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BIBOB

Active Private limited companyfounded 2016active for 9 yearsvan Eycklaan 10, 3500 HasseltKBO/BCE: BE 0667.769.972

Lifetime

8 annual accounts with figures on one time axis
peak €214,816 (2025)
€214,816▲ 9.0%
lowest -€164,358 (2021)
€9,011▲ €11,722
peak €421,766 (2025)
€421,766▲ 2.2%
€2.0m▼ 0.1%
peak 1 FTE (2019)
-not published
Board1 name since 2022
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Back to profit: €9,011

Key points

from the 2025 annual accounts

Turnover

≈ €540,000 estimated

The micro format states no turnover.

Debts

€2.0m 82% of the balance sheet
Financial debts 62%Suppliers 1%Taxes and wages 1%Other 37%

Of this, €450,183 falls due within a year.

Investments

€42,962 0.3 × depreciation
20242025

Green is investment, beige is depreciation.

Filings

8 annual accounts since 2018
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 0 to 18 days before the end of the period.

Position in the sector

€421,766

More equity than 86% of companies in accommodation. Sector median €49,100 · 1,611 companies.

Checked score

90
Excellent
Financially stronger than 45% of small companies in accommodation (NACE 55)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 579 companies (NACE 55, small).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.3%▼ -0.1 percentage points vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.2 percentage points vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.3%▼ -0.4 percentage points vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Average

43+1equity 17.8% of total assets
45-1short-term debt 19.0% · cash 0.9%
49-9return on assets 0.4%

Score breakdown

raises risk
Liquidity: current ratio 0.52, cash €20,202
Equity €421,766 (17.8% of total assets)
lowers risk
Size: total assets €2.4m
Figures for financial year 2025 (filed on 24-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, small). It does better than 39% of them on solvency, 39% on liquidity, 43% on profitability and 57% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,372 companies had the same profile as BIBOB has now. Each dot stands for 6 companies, two years later.

96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BIBOB itself is lower: 0.1% within 12 months. It rests on far more data about BIBOB than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,372 companies, not a prediction for BIBOB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.52 (0.28 in 2024), below 1. Short-term debt is 19% and cash 0.9% of total assets. 82.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 24-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.52, cash €20,202
NBB · annual accounts
raises risk · Equity €421,766 (17.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
7 days early
2024
on the day
2023
2 days early
2022
on the day
2021
18 days early
2020
39 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Left the Peppol Directory
Publication in the Belgian Official Gazette Gazette deed
Registered office moved to Hasselt New registered office: Van Eycklaan 10, 3500 Hasselt · Change of role: GOMMERS Nele Pauline Gustaaf, from manager to director · “De verwerving voor eigen rekening van participaties,onder welke vorm het ook zij,in de oprichting…” (deed in Dutch) · General meeting of 20-06-2023 · Gazette deed
Incorporation Founder: GOMMERS Nele Pauline Gustaaf · Founding capital of €18,600, 100 shares · Appointment: GOMMERS Nele Pauline Gustaaf (manager) · published on 19-12-2016 · Gazette deed
All 17 events

Comparable companies

same main activity, similar in size and age
Company
BIBOB Hasselt €2.4m €214,816 17.8% -
HOTEL SERVICE DESK Kortrijk €2.1m €282,246 90.1% -
Escapade De Haan €2.9m €259,365 88.9% -
BEILA Bilzen-Hoeselt €2.3m €347,293 0.9% 18
Van Bunnen Knokke-Heist €1.8m €255,032 71.4% 2.4
JUMAACO Kortrijk €1.7m €226,200 22.8% -
ARTEVINIMMO Brussels €2.4m €333,519 -9.9% 3

These companies have the same main activity as BIBOB: hotels and similar accommodation (NACE 55100). They are comparable in size and age: total assets between €1.7m and €2.9m, founded between 2016 and 2018.

Official details

Source: KBO
Status
Active since 15-12-2016Normal situation
Activity
Hotels and similar accommodationNACE 55100and 3 others
Establishment unit
2.262.874.4953500 Hasselt, since 15-12-2016
Financial year end
31 December
Peppol
Left the register on 05-11-2026
Company details

Annual accounts 2025

€2.4m▲ 0.3%
Filing
Filed on 24-07-2026, 7 days before the end of the filing period
Financials

Insights on BIBOB

BIBOB files the micro format. That format states no turnover. The gross margin rose from €48,646 in 2018 to €214,816 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BIBOB

What is the company number of BIBOB?
The company number of BIBOB is 0667.769.972. The VAT number is the same number with BE in front: BE 0667.769.972.
Where is BIBOB based?
The registered office is at van Eycklaan 10, 3500 Hasselt.Company details
What does BIBOB do?
According to the KBO register, the main activity is hotels and similar accommodation (NACE 55100).
What is the legal form of BIBOB?
BIBOB is a private limited company (BV).
When was BIBOB founded?
BIBOB was founded on 15-12-2016.
Is BIBOB still active?
Yes, BIBOB is an active enterprise in the KBO register.
How many employees does BIBOB have?
BIBOB had an average of 0.2 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of BIBOB?
The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €214,816 and 2,203 comparable companies of the same size. It probably lies between €360,000 and €830,000. It is a rough estimate.
Is BIBOB profitable?
In financial year 2025, BIBOB made a profit of €9,011.
Where can I find the annual accounts of BIBOB?
BIBOB filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BIBOB due?
BIBOB must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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