H.M. CLEAN
ActiveSummary
The computed 12-month bankruptcy probability of H.M. CLEAN is 1.5% (moderate). The 2024 annual accounts show equity of €96k and a net result of €27k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 5894 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▲+27
Solvency84▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.33 against 2.59 in 2023; short-term debt: 41.4% and cash: 10.9% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-11-2025, 108 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
108 d late
2023
66 d late
2022
130 d late
2021
115 d late
2020
285 d late
2019
650 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€96k▲ 20.8%
2023 · €80k
2018: €59k
2019: €60k
2020: €57k
2021: €58k
2022: €72k
2023: €80k
2018 → 2024
Total assets
€164k▲ 26.6%
2023 · €130k
2018: €112k
2019: €103k
2020: €100k
2021: €104k
2022: €161k
2023: €130k
2018 → 2024
Net result
€27k▲ 108%
2023 · €13k
2018: €-3k
2019: €747
2020: €-3k
2021: €997
2022: €34k
2023: €13k
2018 → 2024
Working capital
€90k▲ 13.2%
2023 · €80k
2018: €57k
2019: €59k
2020: €57k
2021: €58k
2022: €72k
2023: €80k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€57k-€58k▲ 1.8%€72k▲ 24.8%€80k▲ 10.8%€96k▲ 20.8%
Operating result€-3k-€2k€38k▲ 1,837%€16k▼ 57.5%€32k▲ 97.0%
Net result€-3k-€997€34k▲ 3,339%€13k▼ 62.7%€27k▲ 108%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 97% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €164k
Fixed assets
€6k
Current assets
€158k
Equity and liabilities €164k
Equity
€96k ▲ 20.8%
Debt
€68k ▲ 35.7%
Debt's share of the balance-sheet total rises from 38.6% to 41.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k
Cash flow
€27k
Current ratio
2.33▼
2023 · 2.59
Debt to equity
0.71▲
2023 · 0.63
ROE
27.6%▲
2023 · 16.0%
ROA
16.2%▲
2023 · 9.8%
Interest coverage
39.31
Debt ≤ 1 year
€68k▲
2023 · €50k
Income taxes
€5k▲
2023 · €3k
Staff costs
€87k▲
2023 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€130k€164k▲
Fixed assets21/28-€6k
Tangible fixed assets22/27-€6k
Furniture and vehicles24-€6k
Current assets29/58€130k€158k▲
Amounts receivable within one year40/41€109k€140k▲
Trade receivables40€101k€138k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€21k€18k▼
Equity and liabilities
Total equity and liabilities10/49€130k€164k▲
Equity10/15€80k€96k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€59k€76k▲
Amounts payable17/49€50k€68k▲
Amounts payable within one year42/48€50k€68k▲
Trade debts44€29k€40k▲
Suppliers440/4€29k€40k▲
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€6k€8k▲
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48€5k€14k▲
Income statement
Code20232024
Non-recurring operating income76A€596-
Remuneration, social security and pensions62€84k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€326
Other operating charges640/8€221€50▼
Gross operating margin9900€100k€120k▲
Operating profit (loss)9901€16k€32k▲
Financial charges65/66B€557€824▲
Recurring financial charges65€557€824▲
Profit (loss) for the period before taxes9903€16k€31k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€13k€27k▲
Profit (loss) for the period to be appropriated9905€13k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€86k▲
Profit (loss) brought forward from the previous period14P€52k€59k▲
Profit to be distributed694/7€5k€10k▲
Directors or managers695€5k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 108 days late
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
2022
31-12
Financial
Highest result since 2018net €34k ▲3339%
Operating result €38k, net result €34k, both a record.
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 115 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 285 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 650 days late
2021
31-12
Financial
Back to profitnet €997
Net result €997 after one loss-making year.
2020
31-12
Financial
Weakest financial yearnet €-3k ▼545%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2019
31-12
Financial
Back to profitnet €747
Net result €747 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
17-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 48 days late
2016
31-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 2291070 AnderlechtGround area
365 m²
Building footprint
201 m²
Volume, LiDAR
2,009 m³
2 parcels, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
H.M. Clean
since 20072.160.772.394
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0408/00Y000 | Brussels | 230 m² | 1 · 66 m² | 11.0 m · 3 fl. |
| 21815D0206/00M006 | Brussels | 135 m² | 1 · 135 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BC ONDERHOUD
BE 0839.938.935
Lille · Eq €96,534
A.S.A. LUSO-NET
BE 0893.312.590
Sint-Genesius-Rode · Eq €96,175
PRO FILERS
BE 0447.494.454
Brugge · Eq €95,983
THOMAS & LUKAS
BE 0897.390.352
Blégny · Eq €95,982
Clean Service D & Co
BE 0642.859.382
Vilvoorde · Eq €96,766
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 2,020 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.