Equity
€147,342 ▼ 13.2%
le HARDY & PATERNOSTRE paid out €78,000 in dividends. That is 69% of the 2025 profit.
le HARDY & PATERNOSTRE
Lifetime
7 annual accounts with figures on one time axispeak €248,787 (2024)
€236,382▼ 5.0%
peak €142,603 (2023)
€113,575▼ 7.8%
peak €169,707 (2024)
€147,342▼ 13.2%
€797,228▼ 7.6%
peak 0.9 FTE (2022)
0.9 FTE▲ 12.5%
Board6 names since 2021
4 directorsDimitri Paternostre and 3 others
Owners
Documentsfilings and deeds
23-06-202638 days before the deadline
2025abbreviated format
Staff from 0.8 FTE to 0.9 FTEDividend €78,000Equity from €169,707 to €147,342Cash from €202,921 to €79,023
Key points
from the 2025 annual accountsChecked score
90
Excellent
Financially stronger than 24% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €147,342 (15.6% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: 0.9 FTE, total assets €944,570
Figures for financial year 2025 (filed on 23-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 19% of them on solvency, 12% on liquidity, 41% on profitability and 22% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as le HARDY & PATERNOSTRE has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of le HARDY & PATERNOSTRE itself is lower: 0.1% within 12 months. It rests on far more data about le HARDY & PATERNOSTRE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for le HARDY & PATERNOSTRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.33 (1.37 in 2024), below the usual 1.5. Short-term debt is 49.4% and cash 8.4% of total assets. 84.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 4134 sector peers (2025).
NBB · sector comparisonPosition among 4134 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
38 days early
2024
43 days early
2023
1 day early
2022
on the day
2021
29 days late
2020
25 days late
2019
18 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DP
Dimitri Paternostre
Director, since 01-01-2021
TL
Tibault le Hardy
Director, since 01-01-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0719320623
Changes of role: PATERNOSTRE de HAULLEVILLE Dimitri (director) and le HARDY de BEAULIEU Tibault (director)
Permanent representatives: PATERNOSTRE de HAULLEVILLE Dimitri and le HARDY de BEAULIEU Tibault · General meeting of 29-06-2023 · Gazette deed
2 directors appointed, 2 resignations
Resignations: Dimitri Paternostre and Tibault le Hardy · Appointments: Tibault le Hardy and Dimitri Paternostre · Permanent representatives: Tibault le Hardy and Dimitri Paternostre · General meeting of 31-03-2021 · Gazette deed
Registered office moved from Woluwe-Saint-Pierre to Auderghem
New registered office: Avenue Charles Madoux, numéro 15 à 1160 Auderghem · Previous registered office: Avenue de Tervueren 299/1, 1150 Woluwe-Saint-Pierre · Board meeting of 08-05-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| le HARDY & PATERNOSTRE Auderghem | €0.9m | €236,382 | 15.6% | 0.9 |
| redsky legal Etterbeek | €1.3m | €352,718 | 67.5% | 0.9 |
| eMotio.law Sint-Gillis (bij-Brussel) | €1.5m | €218,775 | 2.3% | 0.5 |
| Mploy Hasselt Leuven | €0.6m | €313,684 | 18.1% | 1 |
| Arvo Ghent | €0.9m | €329,729 | 49.4% | 0.6 |
| LF AVOCATS Liège | €0.6m | €225,516 | 38.3% | 1.3 |
| Fort Leuven | €0.7m | €297,694 | 43.1% | 0.7 |
These companies have the same main activity as le HARDY & PATERNOSTRE: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €634,000 and €1.5m, founded between 2016 and 2020.
Official details
Source: KBO- Status
- Active since 23-01-2019Normal situation
- Registered office
- 12 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Activities of lawyersNACE 69101
- Joint committee
- 336Liberal professions · annual accounts 2022
- Establishment unit
- 2.285.308.7161160 Auderghem, since 23-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 03-11-2025
Annual accounts 2025
- €944,570▼ 8.5%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on le HARDY & PATERNOSTRE
le HARDY & PATERNOSTRE files the abbreviated format. That format states no turnover. The gross margin rose from €13,063 in 2019 to €236,382 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about le HARDY & PATERNOSTRE
- What is the company number of le HARDY & PATERNOSTRE?
- The company number of le HARDY & PATERNOSTRE is 0719.320.623. The VAT number is the same number with BE in front: BE 0719.320.623.
- Where is le HARDY & PATERNOSTRE based?
- The registered office is at Charles Madouxlaan 15, 1160 Auderghem.Company details
- What does le HARDY & PATERNOSTRE do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of le HARDY & PATERNOSTRE?
- le HARDY & PATERNOSTRE is a private limited company (BV).
- When was le HARDY & PATERNOSTRE founded?
- le HARDY & PATERNOSTRE was founded on 23-01-2019.
- Is le HARDY & PATERNOSTRE still active?
- Yes, le HARDY & PATERNOSTRE is an active enterprise in the KBO register.
- How many employees does le HARDY & PATERNOSTRE have?
- le HARDY & PATERNOSTRE had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does le HARDY & PATERNOSTRE fall under?
- In its 2022 annual accounts, le HARDY & PATERNOSTRE states joint committee 336 (Liberal professions).
- What is the turnover of le HARDY & PATERNOSTRE?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €236,382 and 38 comparable companies (NACE 691). It probably lies between €330,000 and €620,000.
- Is le HARDY & PATERNOSTRE profitable?
- In financial year 2025, le HARDY & PATERNOSTRE made a profit of €113,575.
- Where can I find the annual accounts of le HARDY & PATERNOSTRE?
- le HARDY & PATERNOSTRE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of le HARDY & PATERNOSTRE due?
- le HARDY & PATERNOSTRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.