ARMA
Annual accounts 2025
full format, filed on 31-08-2026, 31 days late€13.5m
▲ 6.4%
€982,253
▲ 93.3%
€1.3m
▲ 68.1%
€1.1m
▲ 36.2%
89.0%
▼ 2.7 percentage points
10.78
▲ 3.01
Money flows
of every €100 of turnover, €6.00 remains as profit in 2025Balance sheet
balance sheet total €19.0m on 31-12-2025What the company ownsHow it is paid for
in €m
in €m
Position in the sector
89.0%
Higher than 95% of 5,069 companies in 2025.
10.78
Higher than 95% of 4,995 companies in 2025.
4.3%
Higher than 56% of 5,038 companies in 2025.
ARMA
Middle half of the sector
80% of the sector
Full accounts in retail trade (NACE 47)
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter · Staff: top quarter
Staff
Men and women23% women
22.3 men and 6.6 women in full-time equivalents in 2025.
€49,885
Men €53,719, women €45,245 per full-time equivalent. Jobs differ, so this is not a pay gap.
+5 people
people who joined
people who left
In 2025, 30 people joined and 25 left. Agency workers: 6.6 on average.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||||||
20/58 |
19.0m | 17.4m | 17.4m | 18.1m | 17.4m | 16.0m | 17.0m | 16.5m | 16.2m | 16.2m | 16.9m | 16.5m | 15.4m | 14.8m | 14.4m | 12.7m | 11.8m | 11.5m | 10.8m | 8.8m | |
20 |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | - | - | - | - | - | - | - | |
21/28 |
9.4m | 7.6m | 7.2m | 7.0m | 6.6m | 7.6m | 7.4m | 7.2m | 7.1m | 7.1m | 7.5m | 7.1m | 6.8m | 6.2m | 6.3m | 5.7m | 5.1m | 5.2m | 5.3m | 4.4m | |
21 |
94,858 | 30,740 | 49,646 | 69,190 | 50,618 | 32,708 | 8,592 | 0 | 0 | - | 0 | 0 | 0 | - | - | - | - | - | - | - | |
22/27 |
2.7m | 1.1m | 1.1m | 1.2m | 1.4m | 1.7m | 1.9m | 1.7m | 1.8m | 1.7m | 1.9m | 2.2m | 2.3m | 2.5m | 2.7m | 2.5m | 2.8m | 3.2m | 3.4m | 2.7m | |
22 |
2.5m | 820,196 | 767,027 | 914,818 | 1.1m | 1.4m | 1.4m | 1.5m | 1.5m | 1.5m | 1.6m | 1.8m | 1.9m | 2.1m | 2.3m | 2.4m | 2.7m | 3.0m | 3.2m | 2.6m | |
23 |
83,000 | 137,455 | 161,322 | 99,970 | 123,460 | 71,538 | 152,412 | 175,034 | 207,933 | 101,806 | 182,513 | 295,999 | 267,521 | 323,955 | 365,805 | 25,618 | 56,239 | 51,835 | 87,691 | 4,458 | |
24 |
135,053 | 108,242 | 105,255 | 157,044 | 150,989 | 223,579 | 277,559 | 44,876 | 91,159 | 139,167 | 181,357 | 196,328 | 113,182 | 91,314 | 54,616 | 67,631 | 109,287 | 166,295 | 187,035 | 128,844 | |
25 |
0 | 16,628 | 32,433 | 48,238 | 66,412 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
26 |
- | 0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
28 |
6.6m | 6.5m | 6.1m | 5.7m | 5.1m | 5.9m | 5.6m | 5.5m | 5.4m | 5.4m | 5.6m | 4.9m | 4.5m | 3.7m | 3.5m | 3.2m | 2.2m | 2.0m | 1.8m | 1.6m | |
280/1 |
6.6m | 6.4m | 6.1m | 5.6m | 5.1m | 5.7m | 5.4m | 5.3m | 5.2m | 5.2m | 5.3m | 4.6m | 4.3m | 3.6m | 3.5m | 3.1m | 2.2m | 2.0m | 1.8m | 1.6m | |
280 |
6.6m | 6.4m | 6.1m | 5.6m | 5.1m | 5.2m | 4.8m | 4.6m | 4.3m | 4.1m | 4.0m | 3.6m | 3.6m | 3.6m | 3.5m | 3.1m | 2.2m | 2.0m | 1.8m | 1.6m | |
281 |
- | - | - | - | 0 | 450,190 | 513,769 | 670,969 | 893,685 | 1.1m | 1.4m | 991,900 | 685,871 | - | - | - | - | - | - | - | |
282/3 |
6,774 | 5,782 | 4,919 | 3,700 | 2,629 | 152,629 | 155,261 | 154,754 | 159,240 | 162,885 | 0 | 191,182 | - | - | - | - | - | - | - | - | |
282 |
6,774 | 5,782 | 4,919 | 3,700 | 2,629 | 152,629 | 155,261 | 154,754 | 159,240 | 162,885 | 0 | 191,182 | - | - | - | - | - | - | - | - | |
284/8 |
46,445 | 46,539 | 45,674 | 44,961 | 44,269 | 42,996 | 42,162 | 40,791 | 39,435 | 38,415 | 236,816 | 36,501 | 236,262 | 35,653 | 33,965 | 32,866 | 31,612 | 30,099 | 28,131 | 26,602 | |
284 |
2,480 | 2,480 | 2,480 | 2,480 | 2,480 | 2,480 | 2,480 | 2,480 | 2,480 | 2,480 | 202,480 | 2,480 | 202,480 | 2,480 | 2,480 | 2,480 | 2,480 | 2,480 | 2,480 | 2,480 | |
285/8 |
43,965 | 44,059 | 43,194 | 42,481 | 41,789 | 40,516 | 39,682 | 38,311 | 36,955 | 35,935 | 34,336 | 34,021 | 33,782 | 33,173 | 31,485 | 30,386 | 29,132 | 27,619 | 25,651 | 24,122 | |
29/58 |
9.5m | 9.8m | 10.2m | 11.1m | 10.7m | 8.4m | 9.6m | 9.3m | 9.1m | 9.0m | 9.4m | 9.4m | 8.6m | 8.6m | 8.2m | 7.0m | 6.8m | 6.3m | 5.6m | 4.4m | |
29 |
- | - | 0 | 50,000 | 100,000 | - | - | - | - | - | 150,000 | 150,000 | - | - | - | - | - | - | - | - | |
291 |
- | - | 0 | 50,000 | 100,000 | - | - | - | - | - | 150,000 | 150,000 | - | - | - | - | - | - | - | - | |
3 |
7.3m | 6.6m | 6.8m | 6.6m | 6.7m | 6.2m | 7.4m | 7.3m | 6.8m | 6.9m | 7.0m | 7.1m | 6.3m | 6.5m | 5.7m | 4.9m | 4.9m | 4.2m | 3.4m | 2.8m | |
30/36 |
7.3m | 6.6m | 6.8m | 6.6m | 6.7m | 6.2m | 7.4m | 7.3m | 6.8m | 6.9m | 7.0m | 7.1m | 6.3m | 6.5m | 5.7m | 4.9m | 4.9m | 4.2m | 3.4m | 2.8m | |
30/31 |
7.3m | 6.6m | 6.8m | 6.6m | 6.7m | 6.2m | 7.4m | 7.3m | 6.8m | 6.9m | 7.0m | 7.1m | 6.3m | - | - | - | - | - | - | - | |
34 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 6.5m | 5.7m | 4.9m | 4.9m | 4.2m | 3.4m | 2.8m | |
40/41 |
1.6m | 1.8m | 1.5m | 1.6m | 1.8m | 1.8m | 1.8m | 1.9m | 1.9m | 2.0m | 2.1m | 2.0m | 1.8m | 1.8m | 2.1m | 2.0m | 1.7m | 1.9m | 2.1m | 1.5m | |
40 |
1.2m | 985,680 | 1.3m | 1.5m | 1.6m | 1.3m | 1.2m | 1.6m | 1.3m | 1.8m | 1.8m | 1.8m | 1.7m | 1.7m | 2.0m | 1.9m | 1.6m | 1.8m | 2.1m | 1.4m | |
41 |
418,793 | 846,291 | 180,852 | 155,567 | 250,355 | 504,793 | 552,077 | 289,077 | 550,565 | 201,831 | 267,912 | 185,976 | 142,821 | 96,284 | 77,951 | 110,521 | 90,217 | 76,947 | 37,810 | 45,853 | |
50/53 |
0 | - | 0 | - | - | - | - | - | - | - | 46,080 | 42,730 | 93,665 | 87,551 | 8,400 | 11,970 | 18,361 | 6,503 | - | - | |
51/53 |
0 | - | 0 | - | - | - | - | - | - | - | 46,080 | 42,730 | 93,665 | 87,551 | 8,400 | 11,970 | 18,361 | 6,503 | - | - | |
54/58 |
573,864 | 1.3m | 1.8m | 2.8m | 2.0m | 320,511 | 396,685 | 183,399 | 229,076 | 111,439 | 94,837 | 152,706 | 303,177 | 216,313 | 292,729 | 88,735 | 175,038 | 78,547 | 62,159 | 67,366 | |
490/1 |
21,922 | 18,545 | 20,895 | 19,085 | 56,164 | 53,296 | 44,327 | 29,968 | 105,523 | 35,734 | 51,597 | 21,292 | 37,070 | 54,220 | 38,566 | 43,511 | 10,508 | 66,532 | 4,903 | 1,219 | |
| Balance sheet: equity and liabilities | |||||||||||||||||||||
10/49 |
19.0m | 17.4m | 17.4m | 18.1m | 17.4m | 16.0m | 17.0m | 16.5m | 16.2m | 16.2m | 16.9m | 16.5m | 15.4m | 14.8m | 14.4m | 12.7m | 11.8m | 11.5m | 10.8m | 8.8m | |
10/15 |
16.9m | 15.9m | 15.7m | 15.9m | 15.5m | 13.9m | 13.1m | 12.2m | 11.9m | 11.6m | 11.4m | 11.0m | 10.8m | 10.1m | 9.2m | 8.1m | 7.0m | 6.1m | 5.2m | 4.3m | |
10/11 |
500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | |
10 |
500,000 | 500,000 | 500,000 | 500,000 | 500,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | |
12 |
6.0m | 5.8m | 5.4m | 5.0m | 4.5m | 3.9m | 3.5m | 3.3m | 3.1m | 2.8m | 2.7m | 2.5m | 2.5m | 2.3m | 2.0m | 1.9m | 1.6m | 1.4m | 1.1m | 942,064 | |
13 |
9.6m | 9.6m | 9.7m | 10.4m | 10.5m | 9.3m | 8.9m | 8.3m | 8.3m | 8.2m | 8.1m | 7.8m | 7.7m | 7.2m | 6.6m | 5.7m | 4.8m | 4.1m | 3.5m | 2.8m | |
130/1 |
50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | |
132 |
527,260 | 550,128 | 550,128 | 550,128 | 550,128 | 8,924 | 8,924 | 8,924 | 8,924 | 8,924 | 50,629 | 64,125 | 188,924 | 188,924 | 8,924 | 8,924 | 8,924 | 8,924 | 8,924 | 8,924 | |
133 |
9.0m | 9.0m | 9.1m | 9.8m | 9.9m | 9.2m | 8.9m | 8.2m | 8.2m | 8.1m | 8.0m | 7.7m | 7.5m | 7.0m | 6.5m | 5.6m | 4.8m | 4.1m | 3.4m | 2.7m | |
14 |
866,561 | 32,245 | 19,965 | 5,872 | 13,765 | 180,343 | 178,610 | 176,743 | 67,175 | 65,861 | 61,703 | 52,363 | 44,350 | 19,419 | 15,552 | 10,293 | 1,457 | 4,091 | 6,646 | 6,345 | |
15 |
541 | 1,785 | 3,582 | 7,797 | 15,328 | 14,443 | 19,887 | 25,764 | 26,546 | 33,440 | 41,336 | 41,869 | 51,914 | 62,702 | 74,513 | 64,510 | 74,876 | 90,562 | 63,376 | 36,917 | |
16 |
172,987 | 181,081 | 181,796 | 183,608 | 186,907 | 6,947 | 9,553 | 29,366 | 30,146 | 33,579 | 37,017 | 37,122 | 41,620 | 46,933 | 52,750 | 41,773 | 46,879 | 54,605 | 41,215 | 25,683 | |
160/5 |
- | - | - | - | - | 0 | 0 | 17,000 | 17,000 | 17,000 | 16,500 | 16,500 | 16,050 | 16,050 | 16,050 | 10,000 | 10,000 | 10,000 | 10,000 | 7,500 | |
163 |
- | - | - | - | - | 0 | 0 | 17,000 | 17,000 | - | - | - | - | - | - | - | - | - | - | - | |
164/5 |
- | - | - | - | - | - | - | - | - | 17,000 | 16,500 | 16,500 | 16,050 | 16,050 | 16,050 | 10,000 | 10,000 | 10,000 | 10,000 | 7,500 | |
168 |
172,987 | 181,081 | 181,796 | 183,608 | 186,907 | 6,947 | 9,553 | 12,366 | 13,146 | 16,579 | 20,517 | 20,622 | 25,570 | 30,883 | 36,700 | 31,773 | 36,879 | 44,605 | 31,215 | 18,183 | |
17/49 |
1.9m | 1.3m | 1.6m | 2.0m | 1.7m | 2.1m | 3.9m | 4.3m | 4.3m | 4.6m | 5.4m | 5.5m | 4.5m | 4.7m | 5.2m | 4.5m | 4.8m | 5.3m | 5.6m | 4.4m | |
17 |
1.0m | 5,717 | 98,751 | 189,019 | 430,075 | 734,112 | 1.1m | 1.1m | 723,085 | 838,063 | 984,767 | 404,390 | 639,712 | 1.0m | 1.4m | 1.2m | 1.2m | 1.5m | 1.9m | 1.5m | |
170/4 |
1.0m | 5,717 | 98,751 | 189,019 | 430,075 | 734,112 | 1.1m | 1.1m | 723,085 | 838,063 | 984,767 | 404,390 | 639,712 | 1.0m | 1.4m | 1.2m | 1.2m | 1.5m | 1.9m | 1.5m | |
172 |
- | 0 | 790 | 14,554 | 28,205 | 8,904 | 13,475 | 22,379 | - | - | - | - | - | - | - | - | - | - | - | - | |
173 |
- | 5,717 | 97,961 | 174,465 | 401,870 | 725,207 | 1.0m | 1.1m | 723,085 | 838,063 | 984,767 | 404,390 | 639,712 | 1.0m | 1.4m | 1.2m | 1.2m | 1.5m | 1.9m | 1.5m | |
174 |
1.0m | 0 | - | - | 0 | - | - | 0 | - | - | - | - | - | - | - | - | - | - | - | - | |
42/48 |
885,133 | 1.3m | 1.5m | 1.8m | 1.3m | 1.4m | 2.9m | 3.2m | 3.6m | 3.7m | 4.1m | 5.1m | 3.9m | 3.6m | 3.7m | 3.3m | 3.7m | 3.9m | 3.7m | 3.0m | |
42 |
114,869 | 93,035 | 181,667 | 253,585 | 345,877 | 511,123 | 257,754 | 467,743 | 366,522 | 231,876 | 435,249 | 478,961 | 408,650 | 410,873 | 403,644 | 299,831 | 550,256 | 521,659 | 532,934 | 349,329 | |
43 |
- | - | 0 | 0 | - | 0 | 1.9m | 1.8m | 2.3m | 2.4m | 2.4m | 2.5m | 2.4m | 2.2m | 2.4m | 2.3m | 2.1m | 2.1m | 2.1m | 1.7m | |
430/8 |
- | - | 0 | 0 | - | 0 | 1.9m | 1.8m | 2.3m | 2.4m | 2.4m | 2.5m | 2.4m | 2.2m | 2.4m | 2.3m | 2.1m | 2.1m | 2.1m | 1.7m | |
44 |
320,804 | 233,770 | 258,140 | 608,161 | 563,468 | 599,545 | 368,899 | 381,073 | 410,084 | 464,415 | 417,880 | 1.3m | 699,129 | 595,907 | 423,256 | 392,098 | 866,545 | 1.0m | 892,398 | 848,062 | |
440/4 |
320,804 | 233,770 | 258,140 | 608,161 | 563,468 | 599,545 | 368,899 | 381,073 | 410,084 | 464,415 | 417,880 | 1.3m | 699,129 | 595,907 | 423,256 | 392,098 | 866,545 | 1.0m | 892,398 | 848,062 | |
46 |
17,130 | 23,114 | 18,322 | 20,927 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
45 |
395,022 | 226,928 | 305,219 | 270,566 | 318,517 | 269,199 | 272,132 | 210,763 | 200,792 | 229,589 | 189,202 | 381,869 | 383,036 | 328,254 | 473,634 | 282,544 | 175,756 | 208,582 | 236,051 | 101,520 | |
450/3 |
167,329 | 57,800 | 113,810 | 67,434 | 102,521 | 110,728 | 98,533 | 77,820 | 48,689 | 101,367 | 35,302 | 223,551 | 228,450 | 165,936 | 305,509 | 128,200 | 45,989 | 40,975 | 157,191 | 30,193 | |
454/9 |
227,693 | 169,128 | 191,409 | 203,132 | 215,997 | 158,471 | 173,599 | 132,943 | 152,103 | 128,222 | 153,899 | 158,318 | 154,586 | 162,318 | 168,125 | 154,344 | 129,767 | 167,606 | 78,860 | 71,327 | |
47/48 |
37,308 | 679,333 | 721,155 | 625,575 | 24,050 | 21,228 | 70,434 | 300,434 | 298,656 | 419,136 | 650,000 | 450,000 | 0 | 98,914 | 10,000 | 10,000 | 10,000 | 10,000 | - | 10,000 | |
492/3 |
2,412 | - | 0 | 5 | - | 0 | 349 | 974 | 8,189 | 9,047 | 315,465 | 1,810 | 3,867 | 6,008 | 3,819 | 4,637 | 1,663 | 5,495 | 3,313 | 8,321 | |
| Income statement | |||||||||||||||||||||
70/76A |
13.6m | 12.8m | 13.1m | 13.6m | 15.1m | 12.6m | 11.4m | 11.1m | 10.7m | 11.2m | 11.5m | 12.1m | 12.2m | 12.2m | 12.0m | 10.7m | 10.1m | 9.5m | 10.1m | 7.8m | |
70 |
13.5m | 12.7m | 13.0m | 13.5m | 14.3m | 12.6m | 11.2m | 11.1m | 10.6m | 11.1m | 11.4m | 12.0m | 12.2m | 12.1m | 11.9m | 10.7m | 10.0m | 9.4m | 10.0m | 7.8m | |
74 |
74,997 | 72,912 | 101,893 | 66,144 | 811,156 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
76A |
- | - | 477 | 100 | 100 | 1,327 | 42,115 | 100 | 122 | 1,306 | 111,533 | 27,686 | 23,220 | - | 12,783 | - | 5,153 | 22,945 | 10,337 | 12,476 | |
60/66A |
12.6m | 12.3m | 12.6m | 13.0m | 13.6m | 11.8m | 10.9m | 10.7m | 10.3m | 10.9m | 11.1m | 11.4m | 11.2m | 11.2m | 11.0m | 9.8m | 9.5m | 8.8m | 9.1m | 7.2m | |
60 |
9.7m | 9.5m | 9.7m | 10.0m | 10.5m | 9.5m | 8.4m | 8.2m | 8.0m | 8.4m | 8.5m | 8.9m | 8.8m | 8.8m | 8.6m | 7.8m | 7.5m | 6.9m | 7.4m | 6.0m | |
600/8 |
10.4m | 9.3m | 9.9m | 9.8m | 11.0m | 8.3m | 8.6m | 8.7m | 7.9m | 8.4m | 8.4m | 9.6m | 8.7m | 9.6m | 9.4m | 7.9m | 8.2m | 7.8m | 7.9m | 6.0m | |
609 |
-696,244 | 223,247 | -265,253 | 170,343 | -498,282 | 1.2m | -132,133 | -428,374 | 88,009 | 29,164 | 102,135 | -715,506 | 126,857 | -745,015 | -793,936 | -61,001 | -642,359 | -862,780 | -526,895 | -78,781 | |
61 |
1.0m | 1.1m | 1.1m | 1.2m | 1.3m | 788,390 | 832,812 | 717,795 | 732,830 | 674,315 | 647,611 | 657,014 | 656,084 | 700,375 | 682,420 | 628,091 | 452,063 | 473,015 | 459,321 | 453,658 | |
62 |
1.5m | 1.3m | 1.4m | 1.4m | 1.3m | 1.1m | 1.2m | 1.3m | 1.2m | 1.3m | 1.3m | 1.3m | 1.3m | 1.2m | 1.2m | 988,495 | 968,247 | 832,325 | 763,969 | 589,189 | |
630 |
303,908 | 256,925 | 339,531 | 391,395 | 401,610 | 381,856 | 354,713 | 352,484 | 310,010 | 316,261 | 355,039 | 414,810 | 373,912 | 407,075 | 400,316 | 353,461 | 394,849 | 435,005 | 410,102 | 211,164 | |
631/4 |
- | - | -1,290 | -25,078 | -1,920 | -16,169 | 1,462 | 18,812 | 21,220 | 114,221 | 149,046 | -36,958 | 43,677 | -158,931 | 152,011 | 18,429 | 101,866 | 128,532 | 21,089 | 8,578 | |
635/8 |
- | - | - | - | - | - | -17,000 | - | - | 500 | - | 450 | - | - | 6,050 | - | - | 0 | 2,500 | 0 | |
640/8 |
77,360 | 86,597 | 73,296 | 49,667 | 78,134 | 82,611 | 66,274 | 106,482 | 50,117 | 49,432 | 75,797 | 156,230 | 45,625 | 205,029 | 37,479 | 40,864 | 25,334 | 29,822 | 60,596 | 16,910 | |
649 |
- | - | - | - | - | 0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
66A |
- | - | - | - | - | 0 | - | 4,876 | 25,614 | 37,865 | - | 8,818 | 345,389 | 374,966 | 7,642 | - | - | 2,592 | - | 8,874 | |
9901 |
982,253 | 508,278 | 484,116 | 599,831 | 1.5m | 796,331 | 443,272 | 417,364 | 353,874 | 287,048 | 388,746 | 620,182 | 994,175 | 991,279 | 978,408 | 909,012 | 610,667 | 700,502 | 939,606 | 609,127 | |
75/76B |
322,213 | 323,062 | 428,072 | 593,122 | 577,235 | 322,164 | 532,708 | 476,581 | 259,135 | 265,862 | 574,954 | 428,811 | 463,495 | 523,416 | 554,726 | 499,729 | 511,924 | 472,563 | 275,198 | 169,781 | |
75 |
322,213 | 323,062 | 428,072 | 593,122 | 527,235 | 160,979 | 386,026 | 367,371 | 259,135 | 131,152 | 574,954 | 428,811 | 463,495 | 523,416 | 554,726 | 499,729 | 511,924 | 472,563 | 275,198 | 169,781 | |
750 |
2,693 | 2,586 | 26,076 | 2,292 | 2,165 | 155 | 3,173 | 697 | 22,681 | 19,138 | 5,643 | 2,775 | 1,670 | 350,000 | 350,000 | 350,000 | 350,000 | - | - | - | |
751 |
- | - | - | 135 | 40,108 | 18,403 | 109,765 | 125,886 | 9,760 | 116 | 874 | 6,258 | 4,019 | 837 | 916 | - | - | 350,000 | 165,000 | 75,000 | |
752/9 |
319,520 | 320,476 | 401,996 | 590,695 | 484,961 | 142,421 | 273,088 | 240,789 | 226,694 | 111,897 | 568,437 | 419,778 | 457,805 | 172,579 | 203,809 | 149,729 | 161,924 | 122,563 | 110,198 | 94,781 | |
76B |
- | - | - | - | 50,000 | 161,185 | 146,682 | 109,210 | - | 134,710 | - | - | - | - | - | - | - | - | - | - | |
65/66B |
207,957 | 67,185 | 82,807 | 168,092 | 74,523 | 250,697 | 100,337 | 211,533 | 143,581 | 202,181 | 222,910 | 331,111 | 237,012 | 155,014 | 269,210 | 169,212 | 207,457 | 266,351 | 244,969 | 168,770 | |
65 |
207,957 | 67,185 | 82,807 | 168,092 | 74,523 | 247,724 | 100,337 | 206,656 | 117,967 | 164,316 | 222,910 | 331,111 | 237,012 | 155,014 | 269,210 | 169,212 | 207,457 | 266,351 | 244,969 | 168,770 | |
650 |
73,760 | 46,284 | 51,333 | 47,179 | 51,489 | 60,828 | 67,682 | 76,784 | 64,203 | 109,969 | 95,163 | 108,669 | 124,844 | 140,962 | 191,229 | 119,019 | 178,333 | 205,247 | 194,278 | 133,875 | |
651 |
- | - | - | - | 0 | 0 | - | 0 | 0 | - | -8,748 | 1,015 | -6,115 | -7,150 | 3,570 | 6,391 | -11,858 | 22,895 | - | - | |
652/9 |
134,197 | 20,901 | 31,475 | 120,913 | 23,034 | 186,896 | 32,655 | 129,873 | 53,764 | 54,347 | 136,496 | 221,428 | 118,283 | 21,202 | 74,411 | 43,802 | 40,982 | 38,209 | 50,691 | 34,895 | |
66B |
- | - | - | - | - | 2,973 | - | 4,876 | 25,614 | 37,865 | - | - | - | - | - | - | - | - | - | - | |
9903 |
1.1m | 764,155 | 829,380 | 1.0m | 2.0m | 867,798 | 875,643 | 682,413 | 469,428 | 350,729 | 852,322 | 736,750 | 898,488 | 984,715 | 1.3m | 1.2m | 920,288 | 927,067 | 980,172 | 613,741 | |
780 |
8,095 | 714 | 1,813 | 3,299 | 5,510 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
680 |
- | - | - | - | 180,401 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
67/77 |
293,155 | 202,589 | 217,100 | 265,874 | 325,254 | 186,252 | 211,589 | 174,966 | 170,989 | 87,213 | 199,585 | 188,483 | 378,871 | 346,665 | 378,238 | 370,798 | 245,647 | 277,068 | 302,675 | 183,663 | |
670/3 |
293,155 | 202,589 | 217,100 | 265,874 | 325,433 | 186,252 | 211,842 | 174,966 | 170,989 | 87,213 | 199,585 | 188,483 | 378,871 | 346,665 | 378,238 | 370,798 | 245,647 | 277,068 | 302,675 | 183,663 | |
77 |
- | - | - | - | 179 | - | 253 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9904 |
811,448 | 562,280 | 614,093 | 762,286 | 1.5m | 684,152 | 666,867 | 512,794 | 301,314 | 267,454 | 665,843 | 553,214 | 524,931 | 643,867 | 905,259 | 873,836 | 682,366 | 657,445 | 685,300 | 432,389 | |
789 |
22,868 | - | - | - | - | - | - | - | - | 41,705 | 13,497 | 124,799 | - | - | - | - | - | - | - | - | |
689 |
- | - | - | - | 541,204 | - | - | - | - | - | - | - | - | 180,000 | - | - | - | - | - | - | |
9905 |
834,316 | 562,280 | 614,093 | 762,286 | 997,454 | 684,152 | 666,867 | 512,794 | 301,314 | 309,158 | 679,340 | 678,013 | 524,931 | 463,867 | 905,259 | 873,836 | 682,366 | 657,445 | 685,300 | 432,389 | |
| Appropriation of the result | |||||||||||||||||||||
9906 |
866,561 | 582,245 | 619,965 | 776,051 | 1.2m | 862,762 | 843,610 | 579,969 | 367,175 | 370,861 | 731,703 | 722,363 | 544,350 | 479,419 | 915,552 | 875,293 | 686,457 | 664,091 | 691,646 | 436,345 | |
14P |
32,245 | 19,965 | 5,872 | 13,765 | 180,343 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | 100,000 | 1.0m | 100,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791 |
- | - | 0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
792 |
- | 100,000 | 1.0m | 100,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | 300,000 | - | 660,000 | 380,000 | 665,000 | - | 100,000 | 105,000 | 270,000 | 220,000 | 500,000 | 460,000 | 900,000 | 865,000 | 685,000 | 660,000 | 685,000 | 430,000 | |
6921 |
- | - | 300,000 | - | 660,000 | 380,000 | 665,000 | - | 100,000 | 105,000 | 270,000 | 220,000 | 500,000 | 460,000 | 900,000 | 865,000 | 685,000 | 660,000 | 685,000 | 430,000 | |
694/7 |
0 | 650,000 | 1.3m | 870,179 | 504,032 | 302,419 | - | 403,226 | 200,000 | 200,000 | 400,000 | 450,000 | - | - | - | - | - | - | - | - | |
694 |
0 | 650,000 | 1.3m | 870,179 | 504,032 | 302,419 | - | 403,226 | 200,000 | 200,000 | 400,000 | 450,000 | - | - | - | - | - | - | - | - | |
| Social balance sheet | |||||||||||||||||||||
9087 |
30 | 28.4 | 27.7 | 30.3 | 30.6 | 30.3 | 31.5 | 32.4 | 32.9 | 32.2 | 33.4 | 33 | 32.1 | 31.8 | 31.4 | 26.7 | 27.2 | 23 | 20.8 | 16.1 | |
Men (FTE)1003 |
22.3 | 19.7 | 20.3 | 21.7 | 22.4 | 24.2 | 24.8 | 24.3 | 23 | 22.8 | 25.4 | 24.7 | 23.6 | 23.6 | - | - | - | - | - | - | |
Women (FTE)1003 |
6.6 | 8.6 | 7.4 | 7.4 | 7.8 | 6.1 | 6.7 | 8.1 | 9.9 | 9.4 | 8 | 8.3 | 8.5 | 8.2 | - | - | - | - | - | - | |
Agency workers1501 |
6.6 | 4.9 | 1.4 | 0.8 | 1.4 | 1.2 | 0.6 | 0.1 | - | - | - | - | - | 2 | - | 0.3 | 0.2 | 1 | 1 | 1 | |
Hours worked1013 |
44,366 | 42,432 | 43,256 | 46,159 | 50,016 | 42,740 | 49,106 | 52,996 | 52,481 | 54,107 | 56,331 | 58,258 | 56,542 | 57,371 | 56,737 | 48,962 | 48,530 | 41,903 | 38,210 | 29,358 | |
| Document | |||||||||||||||||||||
The accounts for 22 older financial years (1984-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 86 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00489064.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 31-08-2026 | 2026-00489064 | |
