YK CONSULTING & TRAINING
ActiveYK CONSULTING & TRAINING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €489k and a net result of €399k. Equity is growing by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 3452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth85=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.29 against 4.07 in 2024), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
57%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
33 d early
2024
52 d early
2023
69 d early
2021
68 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€870k▲ 2.5%
2024 · €849k
2021: €53k
2023: €688k
2024: €849k
2021 → 2025
EBIT margin
64.9%▲ 8.5pp
2024 · 56.4%
2021: 49.3%
2023: 42.6%
2024: 56.4%
2021 → 2025
Net result
€399k▲ 13.2%
2024 · €353k
2020: €341
2021: €14k
2023: €218k
2024: €353k
2020 → 2025
Working capital
€467k▼ 18.1%
2024 · €570k
2020: €-29k
2021: €-36k
2023: €222k
2024: €570k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Turnover€53k€688k▲ 1,210%€849k▲ 23.4%€870k▲ 2.5%
Equity€5k-€19k▲ 260%€237k▲ 1,131%€590k▲ 149%€489k▼ 17.1%
Operating result€2k-€26k▲ 1,482%€293k▲ 1,033%€478k▲ 63.2%€564k▲ 18.0%
Net result€341-€14k▲ 3,984%€218k▲ 1,466%€353k▲ 61.9%€399k▲ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €700k
Fixed assets
€29k▼ 27.0%
Current assets
€671k▼ 11.2%
Equity and liabilities €700k
Equity
€489k▼ 17.1%
Debt
€211k▲ 2.8%
The debt ratio rises from 25.8% to 30.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€575k▲
2024 · €485k
Cash flow
€410k▲
2024 · €359k
Solvency
69.8%▼
2024 · 74.2%
Current ratio
3.29▼
2024 · 4.07
Quick ratio
3.29▼
2024 · 4.07
Debt / equity
0.43▲
2024 · 0.35
ROE
81.7%▲
2024 · 59.8%
ROA
57.0%▲
2024 · 44.3%
Interest coverage
71.15▼
2024 · 822.47
Debt
€211k▲
2024 · €205k
Debt ≤ 1 year
€204k▲
2024 · €185k
Debt > 1 year
€7k▼
2024 · €20k
Income taxes
€158k▲
2024 · €126k
Staff costs
€45k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€795k€700k▼
Fixed assets21/28€40k€29k▼
Tangible fixed assets22/27€39k€28k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€33k€24k▼
Financial fixed assets28€969€969=
Current assets29/58€755k€671k▼
Amounts receivable within one year40/41€115k€178k▲
Trade receivables40€100k€150k▲
Other amounts receivable41€15k€28k▲
Cash at bank and in hand54/58€640k€493k▼
Equity and liabilities
Total equity and liabilities10/49€795k€700k▼
Equity10/15€590k€489k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€585k€484k▼
Amounts payable17/49€205k€211k▲
Amounts payable after more than one year17€20k€7k▼
Financial debts170/4€20k€7k▼
Amounts payable within one year42/48€185k€204k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€172k€188k▲
Taxes450/3€166k€187k▲
Remuneration and social security454/9€6k€416▼
Income statement
Code20242025
Turnover70€849k€870k▲
Goods, raw materials, services and sundry goods60/61€331k€255k▼
Remuneration, social security and pensions62€32k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€11k▲
Other operating charges640/8€525€4k▲
Gross operating margin9900€518k€625k▲
Operating profit (loss)9901€478k€564k▲
Financial income75/76B€804€1k▲
Recurring financial income75€804€1k▲
Financial charges65/66B€590€8k▲
Recurring financial charges65€590€8k▲
Profit (loss) for the period before taxes9903€479k€558k▲
Income taxes67/77€126k€158k▲
Profit (loss) for the period9904€353k€399k▲
Profit (loss) for the period to be appropriated9905€353k€399k▲
Appropriation of the result
Profit (loss) to be appropriated9906€585k€984k▲
Profit (loss) brought forward from the previous period14P€232k€585k▲
Profit to be distributed694/7-€500k
Return on contributions (dividend)694-€500k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2020net €399k ▲13.2%
Operating result €564k, net result €399k, both a record.
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €500kEq €590k ▲149%
4 profitable years in a row build equity to €590k.
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity times 10current ratio 3.36
Current ratio from 0.33 to 3.36.
30-06
Financial
Equity above €200kEq €237k ▲1131%
3 profitable years in a row build equity to €237k.
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark-West 759100 Sint-NiklaasGround area
581 m²
Parcel 46445D1776/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Industriepark-West 75, 9100 Sint-Niklaas
since 20192.295.044.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1776/00R000 | Flanders | 581 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0538.900.029
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Armajulo
BE 0473.705.141
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KADEE Management
BE 0788.571.990
Lummen · Eq €489k
FCLE INVEST
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 34,709 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2019
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.