Checked.be
Active
BE 1017.438.740Private limited company
ARPV
Zwanenlaan 90 ·8400 Oostende, Belgium· 1 yrs active
Sector: General construction of residential buildings
(41001)
Conclusion
ARPV has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €49k. Its solvency ranks better than 41% of 109 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €54k |
| Net result | €49k |
| Staff (FTE) | 1.7 |
| Better than sector | 41% |
Financial profile
65
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
68
Profitability
100
Solvency
25
Growth
-
Stability
67
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
68
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score components
Liquidity
Current ratio 1.04 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.04 (≥ 1.0)
+5
Leverage
Debt/equity 4.30 (> 3.0)
-10
Profitability
ROE 91% (≥ 10%)
+10
Interest coverage
Interest coverage 26.8× (≥ 3×)
+8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 41, Construction of residential and non-residential buildings · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 18.9% | 25.5% | |
| Net result | €49k | €20k | |
| Equity | €54k | €76k | |
| Gross operating margin | €188k | €79k | |
| Staff costs | €84k | €168k |
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €101k |
| Net profit | €49k |
| Cash flow | €83k |
| Staff costs | €84k |
| Income taxes | €15k |
| Dividends | - |
| Total assets | €285k |
| Equity | €54k |
| Debt | €231k |
| of which ≤ 1y | €154k |
| of which > 1y | €77k |
| Working capital | €6k |
| Employees (FTE) | 1.7 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.04 |
| Quick ratio | 1.04 |
| Working capital ratio | 2.1% |
| Solvency | 18.9% |
| Debt / equity | 4.30 |
| Long-term debt ratio | 1.44 |
| Interest coverage | 26.80 |
| Gross margin | - |
| Net margin | - |
| ROA | 17.1% |
| ROE | 90.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €285k |
| Fixed assets | 21/28 | €125k |
| Tangible fixed assets | 22/27 | €125k |
| Current assets | 29/58 | €160k |
| Amounts receivable within one year | 40/41 | €39k |
| Cash & bank | 54/58 | €116k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €285k |
| Equity | 10/15 | €54k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €49k |
| Amounts payable | 17/49 | €231k |
| Amounts payable after one year | 17 | €77k |
| Amounts payable within one year | 42/48 | €154k |
| Trade debts payable within one year | 44 | €32k |
| Income statement | ||
| Gross operating margin | 9900 | €188k |
| Operating result | 9901 | €67k |
| Financial income | 75 | €206 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €63k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €49k |
| Result to be appropriated | 9905 | €49k |
Legal Structure
| NACE primary | General construction of residential buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 16-12-2024 |
| Status | Active |
| Postal code | 8400 |
Establishment units
ARPV
since 20242.367.477.020
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35026B0513/00W005 | Flanders | 612 m² | 1 · 85 m² | 8.3 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
18-12
State Gazette act
Minor change
other · Xavier De Maesschalck
State Gazette actNBB filing
Belgisch Staatsblad, acts
All acts · 1
updated 1 year ago
2024
18-12-2024 Publication in the Belgian Official Gazette, Minor change
Summary:
otherNotary:
Xavier De Maesschalck · Oostende
Technical details
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"notary": {
"name": "Xavier De Maesschalck",
"firm_city": null,
"firm_name": null,
"office_city": "Oostende",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-12-18",
"filing_date": "2024-12-16",
"act_kind_objet": "OPRICHTING"
},
"decision": {
"body": "algemene_vergadering",
"date": "2024-12-16",
"unanimous": true
},
"agm_change": {
"new_schedule": "15 juni om 19u00",
"old_schedule": null,
"effective_from_year": null,
"rule_changes_summary": null
},
"detected_kind": "other",
"other_address": null,
"mandate_renewal": {
"period_end": null,
"mandate_kind": "bestuurder",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": "gratuit",
"person_or_entity_kbo": null,
"person_or_entity_name": "PETITPIERRE Thomas Emile Jeffrey"
},
"subject_company": {
"kbo": "1017.438.740",
"name_full": "ARPV",
"legal_form": "BV"
},
"accounts_deposit": {
"filing_kind": null,
"fiscal_year_end": "2025-12-31",
"filing_reference": null
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"Expeditie van de akte",
"geco\u00F6rdineerde statuten"
],
"fiscal_year_change": {
"new_end_mm_dd": "31",
"old_end_mm_dd": null,
"new_start_mm_dd": "01",
"old_start_mm_dd": null,
"first_full_new_year": 2026,
"transition_period_end": "2025-12-31"
},
"liquidation_closure": null,
"officer_designation": {
"role": "bestuurder",
"organ": "bestuursorgaan",
"person_name": "PETITPIERRE Thomas Emile Jeffrey"
},
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Credit advice
Company registry (CBE)
Activities
General construction of residential buildings41001Other building finishing work43350General electrical installation work43211Plumbing work43221Installation of electric heating, air conditioning, cooling and ventilation43222Insulation installation43230Specialised construction activities43291Joinery installation43320
Names & trade names
| Legal nameNL | ARPV |
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