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Generated 01-09-2026
Active BE 0805.495.324Private limited company

Arja Invest

Laathoflaan 62 ·2180 Antwerpen, Belgium· 2 yrs active
Sector: Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg (74999)
Conclusion Checked

The computed 12-month bankruptcy probability of Arja Invest is 0.9% (low). The 2024 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 31% of 1481 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €6k
Net result €3k
Better than sector 31%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health70Profitability100Solvency51Growth-Stability67
72 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 70
Profitability 100
Solvency 51
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
70 / 100 Healthy
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 24-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 74 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 27.7% 50.0%
better than 31% of 1481 sector peers
Net result €3k €12k
better than 34% of 1483 sector peers
Equity €6k €32k
better than 21% of 1483 sector peers
Gross operating margin €4k €28k
better than 20% of 1481 sector peers
Total assets €22k €74k
better than 14% of 1481 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€3k
Cash flow-
Staff costs-
Income taxes€1k
Dividends-
Total assets€22k
Equity€6k
Debt€16k
of which ≤ 1y€16k
of which > 1y-
Working capital€6k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.38
Quick ratio1.38
Working capital ratio27.7%
Solvency27.7%
Debt / equity2.61
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA14.1%
ROE51.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€22k
Current assets 29/58€22k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€22k
Equity 10/15€6k
Contributions / capital 10/11€3k
Reserves 13€3k
Amounts payable 17/49€16k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€15k
Income statement
Gross operating margin 9900€4k
Operating result 9901€4k
Financial income 75€15
Financial charges 65€109
Result before taxes 9903€4k
Income taxes 67/77€1k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.
Legal Structure
NACE primary Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg(74999)
Legal form Private limited company(610)
Incorporation05-09-2023
StatusActive
Postal code2180
Establishment units 1 location
Arja Invest
Laathoflaan 62, 2180 AntwerpenOverige technische testen en toetsen
since 20232.348.930.224
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11363E0089/00C000 Flanders 382 m² 1 · 107 m² 10.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-08-2025
State Gazette act Registered-office change
24-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
25-08-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
25-08-2025 Registered office moved within Antwerpen Registered-office change
  • Frans Birontlaan 1 bus 2, 2600 Antwerpen → Laathoflaan 62, 2180 Antwerpen
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Laathoflaan 62, 2180 Antwerpen",
        "city": "Antwerpen",
        "region": null,
        "street": "Laathoflaan",
        "country": "BE",
        "postcode": null,
        "box_number": null,
        "street_number": "62",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Frans Birontlaan 1 bus 2, 2600 Antwerpen",
        "city": "Antwerpen",
        "region": "vlaams_gewest",
        "street": "Frans Birontlaan",
        "country": "BE",
        "postcode": "2600",
        "box_number": "2",
        "street_number": "1",
        "locality_suffix": null
      },
      "effective_date": "2025-07-28",
      "evidence_quote": "",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-08-25",
    "filing_date": null,
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2025-07-28",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0805.495.324",
    "name_full": "Arja Invest",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Khaled Arja",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999
Primary activity highlighted.
Names & trade names
Legal nameNL Arja Invest
Registered office
Laathoflaan 62
2180 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative