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De Bever Deco

Active
Private limited companyfounded 20215 yrs activeKoning Leopoldlaan 197, 3920 Lommel, BelgiumKBO/BCE: BE 0766.892.094
Summary

The computed 12-month bankruptcy probability of De Bever Deco is 6.4% (elevated). The 2024 annual accounts show negative equity (-€69,704) and a net result of -€35,341. Equity is shrinking by ~74.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 9655 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
De Bever DecoActiveChecked score 32/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47526Retail trade NACE 47530
1 site
Size
€141,280total assets 2024
Staff
1.4 FTE
Equity
-€69,704
Loss
-€35,341
Turnover not published (abridged schema)
Financial health
32 Weak Checked score 2024
Bankruptcy chance 12 m
6.4%
Structure
Parent
De Bever · 100%
Accounts 67 d overdue0 of 1 deed read
Why 32- Figures for FY 2024 (filed 14-08-2025)- Loss of €35,341, the second in a row (FY 2024)- Founded in 2021- 1 financial year not filed after the legal deadline; latest accounts 14 days lateShow the evidence

Checked score

Score 2024
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 6% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0-6
equity -49.3% of total assets
Liquidity 5-8
short-term debt 148.5% · cash 4.3%
Profitability 0-8
return on assets -25.0%
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 3.1% 12-2024: 2.7%▼ -11.2% vs 11-2024 01-2025: 2.7%▼ -1.8% vs 12-2024 02-2025: 2.7%● 0.0% vs 01-2025 03-2025: 2.6%▼ -0.6% vs 02-2025 04-2025: 2.6%▼ -0.7% vs 03-2025lowest value 05-2025: 2.8%▲ +5.9% vs 04-2025 06-2025: 2.8%▼ -0.8% vs 05-2025 07-2025: 2.8%▲ +1.5% vs 06-2025 08-2025: 3.5%▲ +23.9% vs 07-2025 09-2025: 3.6%▲ +3.2% vs 08-2025 10-2025: 3.7%▲ +2.7% vs 09-2025 11-2025: 3.7%● 0.0% vs 10-2025 12-2025: 3.7%● 0.0% vs 11-2025 01-2026: 3.7%● 0.0% vs 12-2025 02-2026: 3.6%▼ -1.9% vs 01-2026 03-2026: 3.5%▼ -3.9% vs 02-2026 04-2026: 3.5%▲ +0.2% vs 03-2026 05-2026: 3.6%▲ +4.0% vs 04-2026 06-2026: 3.6%▲ +0.1% vs 05-2026 07-2026: 3.5%▼ -3.4% vs 06-2026 08-2026: 4.5%▲ +28.1% vs 07-2026 09-2026: 4.8%▲ +6.9% vs 08-2026 10-2026: 6.4%▲ +34.4% vs 09-2026highest value
  • Figures for FY 2024 (filed 14-08-2025) raises the probability
  • Loss of €35,341, the second in a row (FY 2024) raises the probability
  • Founded in 2021 raises the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 14 days late raises the probability
No credit on open account
Liquidity short (current ratio 0.66 against 0.83 in 2023; short-term debt: 148.5% and cash: 4.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 7%, profitability 6%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 14-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €35,341, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 14 days late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€69,704
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
14 d late
2023
on the day
2022
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Weakest financial yearnet -€35,341
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€69,704 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€35,341 View
  • Caution: Among the weakest 5% on solvencysector median 38.4% · 9,655 companies -49.3% View
  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
  • Controlled by De Beverultimately: Roux NV 100% View

By topic

Financials

Fiscal year
2024
Total assets
€141,280
Loss
-€35,341
Solvency
-49.3%
Total assets▼ 23.8%
Net result
20222024
Go to Financials

Timeline

Events
4
Since
2023
  1. 14-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 31-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47526
Founded
19-04-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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