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Armajulo

Active
Private limited companyfounded 2001active for 25 yearsDuivelshoek 14, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0473.705.141
Summary

Armajulo has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €488,855 and a net result of €29,870. Equity is growing by about 3.5% per year across the filed financial years. Its solvency ranks better than 95% of 39,152 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
ArmajuloActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €180,000turnover 2025, estimated
Equity
€488,855
Profit
€29,870
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 150 days early1 of 4 deeds summarised
Why 95lowers riskEquity €488,855 (97.0% of total assets)Liquidity: current ratio 31.58, cash €82,254, halvedSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €503,736Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 97.0% of total assets
Liquidity 70-30
short-term debt 3.0% · cash 16.3%
Profitability 76+3
return on assets 5.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,445 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity ample (current ratio 31.58, compared with 32.57 in 2024, above the usual 1.5; short-term debt: 3% and cash: 16.3% of total assets), and 3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 63% on liquidity, 41% on profitability and 53% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Equity €488,855 (97.0% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 31.58, cash €82,254, halved
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €503,736
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
150 days early
2024
77 days early
2023
132 days early
2022
123 days early
2021
123 days early
2020
89 days early
2019
149 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 120 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 55.6% · 39,152 companies 97.0% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €29,870 8 years View

By topic

Financials

Financial year
2025
Total assets
€503,736
Profit
€29,870
Solvency
97.0%
Total assets▲ 6.9%
Net result
20182025
Go to Financials

Timeline

Events
29
Since
2002
Next accounts
by 31-07-2027
  1. 31-12-2023Liquidity more than triples
  2. 30-03-2023Annual accounts filed
  3. 13-02-2023Appointment: CORLUY Katrien (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
03-01-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
20
Who signs
Each director alone
Annual meeting
Second Wednesday of June at 19:00
Go to Articles of association

Key facts about Armajulo

What is the company number of Armajulo?
0473.705.141. In Belgium the VAT number is the company number with BE in front: BE 0473.705.141.
Where is Armajulo based?
The registered office is at Duivelshoek 14, 2861 Sint-Katelijne-Waver.Company details
What does Armajulo do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Armajulo?
Private limited company (BV).
When was Armajulo founded?
On 03-01-2001.
Is Armajulo still active?
Yes, Armajulo is an active enterprise in the KBO register.
What is the turnover of Armajulo?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Armajulo profitable?
In financial year 2025, Armajulo made a profit of €29,870.
Where can I find the annual accounts of Armajulo?
Armajulo filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Armajulo due?
By 31-07-2027, for financial year 2026.Timeline

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