Arnica Design
ActiveArnica Design has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-12k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 67% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-78
Solvency100▲+35
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.44 against 1.57 in 2024), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
-29.5%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
74 d early
2023
40 d early
2022
66 d early
2021
62 d early
2020
19 d late
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-12k
2024 · €6k
2018: €27k
2019: €40k
2020: €21k
2021: €2k
2022: €29k
2023: €31k
2024: €6k
2018 → 2025
Working capital
€27k▼ 37.6%
2024 · €43k
2018: €24k
2019: €24k
2020: €45k
2021: €51k
2022: €37k
2023: €40k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€34k▲ 26.8%€43k▲ 25.7%€41k▼ 5.3%€29k▼ 29.0%
Operating result€7k-€40k▲ 515%€46k▲ 14.6%€10k▼ 78.3%€-14k
Net result€2k-€29k▲ 1,184%€31k▲ 5.4%€6k▼ 79.4%€-12k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €10k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€2k▼ 43.6%
Current assets
€38k▼ 68.0%
Equity and liabilities €40k
Equity
€29k▼ 29.0%
Debt
€11k▼ 86.4%
The debt ratio falls from 66.7% to 27.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-13k▼
2024 · €11k
Cash flow
€-10k▼
2024 · €8k
Solvency
72.3%▲
2024 · 33.3%
Current ratio
3.44▲
2024 · 1.57
Quick ratio
3.44▲
2024 · 1.57
Debt / equity
0.38▼
2024 · 2.00
ROE
-40.8%▼
2024 · 15.6%
ROA
-29.5%▼
2024 · 5.2%
Interest coverage
-111.32▼
2024 · 23.21
Debt
€11k▼
2024 · €82k
Debt ≤ 1 year
€11k▼
2024 · €76k
Income taxes
€-3k▼
2024 · €3k
Staff costs
€64k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€40k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€750€750=
Current assets29/58€119k€38k▼
Amounts receivable within one year40/41€74k€17k▼
Trade receivables40€64k€9k▼
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€44k€21k▼
Deferred charges and accrued income490/1€717€525▼
Equity and liabilities
Total equity and liabilities10/49€122k€40k▼
Equity10/15€41k€29k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€33k€21k▼
Amounts payable17/49€82k€11k▼
Amounts payable within one year42/48€76k€11k▼
Trade debts44€48k€4k▼
Suppliers440/4€48k€4k▼
Taxes, remuneration and social security45€19k€7k▼
Taxes450/3€15k€513▼
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€9k-
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Remuneration, social security and pensions62€55k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€71k€53k▼
Operating profit (loss)9901€10k€-14k▼
Financial income75/76B€13€56▲
Recurring financial income75€13€56▲
Financial charges65/66B€486€115▼
Recurring financial charges65€486€115▼
Profit (loss) for the period before taxes9903€10k€-14k▼
Income taxes67/77€3k€-3k▼
Profit (loss) for the period9904€6k€-12k▼
Profit (loss) for the period to be appropriated9905€6k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€21k▼
Profit (loss) brought forward from the previous period14P€35k€33k▼
Profit to be distributed694/7€9k-
Return on contributions (dividend)694€9k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-12k ▼286%
Net result drops to €-12k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 3.44
Current ratio from 1.57 to 3.44; short-term debt falls from €76k to €11k.
18-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €40k ▲47.4%
Operating result €60k, net result €40k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Hamméestraat 171030 SchaarbeekGround area
542 m²
Building footprint
315 m²
Volume, LiDAR
3,403 m³
Parcel 21906D0088/00N003, Brussels · tallest building 18.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Arnica Design
since 20082.173.616.679
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0088/00N003 | Brussels | 542 m² | 1 · 315 m² | 18.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,853 companies in sector 18130 we hold annual accounts for 828. 634 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2008
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.