Areti
ActiveSummary
The computed 12-month bankruptcy probability of Areti is 2.0% (moderate). The 2025 annual accounts show equity of €8k and a net result of €7k. Its solvency ranks better than 35% of 18400 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+48
Solvency42▲+14
Growth78
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 796%
2024 · €901
2024: €901
2024 → 2025
Total assets
€47k▲ 61.3%
2024 · €29k
2024: €29k
2024 → 2025
Net result
€7k
2024 · €-1k
2024: €-1k
2024 → 2025
Working capital
€8k▲ 796%
2024 · €901
2024: €901
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€901-€8k▲ 796%
Operating result€-1k-€9k
Net result€-1k-€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €47k
Equity
€8k ▲ 796%
Debt
€39k ▲ 37.9%
Debt's share of the balance-sheet total falls from 96.9% to 82.8%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.21▲
2024 · 1.03
Debt to equity
4.83
ROE
88.8%
ROA
15.2%▲
2024 · -3.8%
Debt ≤ 1 year
€39k▲
2024 · €28k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29k€47k▲
Current assets29/58€29k€47k▲
Amounts receivable within one year40/41€25k€355▼
Trade receivables40€20k€0▼
Other amounts receivable41€5k€355▼
Cash at bank and in hand54/58€4k€37k▲
Deferred charges and accrued income490/1-€9k
Equity and liabilities
Total equity and liabilities10/49€29k€47k▲
Equity10/15€901€8k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-1k€6k▲
Amounts payable17/49€28k€39k▲
Amounts payable within one year42/48€28k€39k▲
Trade debts44€27k€10k▼
Suppliers440/4€27k€10k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€1k€27k▲
Income statement
Code20242025
Other operating charges640/8-€387
Gross operating margin9900€-1k€9k▲
Operating profit (loss)9901€-1k€9k▲
Financial charges65/66B-€167
Recurring financial charges65-€167
Profit (loss) for the period before taxes9903€-1k€9k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-1k€7k▲
Profit (loss) for the period to be appropriated9905€-1k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€6k▲
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2024
Ground area
3,747 m²
Building footprint
412 m²
Volume, LiDAR
6,716 m³
Parcel 24434F0050/00H000, Flanders · tallest building 19.4 m, ±6 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Areti
since 20242.361.881.605
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0050/00H000 | Flanders | 3,747 m² | 1 · 412 m² | 19.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TROGA INTERNATIONAL
BE 0823.399.445
Westerlo · Eq €8,099
DANHO Cosmetics
BE 1018.503.661
Elsene · Eq €8,106
MOBILE FUTURE
BE 0752.656.553
Leuven · Eq €7,965
NHKL
BE 0771.460.301
Geel · Eq €7,944
FOBX
BE 0682.681.149
Elsene · Eq €8,205
Of 12,957 companies in sector 47120 we hold annual accounts for 2,190. 1,151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
70200Business and other management consultancy
73200Market research and public opinion polling
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.