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Generated 12-08-2026
Active BE 0799.621.676Private limited company

ARGO Construct

Guido Gezellelaan 1 ·2640 Mortsel, Belgium· 3 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of ARGO Construct is 5.3% (elevated). The 2023 annual accounts show negative equity (€-13k) and a net result of €-18k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-13k
Net result €-18k
Active 3 yrs
Locations 1
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health15Profitability100Solvency39Growth-Stability79
58 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 15
Profitability 100
Solvency 39
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
5.3% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
15 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-14k
Net profit€-18k
Cash flow€-15k
Staff costs-
Income taxes-
Dividends-
Total assets€156k
Equity€-13k
Debt€169k
of which ≤ 1y€161k
of which > 1y€8k
Working capital€-38k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.76
Quick ratio0.76
Working capital ratio-24.5%
Solvency-8.3%
Debt / equity-13.11
Long-term debt ratio-0.64
Interest coverage-22.66
Gross margin-
Net margin-
ROA-11.5%
ROE138.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€156k
Fixed assets 21/28€34k
Tangible fixed assets 22/27€34k
Current assets 29/58€123k
Amounts receivable within one year 40/41€121k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€156k
Equity 10/15€-13k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-18k
Amounts payable 17/49€169k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€161k
Trade debts payable within one year 44€90k
Income statement
Gross operating margin 9900€-14k
Operating result 9901€-17k
Financial income 75€2
Financial charges 65€631
Result before taxes 9903€-18k
Net result for the period 9904€-18k
Result to be appropriated 9905€-18k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Giljom Arts
    Director
    State Gazette act 26024616 (18-02-2026)
    Former
    - → 28-10-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation16-03-2023
StatusActive
Postal code2640
Establishment units 1 location
ARGO Construct
Guido Gezellelaan 1, 2640 MortselAlgemene bouw van residentiële gebouwen
since 20232.342.957.497
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11029A0136/00Z002 Flanders 190 m² 1 · 148 m² 13.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
18-02-2026
State Gazette act Director changes
v3.2
2025
30-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
20-03-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 5 months ago
2026
18-02-2026 Giljom Arts resigns as director Director changes
  • Giljom Arts, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Giljom Arts",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-28",
      "evidence_quote": "De vergadering neemt akte van het ontslag als bestuurder met ingang van 28/10/2025 van de heer Giljom Arts, Albert Van Dyckstraat 2 te 2970 Schilde."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0799.621.676",
    "name_full": "ARGO CONSTRUCT",
    "legal_form": "BV"
  }
}
2023
20-03-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2640 Mortsel, Guido Gezellelaan 1 bus 2",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1980-04-03",
        "name": "GOEMINNE Wim Adrien",
        "niss": null,
        "address": "2530 Boechout, Schransstraat 25"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2500,
      "holder_person_name": "GOEMINNE Wim Adrien",
      "is_subscriber_only": false,
      "n_shares_subscribed": 250,
      "amount_subscribed_eur": 2500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1994-12-01",
        "name": "ARTS Giljom Stefan Guido Yvonne",
        "niss": null,
        "address": "2970 Schilde, Albert Van Dijckstraat 2"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2500,
      "holder_person_name": "ARTS Giljom Stefan Guido Yvonne",
      "is_subscriber_only": false,
      "n_shares_subscribed": 250,
      "amount_subscribed_eur": 2500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0799.621.676",
    "name_full": "ARGO Construct",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-03-16",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Plaatsen van vloerbedekking en wandbekleding van hout43332Plaatsen van vloerbedekking en wandbekleding van hout43332
Primary activity highlighted.
Names & trade names
Legal nameNL ARGO Construct
Registered office
Guido Gezellelaan 1 bus 2
2640 Mortsel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative