ARKOS
ActiveSummary
ARKOS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €268,124 and a net result of -€4,182. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 91% of 8160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 6.75 against 3.91 in 2024; short-term debt: 10.2% and cash: 15.6% of total assets), and 11.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
27 d late
2022
32 d late
2021
18 d late
2020
26 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€268,124▼ 1.5%
2024 · €272,306
Total assets
€301,895▼ 13.4%
2024 · €348,612
Net result
-€4,182▲ 55.3%
2024 · -€9,363
Working capital
€176,907▼ 1.0%
2024 · €178,724
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€42,544€22,782▼ 46.5%€43,752▲ 92.0%-€7,669-€376▲ 95.1%
Net result€43,405within the sector's middle half€20,276within the sector's middle half▼ 53.3%€43,080within the sector's middle half▲ 112%-€9,363below the sector's middle half-€4,182below the sector's middle half▲ 55.3%
Equity€258,313within the sector's middle half▲ 20.2%€258,589within the sector's middle half▲ 0.1%€281,669within the sector's middle half▲ 8.9%€272,306within the sector's middle half▼ 3.3%€268,124within the sector's middle half▼ 1.5%
Total assets€410,367below the sector's middle half▲ 29.5%€367,840below the sector's middle half▼ 10.4%€322,511below the sector's middle half▼ 12.3%€348,612below the sector's middle half▲ 8.1%€301,895below the sector's middle half▼ 13.4%
Debt€152,054▲ 49.1%€109,251▼ 28.1%€40,842▼ 62.6%€76,306▲ 86.8%€33,770▼ 55.7%
Working capital€216,515within the sector's middle half▲ 20.3%€179,981within the sector's middle half▼ 16.9%€198,635within the sector's middle half▲ 10.4%€178,724within the sector's middle half▼ 10.0%€176,907within the sector's middle half▼ 1.0%
Solvency62.9%within the sector's middle half▼ 4.9pp70.3%above the sector's middle half▲ 7.4pp87.3%above the sector's middle half▲ 17.0pp78.1%above the sector's middle half▼ 9.2pp88.8%above the sector's middle half▲ 10.7pp
Current ratio2.88within the sector's middle half▼ 3.153.05above the sector's middle half▲ 0.186.22above the sector's middle half▲ 3.173.91above the sector's middle half▼ 2.316.75above the sector's middle half▲ 2.85
Return on assets (ROA)10.6%within the sector's middle half▲ 44.1pp5.5%within the sector's middle half▼ 5.1pp13.4%above the sector's middle half▲ 7.8pp-2.7%below the sector's middle half▼ 16.0pp-1.4%below the sector's middle half▲ 1.3pp
Staff (FTE)0.4below the sector's middle half0below the sector's middle half▼ 100%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €376 in 2025 against €7,669 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301,895
Fixed assets
€94,231 ▼ 13.1%
Current assets
€207,663 ▼ 13.5%
Equity and liabilities €301,895
Equity
€268,124 ▼ 1.5%
Debt
€33,770 ▼ 55.7%
Debt's share of the balance-sheet total falls from 21.9% to 11.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29,298▲
2024 · €18,425
Cash flow
€25,491▲
2024 · €16,732
Debt to equity
0.13▼
2024 · 0.28
ROE
-1.6%▲
2024 · -3.4%
Interest coverage
28.42▲
2024 · 11.36
Debt ≤ 1 year
€30,756▼
2024 · €61,485
Debt > 1 year
€3,014▼
2024 · €14,821
Income taxes
€2,882▲
2024 · €191
Staff costs
€81▼
2024 · €52,710
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €8,500 | €16,610 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €52,710 | €81 | ▼ 99.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,725 | €20,164 | €23,643 | €26,095 | €29,673 | ▲ 13.7% |
| Other operating charges640/8 | €2,898 | €2,975 | €1,371 | €1,940 | €1,560 | ▼ 19.6% |
| Gross operating margin9900 | €72,168 | €45,921 | €68,766 | €73,075 | €30,939 | ▼ 57.7% |
| Operating profit (loss)9901 | €42,544 | €22,782 | €43,752 | -€7,669 | -€376 | ▲ 95.1% |
| Financial income75/76B | €39 | €1 | €96 | €119 | €106 | ▼ 10.3% |
| Recurring financial income75 | €39 | €1 | €96 | €119 | €106 | ▼ 10.3% |
| Financial charges65/66B | €3,072 | €2,092 | €701 | €1,622 | €1,031 | ▼ 36.4% |
| Recurring financial charges65 | €3,072 | €2,092 | €701 | €1,622 | €1,031 | ▼ 36.4% |
| Profit (loss) for the period before taxes9903 | €39,510 | €20,691 | €43,147 | -€9,172 | -€1,300 | ▲ 85.8% |
| Income taxes67/77 | -€3,895 | €415 | €67 | €191 | €2,882 | ▲ 1,413% |
| Profit (loss) for the period9904 | €43,405 | €20,276 | €43,080 | -€9,363 | -€4,182 | ▲ 55.3% |
| Profit (loss) for the period to be appropriated9905 | €43,405 | €20,276 | €43,080 | -€9,363 | -€4,182 | ▲ 55.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €410,367 | €367,840 | €322,511 | €348,612 | €301,895 | ▼ 13.4% |
| Fixed assets21/28 | €78,387 | €100,224 | €85,824 | €108,403 | €94,231 | ▼ 13.1% |
| Tangible fixed assets22/27 | €72,043 | €97,787 | €83,267 | €105,693 | €91,149 | ▼ 13.8% |
| Plant, machinery and equipment23 | €70,326 | €55,610 | €45,342 | €50,524 | €39,831 | ▼ 21.2% |
| Furniture and vehicles24 | €1,717 | €42,177 | €37,926 | €55,169 | €51,318 | ▼ 7.0% |
