Arios
ActiveSummary
Arios has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €42k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-4
Solvency91▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.79 against 7.77 in 2024; short-term debt: 5.4% and cash: 13.7% of total assets), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
8.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
7 d early
2023
96 d early
2022
24 d early
2021
29 d late
2020
26 d late
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€347k▲ 13.8%
2024 · €305k
2018: €77k
2019: €133k
2020: €143k
2021: €174k
2022: €217k
2023: €269k
2024: €305k
2018 → 2025
Total assets
€524k▲ 6.3%
2024 · €493k
2018: €183k
2019: €252k
2020: €416k
2021: €422k
2022: €722k
2023: €493k
2024: €493k
2018 → 2025
Net result
€42k▲ 16.6%
2024 · €36k
2018: €34k
2019: €56k
2020: €56k
2021: €32k
2022: €43k
2023: €51k
2024: €36k
2018 → 2025
Working capital
€250k▲ 23.4%
2024 · €203k
2018: €53k
2019: €87k
2020: €87k
2021: €77k
2022: €116k
2023: €165k
2024: €203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€217k▲ 24.8%€269k▲ 23.7%€305k▲ 13.5%€347k▲ 13.8%
Operating result€47k-€62k▲ 32.1%€68k▲ 9.7%€56k▼ 17.6%€73k▲ 30.2%
Net result€32k-€43k▲ 35.6%€51k▲ 19.3%€36k▼ 29.6%€42k▲ 16.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €524k
Fixed assets
€245k ▼ 5.7%
Current assets
€279k ▲ 19.7%
Equity and liabilities €524k
Equity
€347k ▲ 13.8%
Debt
€176k ▼ 5.9%
Debt's share of the balance-sheet total falls from 38.1% to 33.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2024 · €77k
Cash flow
€63k▲
2024 · €57k
Current ratio
9.79▲
2024 · 7.77
Debt to equity
0.51▼
2024 · 0.61
ROE
12.2%▲
2024 · 11.9%
ROA
8.1%▲
2024 · 7.4%
Interest coverage
5.48▼
2024 · 15.26
Debt ≤ 1 year
€29k▼
2024 · €30k
Debt > 1 year
€148k▼
2024 · €157k
Income taxes
€18k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€493k€524k▲
Fixed assets21/28€260k€245k▼
Tangible fixed assets22/27€260k€245k▼
Land and buildings22€235k€230k▼
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€18k€9k▼
Current assets29/58€233k€279k▲
Amounts receivable within one year40/41€40k€200k▲
Trade receivables40€38k€39k▲
Other amounts receivable41€2k€161k▲
Cash at bank and in hand54/58€189k€72k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€493k€524k▲
Equity10/15€305k€347k▲
Contributions10/11€6k€6k=
Reserves13€299k€341k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€297k€339k▲
Amounts payable17/49€187k€176k▼
Amounts payable after more than one year17€157k€148k▼
Financial debts170/4€157k€148k▼
Amounts payable within one year42/48€30k€29k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€9k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€81k€97k▲
Operating profit (loss)9901€56k€73k▲
Financial income75/76B€953€4k▲
Recurring financial income75€953€4k▲
Financial charges65/66B€5k€17k▲
Recurring financial charges65€5k€17k▲
Profit (loss) for the period before taxes9903€52k€60k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€36k€42k▲
Profit (loss) for the period to be appropriated9905€36k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€42k▲
Transfer to equity691/2€36k€42k▲
To other reserves6921€36k€42k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.77
Current ratio from 3.85 to 7.77; short-term debt falls from €58k to €30k.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.85
Current ratio from 1.37 to 3.85; short-term debt falls from €318k to €58k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €217k ▲24.8%
5 profitable years in a row build equity to €217k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €32k ▼43%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €174k ▲21.5%
4 profitable years in a row build equity to €174k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 12 days late
Show earlier events
2019
31-12
Financial
Equity above €100kEq €133k ▲72.3%
2 profitable years in a row build equity to €133k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vitsdam(BOR) 42880 BornemGround area
970 m²
Building footprint
201 m²
Volume, LiDAR
1,207 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
THE GREENREFLEX
since 20132.219.864.004
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007B0632/00C000 | Flanders | 715 m² | 1 · 130 m² | 9.0 m · 2 fl. |
| 12007D0267/00P000 | Flanders | 255 m² | 1 · 71 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Hannaway
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 4,655 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:serge.vanhaverbeke@arios.be