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Complete company report
Generated 03-09-2026
Active BE 0439.045.259Public limited company

ARGRO

Ter Vlucht 5 ·8850 Ardooie, Belgium· 36 yrs active
Sector: Groothandel in groenten en fruit, muv consumptieaardappelen (46319)
Conclusion Checked

ARGRO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-39k) and a net result of €-146k. The computed 12-month bankruptcy probability is 0.4% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-39k
Net result €-146k
Staff (FTE) 6.9
Active 36 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health25Profitability100Solvency43Growth-Stability85
63 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 25
Profitability 100
Solvency 43
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-risk legal form −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
25 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview33 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2025 · abbreviated schema
Fiscal year2025
Depositabbreviated schema
Revenue-
EBITDA-
Net profit€-146k
Cash flow-
Staff costs€318k
Income taxes€3k
Dividends-
Total assets€490k
Equity€-39k
Debt€529k
of which ≤ 1y€529k
of which > 1y-
Working capital€-43k
Employees (FTE)6.9
Ratios (computed)
2025
Current ratio0.92
Quick ratio0.91
Working capital ratio-8.8%
Solvency-8.1%
Debt / equity-13.41
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-29.8%
ROE370.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€490k
Fixed assets 21/28€4k
Financial fixed assets 28€4k
Current assets 29/58€486k
Stocks & contracts in progress 3€7k
Amounts receivable within one year 40/41€429k
Cash & bank 54/58€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€490k
Equity 10/15€-39k
Contributions / capital 10/11€62k
Reserves 13€6k
Accumulated profits (losses) 14€-108k
Amounts payable 17/49€529k
Amounts payable within one year 42/48€529k
Trade debts payable within one year 44€512k
Income statement
Gross operating margin 9900€205k
Operating result 9901€-116k
Financial income 75€0
Financial charges 65€27k
Result before taxes 9903€-143k
Income taxes 67/77€3k
Net result for the period 9904€-146k
Result to be appropriated 9905€-146k
Ratios computed by Checked.
Legal Structure
NACE primary Groothandel in groenten en fruit, muv consumptieaardappelen(46319)
Legal form Public limited company(014)
Incorporation29-11-1989
StatusActive
Postal code8850
Establishment units 1 location
Ter Vlucht 5, 8850 Ardooie
Groothandel in groenten en fruit
since 19902.046.367.428
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36001E0965/00S000 Flanders 1.2 ha 1 · 7,574 m² 10.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-09-2025
State Gazette act Director changes
29-08-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2024
24-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2023
27-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2022
28-10-2022
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2021
13-10-2021
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2020
11-09-2020
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2019
30-09-2019
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2018
15-10-2018
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2017
29-09-2017
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
16-09-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
08-09-2025 4 reappointed Director changes
  • Marie-Louise Huughe, Bestuurder
  • Guy De Meyer, Bestuurder
  • Marie-Louise Huughe, Gedelegeerd bestuurder
  • Guy De Meyer, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Marie-Louise Huughe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-08-21",
      "evidence_quote": "De algemene vergadering beslist om mevrouw Marie-Louise Huughe en de heer Guy De Meyer als bestuurder te herbenoemen.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2031"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
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        "name": "Guy De Meyer",
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        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-08-21",
      "evidence_quote": "De algemene vergadering beslist om mevrouw Marie-Louise Huughe en de heer Guy De Meyer als bestuurder te herbenoemen.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2031"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Marie-Louise Huughe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-08-21",
      "evidence_quote": "Onmiddellijk na de algemene vergadering komt de raad van bestuur bijeen en beslist om mevrouw Marie-Louise Huughe en de heer Guy De Meyer te herbenoemen tot gedelegeerd bestuurder",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Guy De Meyer",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-08-21",
      "evidence_quote": "Onmiddellijk na de algemene vergadering komt de raad van bestuur bijeen en beslist om mevrouw Marie-Louise Huughe en de heer Guy De Meyer te herbenoemen tot gedelegeerd bestuurder",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-09-08",
    "filing_date": "2025-08-29",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-08-21",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2025-08-21",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0439.045.259",
    "name_full": "ARGRO",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verwerking en conservering van groenten15331Groothandel in groenten en fruit, muv consumptieaardappelen46319Groothandel in groenten en fruit51310Verwerking en conservering van groenten, exclusief productie van diepgevroren groenten10391
Primary activity highlighted.
Names & trade names
Legal nameNL ARGRO
Registered office
Ter Vlucht 5
8850 Ardooie, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 76 of 955 with filed accounts
ARDO ARDOOIE BE 0416.330.136 · Ardooie
BEGRO BE 0425.237.904 · Ardooie
DEMARGRO BE 0415.570.269 · Ardooie
DICOGEL AGRO BE 0411.561.991 · Ardooie
DOBBELS - POLLET BE 0415.925.904 · Ardooie
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative