ARJO DECO

Active

Private limited companyfounded 20215 yrs activeBosdreef 1, 9080 Lochristi, BelgiumKBO/BCE: BE 0774.669.912

Summary

ARJO DECO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,286 and a net result of €13,203. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch Report Compare

ARJO DECOActiveChecked score 67/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47530

1 site

Size

€186,322total assets 2025

Staff: 1.3 FTE
Equity: €1,286
Profit: €13,203

Turnover not published (abridged schema)

Financial health

67 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.9%

Structure

Accounts 74 d early0 of 1 deed read

Why 67- Equity €1,286 (0.7% of total assets)- Founded in 2021+ Liquidity: current ratio 0.77, cash €69,804+ Size: total assets €186,322Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 51% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 26=

equity 0.7% of total assets

Liquidity 47+12

short-term debt 99.3% · cash 37.5%

Profitability 78+5

return on assets 7.1%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)

Last 10 months 01-2026: 1.1% 02-2026: 1.1%▲ +0.1% vs 01-2026 03-2026: 1.2%▲ +3.3% vs 02-2026 04-2026: 1.2%▲ +6.0% vs 03-2026 05-2026: 1.3%▲ +7.3% vs 04-2026highest value 06-2026: 0.9%▼ -28.6% vs 05-2026 07-2026: 0.9%● 0.0% vs 06-2026 08-2026: 0.9%● 0.0% vs 07-2026 09-2026: 0.9%▼ -1.9% vs 08-2026lowest value 10-2026: 0.9%● 0.0% vs 09-2026lowest value

Equity €1,286 (0.7% of total assets) raises the probability
Liquidity: current ratio 0.77, cash €69,804 lowers the probability
Founded in 2021 raises the probability for this profile
Size: total assets €186,322 lowers the probability for this profile

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 19%, liquidity 46%, profitability 67%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Equity €1,286 (0.7% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 0.77, cash €69,804

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €186,322

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 20110 sector peers (2025).

NBB · sector comparison

Position among 20110 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

74 d early

2024

36 d early

2023

29 d early

2022

14 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 38 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

18-05-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Highest result since 2022net €13,203 ▲165%
25-06-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Always filed on timeaccounts within the deadline every year 4 years View
Total assets 20254 fiscal years filed €186,322 View
Active since 2021founded 28-09-2021 5 years View