Traiteur Steven

Active

Private limited companyfounded 20223 yrs activeAntwerpsesteenweg 5, 2840 Rumst, BelgiumKBO/BCE: BE 0791.180.993

The computed 12-month bankruptcy probability of Traiteur Steven is 4.1% (elevated). The 2024 annual accounts show equity of €124k and a net result of €78k. Its solvency ranks better than 81% of 18937 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

100 / 100

Excellent▲ +22 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency100▲+44

Growth78

Stability94

Bankruptcy probability, 12 months

4.1% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €12k at 30 days acceptable

Liquidity ample (current ratio 2.36 against 1.24 in 2023), and 33.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

31 d late

2023

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€124k▲ 168%

2023 · €46k

2023: €46k

2023 → 2024

Total assets

€187k▲ 29.6%

2023 · €144k

2023: €144k

2023 → 2024

Net result

€78k▲ 75.6%

2023 · €44k

2023: €44k

2023 → 2024

Working capital

€86k▲ 258%

2023 · €24k

2023: €24k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€46k-€124k▲ 168%

Operating result€56k-€98k▲ 74.1%

Net result€44k-€78k▲ 75.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2024; 2024 is 74% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €187k

20.6%

79.4%

Fixed assets €38k▲ 71.8%

Current assets €148k▲ 21.9%

Equity and liabilities €187k

66.4%

33.6%

Equity €124k▲ 168%

Debt €63k▼ 35.8%

The debt ratio falls from 67.9% to 33.6%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€106k▲

2023 · €63k

Cash flow

€85k▲

2023 · €51k

Solvency

66.4%▲

2023 · 32.1%

Current ratio

2.36▲

2023 · 1.24

Quick ratio

2.23▲

2023 · 1.19

Debt / equity

0.51▼

2023 · 2.11

ROE

62.7%▼

2023 · 95.7%

ROA

41.6%▲

2023 · 30.7%

Interest coverage

584.42▲

2023 · 61.38

Debt

€63k▼

2023 · €98k

Debt ≤ 1 year

€63k▼

2023 · €98k

Income taxes

€21k▲

2023 · €11k

Staff costs

€27k▲

2023 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€144k€187k▲

Fixed assets21/28€22k€38k▲

Intangible fixed assets21€7k€4k▼

Tangible fixed assets22/27€15k€34k▲

Land and buildings22-€17k

Plant, machinery and equipment23€13k€14k▲

Furniture and vehicles24€2k€3k▲

Current assets29/58€122k€148k▲

Stocks and contracts in progress3€5k€9k▲

Stocks30/36€5k€9k▲

Amounts receivable within one year40/41€94k€65k▼

Trade receivables40€92k€58k▼

Other amounts receivable41€2k€6k▲

Cash at bank and in hand54/58€22k€72k▲

Deferred charges and accrued income490/1€440€3k▲

Equity and liabilities

Total equity and liabilities10/49€144k€187k▲

Equity10/15€46k€124k▲

Contributions10/11€2k€2k=

Reserves13€44k€122k▲

Distributable reserves133€44k€122k▲

Amounts payable17/49€98k€63k▼

Amounts payable within one year42/48€98k€63k▼

Trade debts44€33k€18k▼

Suppliers440/4€33k€18k▼

Taxes, remuneration and social security45€14k€38k▲

Taxes450/3€12k€33k▲

Remuneration and social security454/9€2k€6k▲

Other amounts payable47/48€51k€7k▼

Income statement Code20232024

Remuneration, social security and pensions62€5k€27k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲

Other operating charges640/8€873€2k▲

Gross operating margin9900€68k€134k▲

Operating profit (loss)9901€56k€98k▲

Financial income75/76B€314€356▲

Recurring financial income75€314€356▲

Financial charges65/66B€1k€181▼

Recurring financial charges65€1k€181▼

Profit (loss) for the period before taxes9903€56k€98k▲

Income taxes67/77€11k€21k▲

Profit (loss) for the period9904€44k€78k▲

Profit (loss) for the period to be appropriated9905€44k€78k▲

Appropriation of the result

Profit (loss) to be appropriated9906€44k€78k▲

Transfer to equity691/2€44k€78k▲

To other reserves6921€44k€78k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

31-12

Financial Equity above €100kEq €124k ▲168%

2 profitable years in a row build equity to €124k.

31-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2024

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

05-12-2024 Resigned as Director

Location & real-estate footprint

Registered office, Rumst · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Antwerpsesteenweg 52840 Rumst

Ground area

743 m²

Building footprint

284 m²

Volume, LiDAR