Active BE 0773.488.787Private limited company

Arnaud Home Concept

Chaussée de Marche(NN) 844 ·5100 Namur, Belgium· 4 yrs active

Sector: Schrijnwerk (43320)

Conclusion Checked

The KBO register records legal situation 050 for Arnaud Home Concept (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2024 annual accounts show negative equity (€-151k) and a net result of €38k.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-151k
Net result	€38k
Staff (FTE)	3.1
Better than sector	5%

Snowflake analysis 5 of 5 axes measured · computed by Checked

22 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 0

Solvency 34

Growth 78

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

0 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Trust signals 1 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024 and the legal situation the KBO register itself records. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 20-12-2024 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-24.7%	40.9%	better than 5% of 11088 sector peers
Net result	€38k	€11k	better than 81% of 11070 sector peers
Equity	€-151k	€34k	better than 5% of 11091 sector peers
Gross operating margin	€250k	€35k	better than 95% of 11060 sector peers
Staff costs	€123k	€25k	higher than 87% of 4038 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€116k

- 23-24

Net profit

€38k

- 23-24

Cash flow

€104k

- 23-24

Total assets

€609k

+0.7% 23-24

Equity

€-151k

+20.1% 23-24

Working capital

€-249k

+11.6% 23-24

Employees (FTE)

3

-59.7% 23-24

Staff costs

€123k

-44.0% 23-24

Income taxes

€437

+12.1% 23-24

Debt

€759k

-4.3% 23-24

Debt ≤ 1y

€538k

+3.8% 23-24

Debt > 1y

€197k

-25.4% 23-24

Current ratio

0.54

+17.6% 23-24

Quick ratio

0.36

-11.6% 23-24

Solvency

-24.7%

+20.6% 23-24

Debt / equity

-5.04

-19.8% 23-24

ROE

-25.2%

- 23-24

ROA

6.2%

- 23-24

Interest coverage

9.17

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€116k
Net profit	€38k
Cash flow	€104k
Staff costs	€123k
Income taxes	€437
Dividends	-
Total assets	€609k
Equity	€-151k
Debt	€759k
of which ≤ 1y	€538k
of which > 1y	€197k
Working capital	€-249k
Employees (FTE)	3.1

Ratios (computed)

	2024
Current ratio	0.54
Quick ratio	0.36
Working capital ratio	-40.9%
Solvency	-24.7%
Debt / equity	-5.04
Long-term debt ratio	-1.31
Interest coverage	9.17
Gross margin	-
Net margin	-
ROA	6.2%
ROE	-25.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €318k · 52.4% Current assets €289k · 47.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€609k
Fixed assets	21/28	€318k
Formation expenses	20	€2k
Intangible fixed assets	21	€12k
Tangible fixed assets	22/27	€288k
Financial fixed assets	28	€18k
Current assets	29/58	€289k
Stocks & contracts in progress	3	€96k
Amounts receivable within one year	40/41	€143k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€609k
Equity	10/15	€-151k
Contributions / capital	10/11	€80k
Accumulated profits (losses)	14	€-231k
Amounts payable	17/49	€759k
Amounts payable after one year	17	€197k
Amounts payable within one year	42/48	€538k
Trade debts payable within one year	44	€161k
Income statement
Gross operating margin	9900	€250k
Operating result	9901	€50k
Financial income	75	€775
Financial charges	65	€13k
Result before taxes	9903	€38k
Income taxes	67/77	€437
Net result for the period	9904	€38k
Result to be appropriated	9905	€38k

You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Schrijnwerk(43320)
Legal form	Private limited company(610)
Incorporation	03-09-2021
Status	Active
Postal code	5100

Establishment units 1 location

Arnaud Home Concept

Chaussée de Marche(NN) 844, 5100 NamurDetailhandel in huismeubilair in gespecialiseerde winkels

since 20212.322.580.272

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92095B0209/00Y005	Wallonia	6,269 m²	1 · 1,944 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

20-12-2024

NBB filing Annual accounts filed

fiscal year 2024 · micro

29-01-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Schrijnwerk43320Schrijnwerk43320Detailhandel in elektrische huishoudapparaten in gespecialiseerde winkels47540Detailhandel in elektrische huishoudapparaten47540Detailhandel in huismeubilair47551Detailhandel in huismeubilair in gespecialiseerde winkels47591Bouwarchitecten71111Activiteiten van bouwarchitecten71111

Primary activity highlighted.

Names & trade names

Legal nameFR

Arnaud Home Concept

Registered office

Chaussée de Marche(NN) 844

5100 Namur, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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