Arnouts BV
ActiveThe computed 12-month bankruptcy probability of Arnouts BV is 3.5% (moderate). The 2025 annual accounts show equity of €120k and a net result of €19k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 13270 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+4
Solvency82▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.06 in 2024; short-term debt: 35.8% and cash: 2.6% of total assets), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 17.6%
2024 · €102k
2023: €92k
2024: €102k
2023 → 2025
Total assets
€213k▲ 5.8%
2024 · €201k
2023: €218k
2024: €201k
2023 → 2025
Net result
€19k▲ 66.1%
2024 · €11k
2023: €90k
2024: €11k
2023 → 2025
Working capital
€55k▲ 1,101%
2024 · €5k
2023: €42k
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€92k-€102k▲ 11.4%€120k▲ 17.6%
Operating result€116k-€21k▼ 82.0%€27k▲ 28.9%
Net result€90k-€11k▼ 87.4%€19k▲ 66.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€82k▼ 28.3%
Current assets
€131k▲ 50.6%
Equity and liabilities €213k
Equity
€120k▲ 17.6%
Debt
€92k▼ 6.4%
The debt ratio falls from 49.1% to 43.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €44k
Cash flow
€33k▼
2024 · €34k
Solvency
56.6%▲
2024 · 50.9%
Current ratio
1.72▲
2024 · 1.06
Quick ratio
1.69▲
2024 · 1.03
Debt / equity
0.77▼
2024 · 0.96
ROE
15.7%▲
2024 · 11.1%
ROA
8.9%▲
2024 · 5.6%
Interest coverage
12.76▲
2024 · 6.51
Debt
€92k▼
2024 · €99k
Debt ≤ 1 year
€76k▼
2024 · €82k
Debt > 1 year
€16k=
2024 · €16k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€213k▲
Fixed assets21/28€114k€82k▼
Tangible fixed assets22/27€114k€82k▼
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€33k€1k▼
Other tangible fixed assets26€77k€75k▼
Current assets29/58€87k€131k▲
Amounts receivable after more than one year29€45k€100k▲
Other amounts receivable291€45k€100k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€36k€23k▼
Trade receivables40€12k€19k▲
Other amounts receivable41€24k€4k▼
Cash at bank and in hand54/58€3k€6k▲
Deferred charges and accrued income490/1€1k€252▼
Equity and liabilities
Total equity and liabilities10/49€201k€213k▲
Equity10/15€102k€120k▲
Contributions10/11€3k€3k=
Reserves13€99k€117k▲
Distributable reserves133€99k€117k▲
Amounts payable17/49€99k€92k▼
Amounts payable after more than one year17€16k€16k=
Financial debts170/4€16k€16k=
Amounts payable within one year42/48€82k€76k▼
Current portion of amounts payable after more than one year42€8k€11k▲
Trade debts44€15k€36k▲
Suppliers440/4€15k€36k▲
Taxes, remuneration and social security45€31k€11k▼
Taxes450/3€31k€11k▼
Other amounts payable47/48€29k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€14k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€48k€46k▼
Operating profit (loss)9901€21k€27k▲
Financial income75/76B€453€531▲
Recurring financial income75€453€531▲
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€15k€24k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€11k€19k▲
Profit (loss) for the period to be appropriated9905€11k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€19k▲
Transfer to equity691/2€10k€18k▲
To other reserves6921€10k€18k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼87.4%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €102k ▲11.4%
2 profitable years in a row build equity to €102k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baan 502990 WuustwezelGround area
1,477 m²
Building footprint
200 m²
Volume, LiDAR
1,017 m³
Parcel 11053E0443/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Arnouts Home Cooking
since 20222.333.467.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11053E0443/00E000 | Flanders | 1,477 m² | 1 · 200 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKalmthout2.333.467.137
Similar companies · same sector, comparable size
TRATTORIA TRIUM
BE 0449.170.079
Brugge · Eq €120k
LSBG
BE 1008.075.369
Grez-Doiceau · Eq €120k
La Traverse
BE 0891.898.271
Merelbeke-Melle · Eq €120k
JML CONCEPT
BE 0832.149.340
Nivelles · Eq €121k
SOCIETE DES ACACIAS
BE 0429.508.872
Mouscron · Eq €121k
Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,934 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2022
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
47279Other retail sale of food
47299Retail trade
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.arnoutshomecooking.com
E-mail:info@arnoutshomecooking.com