| 31-12-2024 | full format | 11-08-2025 | 2025-00377835 | |
| 31-12-2023 | full format | 29-08-2024 | 2024-00415885 | |
| 31-12-2022 | full format | 29-09-2023 | 2023-00470540 | |
| 31-12-2021 | full format | 15-09-2022 | 2022-20432178 | |
| 31-12-2020 | full format | 18-08-2021 | 2021-52200434 | |
| 31-12-2019 | full format | 28-10-2020 | 2020-64400307 | |
| 31-12-2018 | full format | 29-08-2019 | 2019-57100261 | |
| 31-12-2017 | full format | 09-08-2018 | 2018-44700236 | |
| 31-12-2016 | full format | 31-08-2017 | 2017-56500384 | |
| 31-12-2015 | full format | 30-08-2016 | 2016-52800597 | |
| 31-12-2014 | full format | 10-09-2015 | 2015-58400363 | |
| 31-12-2013 | full format | 24-07-2014 | 2014-33800329 | |
| 31-12-2012 | full format | 02-07-2013 | 2013-25800092 | |
| 31-12-2011 | full format | 29-06-2012 | 2012-25000572 | |
| 31-12-2010 | full format | 24-06-2011 | 2011-20600390 | |
| 31-12-2009 | full format | 09-07-2010 | 2010-30200068 | |
| 31-12-2008 | full format | 24-07-2009 | 2009-47000264 | |
| 31-12-2007 | full format | 11-07-2008 | 2008-39900301 | |
| 31-12-2006 | full format | 26-07-2007 | 2007-48100060 | |
| 31-12-2005 | full format | 29-08-2006 | 2006-72304230 | |
| 31-12-2004 | full format | 19-07-2005 | 2005-52204291 | |
| 31-12-2003 | full format | 10-08-2004 | 2004-59302604 | |
| 31-12-2002 | full format | 23-10-2003 | 2003-75804777 | |
| 31-12-2001 | full format | 06-11-2002 | 2002-70403030 | |
| 31-12-2000 | full format | 13-09-2001 | 2001-56004811 | |
| 31-12-1999 | full format | 06-06-2000 | 2000-18400520 | |
| 31-12-1998 | full format | 23-05-2000 | 2000-14702819 | |
| 31-12-1997 | full format | 29-12-1998 | 1998-63804869 | |
| 31-12-1996 | full format | 31-07-1997 | 1997-34903938 | |
| 31-12-1995 | full format | 13-09-1996 | 1996-43501856 | |
| 31-12-1994 | full format | 31-05-1995 | 1995-10205351 | |
| 31-12-1993 | full format | 16-09-1994 | 1994-39901065 | |
| 31-12-1992 | full format | 10-08-1993 | 1993-31304886 | |
| 31-12-1991 | full format | 15-09-1992 | 1992-31702006 | |
| 31-12-1990 | full format | 14-08-1991 | 1991-22404241 | |
| 31-12-1989 | full format | 20-09-1990 | 1990-24104367 | |
| 31-12-1988 | full format | 12-06-1989 | 1989-07803666 | |
| 31-12-1987 | full format | 24-10-1988 | 1988-22501567 | |
| 31-12-1986 | full format | 25-09-1987 | 1987-22303068 | |
| 31-12-1985 | full format | 03-07-1986 | 1986-23902047 | |
| 31-12-1984 | full format | 02-08-1985 | 1985-28802146 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.3m | 765,203 | 823,647 | 991,225 | 1.9m | 1.2m | 797,985 | 769,848 | 663,884 | 603,309 | 743,785 | 1.0m | 1.4m | 1.4m | 1.4m | 1.3m | 1.0m | 1.1m | 1.3m | 820,291 | ||
| 1.1m | 819,205 | 953,624 | 1.2m | 1.9m | 1.1m | 1.0m | 865,278 | 611,323 | 583,715 | 1.0m | 968,024 | 898,843 | 1.1m | 1.3m | 1.2m | 1.1m | 1.1m | 1.1m | 643,552 | ||
| 2.0m | 254,502 | 202,743 | 180,956 | 212,059 | 235,323 | 513,247 | 295,457 | 348,075 | 331,744 | 87,534 | 358,095 | 421,188 | 453,954 | 853,601 | 629,904 | 58,420 | 208,347 | 1.1m | 1.5m | ||
| -739,461 | -496,028 | -1.0m | 820,571 | 1.7m | -76,174 | 213,285 | -45,676 | 117,637 | 16,601 | -57,869 | -150,471 | 86,864 | -76,416 | 203,994 | -86,303 | 96,491 | 16,389 | -5,207 | - | ||
