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ARGUENDO

Active
Private limited company (pre-2019)founded 20179 years activeKempische steenweg 311, 3500 Hasselt, BelgiumKBO/BCE: BE 0681.748.266
Summary

ARGUENDO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €268,193 and a net result of €74,759. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 4,038 sector peers (NACE 69, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Activities of lawyers
NACE 69101
1 site
Size
€591,434total assets 2025
Staff
0.7 FTE
Equity
€268,193
Profit
€74,759
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Parent
JEFREVAL · 100%
Accounts filed 9 days late0 of 2 deeds read
Why 94+ Sector Legal and accounting activities (NACE 69)+ Figures for FY 2025 (filed 10-02-2026)+ Liquidity: current ratio 3.32, cash €63,619+ Size: 0.7 FTE, total assets €591,434Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (NACE 69, micro)
Financial strength · tick = 2024
Strong
Solvency 70+12
equity 45.3% of total assets
Liquidity 55-8
short-term debt 24.2% · cash 10.8%
Profitability 85+8
return on assets 12.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,004 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025highest value 03-2025: < 0.1%▼ -0.2 percentage points vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: 0.1%▲ +0.1 percentage points vs 01-2026 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.32 against 2.93 in 2024; short-term debt: 24.2% and cash: 10.8% of total assets), but 54.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 42% on solvency, 38% on liquidity, 42% on profitability and 75% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
KBO
lowers risk · Figures for FY 2025 (filed 10-02-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.32, cash €63,619
NBB · annual accounts
lowers risk · Size: 0.7 FTE, total assets €591,434
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
9 days late
2024
7 days late
2023
on the day
2022
1 day early
2021
4 days late
2020
9 days late
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close07-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2019net €74,759 ▲85.7%
  3. Equity above €200,000Eq €268,193 ▲38.6%

Key points

  • Controlled by JEFREVALknown shareholders 100% 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €74,759 7 years View
  • Positive: Equity rose in 2025from €193,434 to €268,193 ▲ 38.6% View

By topic

Financials

Fiscal year
2025
Total assets
€591,434
Profit
€74,759
Solvency
45.3%
Total assets▲ 0.1%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-01-2027
  1. 07-02-2025Annual accounts filed
  2. 31-01-2024Annual accounts filed
  3. 30-06-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Activities of lawyersNACE 69101
Founded
26-09-2017
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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