Equity
-€862,511
Debts exceed assets in financial year 2025.
KACHET
Lifetime
19 annual accounts with figures on one time axis, 31 filings since 1994peak €2.3m (2023)
€1.7m▼ 22.7%
lowest -€855,224 (2021)
€60,636▼ 41.1%
peak €469,375 (2010)
-€862,511▲ €60,636
€4.7m▼ 2.1%
peak 42.8 FTE (2017)
21.2 FTE▼ 20.3%
Board6 names since 2017
1 directorBIBOB BV
Owners4 names in the annual accounts
99.92%LEGOM - INVEST
Documentsfilings and deeds
24-07-20267 days before the deadline
2025financial year
Gross margin from €2.2m to €1.7mResult from €102,994 to €60,636Staff from 26.6 FTE to 21.2 FTECash from €252,456 to €47,370
Key points
from the 2025 annual accountsTurnover
≈ €2.9m estimated
The accounts state no turnover.
Debts
€4.7m 122% of the balance sheet
Financial debts 60%Suppliers 17%Taxes and wages 2%Other 21%
€956,217 of the debts are secured on the company's own assets. In 2021 that was €1.2m.
Staff
21.2 FTE from 42.8 in 2017
Between 2017 and 2025, 50% of the full-time equivalents disappeared.
Filings
31 annual accounts since 1994
Three of the last ten came late. The 2015 accounts came latest: 31 days after the end of the period.
Position in the sector
-€862,511
Less equity than 95% of companies in food and beverage service. Sector median €109,727 · 967 companies.
Checked score
49
Fair
Financially stronger than 28% of small companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 1,614 companies (NACE 56, small).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.6%● unchanged vs 03-2025lowest value
05-2025: 1.6%● unchanged vs 04-2025
06-2025: 1.7%▲ +0.1 percentage points vs 05-2025
07-2025: 2.0%▲ +0.3 percentage points vs 06-2025
08-2025: 1.7%▼ -0.3 percentage points vs 07-2025
09-2025: 1.7%● unchanged vs 08-2025
10-2025: 1.7%● unchanged vs 09-2025
11-2025: 1.7%● unchanged vs 10-2025
12-2025: 1.7%● unchanged vs 11-2025
01-2026: 1.7%● unchanged vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026
03-2026: 2.0%▲ +0.3 percentage points vs 02-2026
04-2026: 2.1%▲ +0.1 percentage points vs 03-2026
05-2026: 2.1%● unchanged vs 04-2026
06-2026: 2.3%▲ +0.2 percentage points vs 05-2026
07-2026: 2.4%▲ +0.1 percentage points vs 06-2026
08-2026: 2.5%▲ +0.1 percentage points vs 07-2026
09-2026: 2.6%▲ +0.1 percentage points vs 08-2026
10-2026: 3.4%▲ +0.8 percentage points vs 09-2026highest value
11-2026: 3.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€862,511
Liquidity: current ratio 1.23, cash €47,370, halved
Sector: Food and beverage service activities (NACE 56)
lowers risk
Figures for financial year 2025 (filed on 24-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, small). It does better than 9% of them on solvency, 21% on liquidity, 26% on profitability and 56% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 519 companies had the same profile as KACHET has now. Each dot stands for 2 companies, two years later.
91.7%
were still trading
3.9%
stopped another way
2.9%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of KACHET itself: 3.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 519 companies, not a prediction for KACHET. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.23 (1.12 in 2024), below the usual 1.5. Short-term debt is 46% and cash 1.2% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 963 sector peers (2025).
NBB · sector comparisonPosition among 963 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
1 day early
2023
1 day early
2022
on the day
2021
30 days late
2020
25 days early
2018
48 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LEGOM - INVEST 99.92%equity €39,446 (2025) · 30-09-2025 annual accounts of LEGOM - INVEST
Shares in 1 company, Xenia Services
Board & ownershipRecent changes
Left the Peppol Directory
Registered office moved within Hasselt
New registered office: Herkenrodeabdij 4C, 3511 Hasselt · Previous registered office: Scheepvaartkaai 16 3500 Hasselt · Board meeting of 01-07-2026 · Gazette deed
2 directors resigning
BV B.E.S.T. and BV BIBOB (managing director) · Permanent representatives: Willem GOMMERS and Nele GOMMERS · General meeting of 09-12-2025 · Gazette deed
Reappointment: BIBOB (managing director)
Permanent representative: GOMMERS Nele · General meeting of 03-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KACHET Hasselt | €3.9m | €1.7m | -22.4% | 21.2 |
| LES FRERES DEBEKKER - TRAITEUR Etterbeek | €4.5m | €2.0m | 63.8% | 18.6 |
| TRAITEUR GOOSSENS Putte | €4.2m | €1.9m | 64.4% | 26.1 |
| Colonie7 Merksplas | €2.4m | €1.3m | 27.9% | 19.5 |
| UMAMI HOMEMEALS Genk | €3.9m | €0.8m | 81.8% | 16.3 |
| Hof Ter Velden Dendermonde | €2.8m | €1.8m | 49.2% | 27.9 |
| LA TOQUE BLANCHE Pont-à-Celles | €1.9m | €1.3m | 72.3% | 25.3 |
These companies have the same main activity as KACHET: event catering (NACE 56210). They are comparable in size and age: total assets between €1.9m and €4.5m, founded between 1985 and 1995.
Official details
Source: KBO- Status
- Active since 21-03-1994Normal situation
- Activity
- Event cateringNACE 56210and 6 others
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment units
- 2.196.517.1913600 Genk, since 17-02-2011
- 2.283.744.4423500 Hasselt, since 01-12-2018and 3 others
- Financial year end
- 31 December
- Peppol
- Left the register on 07-11-2026
Annual accounts 2025
- €3.9m▼ 1.1%
- Employeeson 31-12-2025
- 12▼ 33.3%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on KACHET
KACHET has existed since 1994. In 2012 the gross margin rose from €430,868 to €1.3m and staff from 22.2 to 33.7 full-time equivalents.
LEGOM - INVEST holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KACHET
- What is the company number of KACHET?
- The company number of KACHET is 0452.265.567. The VAT number is the same number with BE in front: BE 0452.265.567.
- Where is KACHET based?
- The registered office is at Herkenrodeabdij 4C, 3511 Hasselt.Company details
- What does KACHET do?
- According to the KBO register, the main activity is event catering (NACE 56210).
- What is the legal form of KACHET?
- KACHET is a public limited company (NV).
- When was KACHET founded?
- KACHET was founded on 21-03-1994.
- Is KACHET still active?
- Yes, KACHET is an active enterprise in the KBO register.
- How many employees does KACHET have?
- KACHET had an average of 21.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does KACHET fall under?
- In its 2025 annual accounts, KACHET states joint committee 302 (Hotels and catering).
- What is the turnover of KACHET?
- The turnover in financial year 2025 is ≈ €2.9m. This figure is estimated from the gross margin of €1.7m and 1,585 comparable companies of the same size. It probably lies between €2.0m and €4.8m. It is a rough estimate.
- Is KACHET profitable?
- In financial year 2025, KACHET made a profit of €60,636.
- Where can I find the annual accounts of KACHET?
- KACHET filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KACHET due?
- KACHET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.