| 8.7m | 8.5m | 8.7m | 9.3m | 9.5m | 7.0m | 6.7m | 6.2m | 5.5m | 5.3m | 5.3m | 4.3m | 4.7m | 5.0m | 4.5m | 3.7m | 3.1m | 2.4m | 1.9m | 1.4m | ||
| 7.3% | 4.0% | 3.7% | 4.4% | 10.8% | 6.3% | 4.0% | 3.8% | 3.3% | 2.6% | 3.4% | 5.2% | 8.2% | 8.2% | 8.3% | 8.5% | 6.1% | 7.4% | 9.4% | 7.8% | ||
| 89.0% | 91.7% | 89.9% | 88.1% | 89.2% | 86.6% | 76.9% | 74.0% | 73.4% | 71.4% | 67.8% | 66.3% | 70.3% | 68.2% | 63.9% | 64.0% | 58.8% | 53.1% | 47.9% | 49.0% | ||
| 10.78 | 7.78 | 6.86 | 6.23 | 8.56 | 6.01 | 3.35 | 2.95 | 2.55 | 2.41 | 2.29 | 1.84 | 2.21 | 2.38 | 2.20 | 2.14 | 1.84 | 1.62 | 1.50 | 1.49 | ||
| 2.53 | 2.52 | 2.26 | 2.54 | 3.18 | 1.56 | 0.77 | 0.65 | 0.63 | 0.56 | 0.59 | 0.46 | 0.58 | 0.59 | 0.66 | 0.64 | 0.51 | 0.53 | 0.59 | 0.53 | ||
| 0.11 | 0.08 | 0.10 | 0.12 | 0.11 | 0.15 | 0.30 | 0.35 | 0.36 | 0.40 | 0.47 | 0.51 | 0.42 | 0.46 | 0.56 | 0.56 | 0.69 | 0.87 | 1.08 | 1.03 | ||
| 4.8% | 3.5% | 3.9% | 4.8% | 9.9% | 4.9% | 5.1% | 4.2% | 2.5% | 2.3% | 5.8% | 5.1% | 4.9% | 6.4% | 9.8% | 10.7% | 9.8% | 10.8% | 13.2% | 10.1% | ||
| 4.3% | 3.2% | 3.5% | 4.2% | 8.9% | 4.3% | 3.9% | 3.1% | 1.9% | 1.7% | 3.9% | 3.3% | 3.4% | 4.3% | 6.3% | 6.9% | 5.8% | 5.7% | 6.3% | 4.9% | ||
| 17.44 | 16.53 | 16.05 | 21.01 | 37.63 | 19.37 | 11.79 | 10.03 | 10.34 | 5.49 | 7.82 | 9.52 | 10.96 | 9.92 | 7.21 | 10.61 | 5.64 | 5.53 | 6.95 | 6.13 | ||
| 33 days | 28 days | 38 days | 40 days | 40 days | 38 days | 40 days | 51 days | 46 days | 58 days | 57 days | 56 days | 50 days | 51 days | 62 days | 63 days | 58 days | 70 days | 77 days | 68 days | ||
| 11 days | 8 days | 9 days | 20 days | 18 days | 21 days | 15 days | 16 days | 17 days | 19 days | 17 days | 49 days | 27 days | 23 days | 17 days | 17 days | 40 days | 52 days | 41 days | 48 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 35 | 32 | 31 | 34 | 35 |
| full-time | 27 | 23 | 21 | 28 | 27 |
| part-time | 8 | 9 | 10 | 6 | 8 |
| in full-time equivalents | 31 | 27.7 | 25.9 | 30.3 | 30.6 |
| 28.9 | 28.3 | 27.7 | 29.1 | 30.2 | |
| On a permanent contract | 29 | 26 | 27 | 31 | 29 |
| Joined | 30 | 41 | 30 | 51 | 89 |
| Left | 25 | 40 | 32 | 52 | 88 |
| Agency workers, average number | 6.6 | 4.9 | 1.4 | 0.8 | 1.4 |
| Training hours | - | 60 | 12 | 788 | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €1.1m | €98,751 | €280,418 | €442,604 | €775,953 |
| Debts guaranteed by Belgian public bodies | - | - | - | - | €0 |
| Mortgages, amount registered | €787,500 | €375,000 | €787,000 | €787,000 | €787,000 |
| Carrying value of the mortgaged assets | €2.5m | €820,196 | €767,027 | €914,818 | €1.1m |
| €290,382 | €290,382 | €825,462 | €825,462 | €825,462 | |
| Mandates to pledge the business | €235,499 | €235,499 | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1.9m | €254,502 | €202,743 | €147,539 | €184,097 |
| Intangible fixed assets | €82,648 | - | - | €33,417 | €27,962 |
| €303,908 | €256,925 | €339,531 | €391,395 | €401,610 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Auditor
fees| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Fee for the audit | €9,364 | €9,200 | €6,625 | €6,625 | €6,625 |
Source: notes to the 2021 to 2025 annual accounts (relations with the auditor)
Insights on ARMA
The operating result for 2025 is 93% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total rises from 7.3% to 10.1%. Equity and debt are higher.