Wild and Soft
ActiveWild and Soft has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €95k and a net result of €-71k. Equity is shrinking by ~14.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 24% of 9039 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency46▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 3.12 in 2023; short-term debt: 42.5% and cash: 16.2% of total assets), but 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.5%
Return on assets
-15.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-71k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9039 sector peers (2024).
NBB · sector comparisonPosition among 9039 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
49 d late
2022
49 d late
2021
25 d late
2020
11 d late
2019
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€95k▼ 43.0%
2023 · €166k
2018: €340k
2019: €365k
2020: €386k
2021: €399k
2022: €254k
2023: €166k
2018 → 2024
Total assets
€461k▼ 10.4%
2023 · €514k
2018: €624k
2019: €580k
2020: €571k
2021: €646k
2022: €419k
2023: €514k
2018 → 2024
Net result
€-71k▲ 19.6%
2023 · €-89k
2018: €151k
2019: €85k
2020: €51k
2021: €38k
2022: €-145k
2023: €-89k
2018 → 2024
Working capital
€220k▼ 28.2%
2023 · €307k
2018: €299k
2019: €332k
2020: €336k
2021: €338k
2022: €206k
2023: €307k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€386k-€399k▲ 3.4%€254k▼ 36.3%€166k▼ 34.8%€95k▼ 43.0%
Operating result€65k-€52k▼ 19.7%€-133k€-68k▲ 49.0%€-48k▲ 29.5%
Net result€51k-€38k▼ 26.2%€-145k€-89k▲ 38.8%€-71k▲ 19.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2024 against €68k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €461k
Fixed assets
€45k▼ 28.4%
Current assets
€416k▼ 7.8%
Equity and liabilities €461k
Equity
€95k▼ 43.0%
Debt
€367k▲ 5.1%
The debt ratio rises from 67.8% to 79.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-26k▲
2023 · €-48k
Cash flow
€-50k▲
2023 · €-69k
Solvency
20.5%▼
2023 · 32.2%
Current ratio
2.12▼
2023 · 3.12
Quick ratio
1.17▼
2023 · 1.86
Debt / equity
3.88▲
2023 · 2.10
ROE
-75.3%▼
2023 · -53.4%
ROA
-15.4%▲
2023 · -17.2%
Interest coverage
-1.12▲
2023 · -2.14
Debt
€367k▲
2023 · €349k
Debt ≤ 1 year
€196k▲
2023 · €145k
Debt > 1 year
€169k▼
2023 · €202k
Income taxes
€160▲
2023 · €154
Staff costs
€69k▲
2023 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€514k€461k▼
Fixed assets21/28€63k€45k▼
Intangible fixed assets21€24k€14k▼
Tangible fixed assets22/27€37k€29k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€31k€26k▼
Financial fixed assets28€2k€2k=
Current assets29/58€451k€416k▼
Stocks and contracts in progress3€182k€188k▲
Stocks30/36€182k€188k▲
Amounts receivable within one year40/41€125k€138k▲
Trade receivables40€84k€119k▲
Other amounts receivable41€41k€20k▼
Cash at bank and in hand54/58€132k€75k▼
Deferred charges and accrued income490/1€13k€15k▲
Equity and liabilities
Total equity and liabilities10/49€514k€461k▼
Equity10/15€166k€95k▼
Contributions10/11€19k€19k=
Reserves13€147k€76k▼
Distributable reserves133€147k€76k▼
Amounts payable17/49€349k€367k▲
Amounts payable after more than one year17€202k€169k▼
Other amounts payable178/9€202k€169k▼
Amounts payable within one year42/48€145k€196k▲
Financial debts43€91k€91k=
Credit institutions430/8€91k€91k=
Trade debts44€37k€90k▲
Suppliers440/4€37k€90k▲
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€12k€12k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20232024
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€67k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€22k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€-733▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€23k€47k▲
Operating profit (loss)9901€-68k€-48k▲
Financial income75/76B€2k€320▼
Recurring financial income75€2k€320▼
Financial charges65/66B€22k€24k▲
Recurring financial charges65€22k€24k▲
Profit (loss) for the period before taxes9903€-88k€-71k▲
Income taxes67/77€154€160▲
Profit (loss) for the period9904€-89k€-71k▲
Profit (loss) for the period to be appropriated9905€-89k€-71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-89k€-71k▲
Transfer from equity791/2€89k€71k▼
Social balance
Average headcount (FTE)90871.41.5▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 49 days late
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 49 days late
2022
31-12
Financial
Weakest financial yearnet €-145k ▼481%
Net result drops to €-145k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 52 days late
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Corneliusstraat 48800 RoeselareGround area
552 m²
Building footprint
362 m²
Volume, LiDAR
2,661 m³
Parcel 36013A0001/00H000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BIBIB & CO - VHS INTERIOR DECORATIONS
since 20082.174.717.432
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36013A0001/00H000 | Flanders | 552 m² | 1 · 362 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Palomé
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BE 0459.487.515
Chaumont-Gistoux · Eq €94k
TER WOLLE
BE 0861.889.342
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DIOZA
BE 0805.209.371
Brugge · Eq €96k
DURECO
BE 0435.136.159
Vorst · Eq €93k
Of 1,276 companies in sector 46160 we hold annual accounts for 686. 538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2006
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46411Wholesale trade
51160
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.