IKZ Consulting
ActiveThe computed 12-month bankruptcy probability of IKZ Consulting is 2.0% (moderate). The 2025 annual accounts show equity of €31k and a net result of €8k. Its solvency ranks better than 85% of 18039 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency100▲+4
Growth52
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 3.49 in 2024; short-term debt: 23.3% and cash: 17.1% of total assets), and 23.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.7%
Return on assets
19.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 34.2%
2024 · €23k
2024: €23k
2024 → 2025
Total assets
€40k▲ 24.9%
2024 · €32k
2024: €32k
2024 → 2025
Net result
€8k▼ 62.5%
2024 · €21k
2024: €21k
2024 → 2025
Working capital
€31k▲ 34.2%
2024 · €23k
2024: €23k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€31k▲ 34.2%
Operating result€25k-€9k▼ 66.1%
Net result€21k-€8k▼ 62.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €40k
Equity
€31k▲ 34.2%
Debt
€9k▲ 1.6%
The debt ratio falls from 28.7% to 23.3%. Equity and debt are higher.
Key figures and ratios
Solvency
76.7%▲
2024 · 71.3%
Current ratio
4.29▲
2024 · 3.49
Quick ratio
4.29▲
2024 · 3.49
Debt / equity
0.30▼
2024 · 0.40
ROE
25.5%▼
2024 · 91.3%
ROA
19.6%▼
2024 · 65.1%
Debt
€9k▲
2024 · €9k
Debt ≤ 1 year
€9k▲
2024 · €9k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€40k▲
Current assets29/58€32k€40k▲
Amounts receivable within one year40/41€30k€33k▲
Trade receivables40-€82
Other amounts receivable41€30k€33k▲
Cash at bank and in hand54/58€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€32k€40k▲
Equity10/15€23k€31k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€21k€29k▲
Amounts payable17/49€9k€9k▲
Amounts payable within one year42/48€9k€9k▲
Trade debts44€4k€173▼
Suppliers440/4€4k€173▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9-€2k
Income statement
Code20242025
Gross operating margin9900€25k€9k▼
Operating profit (loss)9901€25k€9k▼
Financial income75/76B€872€2k▲
Recurring financial income75€872€2k▲
Financial charges65/66B-€236
Recurring financial charges65-€236
Profit (loss) for the period before taxes9903€26k€10k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€21k€8k▼
Profit (loss) for the period to be appropriated9905€21k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€29k▲
Profit (loss) brought forward from the previous period14P-€21k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Darimonstraat 91080 Sint-Jans-MolenbeekGround area
2,098 m²
Building footprint
389 m²
Volume, LiDAR
4,330 m³
Parcel 21522B0321/03E000, Brussels · tallest building 17.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Darimonstraat 9, 1080 Sint-Jans-Molenbeek
since 20242.370.432.748
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0321/03E000 | Brussels | 2,098 m² | 1 · 389 m² | 17.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,979 companies in sector 47120 we hold annual accounts for 2,186. 1,458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:buisnessikz@gmail.com