| Financial fixed assets28 | €6,344 | €2,437 | €2,557 | €2,711 | €3,083 | ▲ 13.7% |
| Current assets29/58 | €331,980 | €267,616 | €236,688 | €240,209 | €207,663 | ▼ 13.5% |
| Amounts receivable after more than one year29 | €74,896 | €6,514 | €29,395 | €29,413 | €29,295 | ▼ 0.4% |
| Other amounts receivable291 | €74,896 | €6,514 | €29,395 | €29,413 | €29,295 | ▼ 0.4% |
| Amounts receivable within one year40/41 | €47,506 | €54,473 | €16,960 | €13,933 | €12,125 | ▼ 13.0% |
| Trade receivables40 | €38,202 | €35,815 | €6,236 | €3,208 | €2,773 | ▼ 13.6% |
| Other amounts receivable41 | €9,304 | €18,657 | €10,724 | €10,725 | €9,352 | ▼ 12.8% |
| Cash at bank and in hand54/58 | €20,408 | €28,591 | €22,313 | €28,900 | €47,155 | ▲ 63.2% |
| Deferred charges and accrued income490/1 | €189,170 | €178,040 | €168,020 | €167,962 | €119,089 | ▼ 29.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €410,367 | €367,840 | €322,511 | €348,612 | €301,895 | ▼ 13.4% |
| Equity10/15 | €258,313 | €258,589 | €281,669 | €272,306 | €268,124 | ▼ 1.5% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €239,313 | €239,589 | €262,669 | €253,306 | €249,124 | ▼ 1.7% |
| Non-distributable reserves130/1 | €1,900 | €1,900 | - | - | - | - |
| Reserves not available under the articles1311 | €1,900 | €1,900 | - | - | - | - |
| Tax-exempt reserves132 | €432 | €432 | €432 | €432 | €432 | = |
| Distributable reserves133 | €236,982 | €237,258 | €262,238 | €252,875 | €248,693 | ▼ 1.7% |
| Profit (loss) carried forward14 | - | - | - | €0 | - | - |
| Amounts payable17/49 | €152,054 | €109,251 | €40,842 | €76,306 | €33,770 | ▼ 55.7% |
| Amounts payable after more than one year17 | €36,588 | €21,615 | €2,790 | €14,821 | €3,014 | ▼ 79.7% |
| Financial debts170/4 | €35,852 | €18,797 | €1,458 | €14,205 | €2,894 | ▼ 79.6% |
| Other amounts payable178/9 | €737 | €2,819 | €1,332 | €616 | €120 | ▼ 80.6% |
| Amounts payable within one year42/48 | €115,465 | €87,635 | €38,052 | €61,485 | €30,756 | ▼ 50.0% |
| Current portion of amounts payable after more than one year42 | €18,929 | €17,055 | €17,339 | €12,373 | €11,310 | ▼ 8.6% |
| Financial debts43 | €75,000 | - | - | - | - | - |
| Credit institutions430/8 | €75,000 | - | - | - | - | - |
| Trade debts44 | €21,175 | €50,189 | €651 | €44,369 | €16,393 | ▼ 63.1% |
| Suppliers440/4 | €21,175 | €50,189 | €651 | €44,369 | €16,393 | ▼ 63.1% |
| Taxes, remuneration and social security45 | €362 | €391 | €62 | €4,743 | €3,053 | ▼ 35.6% |
| Taxes450/3 | €362 | €391 | €62 | €3,690 | €3,053 | ▼ 17.2% |
| Remuneration and social security454/9 | - | - | - | €1,053 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €20,000 | €20,000 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,405 | €20,276 | €43,080 | -€9,363 | -€4,182 | ▲ 55.3% |
| + Depreciation and write-downs630 | €26,725 | €20,164 | €23,643 | €26,095 | €29,673 | ▲ 13.7% |
| Operating cash flow (approximation) | €70,131 | €40,440 | €66,723 | €16,732 | €25,491 | ▲ 52.4% |
| Investment in fixed assets (approximation) | - | -€42,001 | -€9,243 | -€48,674 | -€15,501 | ▲ 68.2% |
| Change in cash | - | €8,182 | -€6,278 | €6,587 | €18,255 | ▲ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 6.22
Current ratio from 3.05 to 6.22; short-term debt falls from €87,635 to €38,052.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Back to profitnet €43,405
Net result €43,405 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet -€106,259
Net result drops to -€106,259, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 6.02
Current ratio from 1.45 to 6.02; short-term debt falls from €615,669 to €35,826.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2019
31-12
Financial
Back to profitnet €875
Net result €875 after one loss-making year.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 2 establishment units since 1993
Ground area
1,880 m²
Building footprint
536 m²
Volume, LiDAR
8,751 m³
2 parcels, Flanders · tallest building 30.0 m, ±9 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Oostendestraat 268, 8820 Torhout
since 19932.060.690.269
Maria-Henriëttalei 5, 2018 Antwerpen
since 20032.132.360.205
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31033I0490/00R002 | Flanders | 1,391 m² | 1 · 237 m² | 4.0 m · 1 fl. |
| 11808H1206/00E009 | Flanders | 489 m² | 1 · 298 m² | 29.9 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerChain of control
- SIMVEST
- ARKOS
Highest known parent: SIMVEST. The sources do not say who stands above it.
Owners 1
- SIMVESTparent99.73%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,277 companies in sector 46160 we hold annual accounts for 687. 473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-12-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0448865223
Also
9925:BE0448865223
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.