ARMARO BENELUX

Active

Private limited companyfounded 2007active for 19 yearsHoge Buizen 33, 1980 Zemst, BelgiumKBO/BCE: BE 0889.867.310

Summary

ARMARO BENELUX has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€160,281) and a net result of -€7,264. Equity is growing by about 5.3% per year across the filed financial years. Its solvency ranks better than 12% of 13,632 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

ARMARO BENELUXActiveChecked score 53/100

Risk analysis Report Compare

Activity

Agents in the wholesale of furniture, household goods and hardware

NACE 46150Wholesale of timber NACE 46832

1 site

Size

€394,050total assets 2025

Equity: -€160,281
Loss: -€7,264

Turnover not published (abbreviated or micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Structure

Steve DEKKERDirector

2025 accounts 43 days early2 of 5 deeds summarised

Why 53raises riskCapped at 59: negative equityNegative equity -€160,281Liquidity: current ratio 0.70, cash €1lowers riskSize: total assets €394,050Founded in 2007Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 15% of its sector peers (NACE 46, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -40.7% of total assets

Liquidity 0=

short-term debt 140.7% · cash 0.0%

Profitability 18+11

return on assets -1.8%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)

Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 0.9%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 2.1%▲ +1.2 percentage points vs 06-2025 08-2025: 2.1%● unchanged vs 07-2025 09-2025: 2.1%● unchanged vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.0%▼ -0.1 percentage points vs 04-2026 06-2026: 1.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.4 percentage points vs 07-2026 09-2026: 2.5%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 1.1%▼ -1.4 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.7, compared with 0.69 in 2024, below 1; short-term debt: 140.7% and cash: 0% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 1% on liquidity, 21% on profitability and 31% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €394,050

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity -€160,281

NBB · annual accounts

Liquidity: current ratio 0.70, cash €1

NBB · annual accounts

Founded in 2007

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€160,281

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

43 days early

2024

37 days early

2023

42 days early

2022

54 days early

2021

26 days early

2020

23 days early

2019

18 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

18-06-2026 Annual accounts filedfinancial year 2025 · micro…
09-07-2025 Resignation: Dekker Richard (director)Gazette deed
24-06-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€160,281 View
Caution: Among the weakest 5% on equitysector median €56,539 · 13,662 companies -€160,281 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Caution: 2 loss-making years in a rowloss financial year 2025 -€7,264 View

By topic

Financials

Financial year: 2025
Total assets: €394,050
Loss: -€7,264
Solvency: -40.7%

Total assets▲ 14.9%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Steve DEKKERDirector

Go to Board & ownership

Timeline

Events: 23
Since: 2009
Next accounts: by 31-07-2027

19-06-2024Annual accounts filed
17-01-2024Appointments: Steve DEKKER (director) and Richard DEKKER…
07-06-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents in the wholesale of furniture, household goods…NACE 46150
Founded: 06-06-2007
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 18

Annual meeting: First Tuesday of May at 20:00
Purpose: “Optreden als tussenpersoon in de handel, meer bepaald agenturen in de meubelsector; De…” (deed in Dutch)

Go to Articles of association

Key facts about ARMARO BENELUX

What is the company number of ARMARO BENELUX?: 0889.867.310. In Belgium the VAT number is the company number with BE in front: BE 0889.867.310.
Where is ARMARO BENELUX based?: The registered office is at Hoge Buizen 33, 1980 Zemst.Company details
What does ARMARO BENELUX do?: According to the KBO register, the main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150).
What is the legal form of ARMARO BENELUX?: Private limited company (BV).
When was ARMARO BENELUX founded?: On 06-06-2007.
Is ARMARO BENELUX still active?: Yes, ARMARO BENELUX is an active enterprise in the KBO register.
How many employees does ARMARO BENELUX have?: On average 0.1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of ARMARO BENELUX?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ARMARO BENELUX profitable?: In financial year 2025, ARMARO BENELUX made a loss of €7,264.
Where can I find the annual accounts of ARMARO BENELUX?: ARMARO BENELUX filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ARMARO BENELUX due?: By 31-07-2027, for financial year 2026.Timeline