2€3k€463▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼198%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat 471760 RoosdaalGround area
964 m²
Building footprint
185 m²
Volume, LiDAR
1,225 m³
Parcel 23097C0204/00E000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARROW Training & Consulting
since 20222.327.175.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0204/00E000 | Flanders | 964 m² | 1 · 185 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,495 companies in sector 85510 we hold annual accounts for 718. 531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2022
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.