ARETEI
ActiveSummary
ARETEI has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €38k. Its solvency ranks better than 82% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+18
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 4.73 against 1.83 in 2024; short-term debt: 16.1% and cash: 68.9% of total assets), and 16.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
41%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€78k▲ 95.6%
2024 · €40k
2024: €40k
2025: €78k▲ +95.6% vs 2024
2024 → 2025
Total assets
€93k▲ 34.1%
2024 · €69k
2024: €69k
2025: €93k▲ +34.1% vs 2024
2024 → 2025
Net result
€38k▲ 0.7%
2024 · €38k
2024: €38k
2025: €38k▲ +0.7% vs 2024
2024 → 2025
Working capital
€56k▲ 130%
2024 · €24k
2024: €24k
2025: €56k▲ +130% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€40k-€78k▲ 95.6%
2024: €40k
2025: €78k▲ +95.6% vs 2024
Operating result€47k-€48k▲ 1.7%
2024: €47k
2025: €48k▲ +1.7% vs 2024
Net result€38k-€38k▲ 0.7%
2024: €38k
2025: €38k▲ +0.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€22k ▲ 42.2%
Current assets
€71k ▲ 31.7%
Equity and liabilities €93k
Equity
€78k ▲ 95.6%
Debt
€15k ▼ 49.2%
Debt's share of the balance-sheet total falls from 42.5% to 16.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k
Cash flow
€42k
Current ratio
4.73▲
2024 · 1.83
Debt to equity
0.19▼
2024 · 0.74
ROE
48.9%▼
2024 · 95.0%
ROA
41.0%▼
2024 · 54.6%
Interest coverage
162.48
Debt ≤ 1 year
€15k▼
2024 · €29k
Income taxes
€10k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€69k€93k▲
Fixed assets21/28€15k€22k▲
Tangible fixed assets22/27€15k€22k▲
Land and buildings22-€10k
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€12k€10k▼
Current assets29/58€54k€71k▲
Amounts receivable within one year40/41€16k€6k▼
Trade receivables40€12k€6k▼
Other amounts receivable41€4k-
Cash at bank and in hand54/58€37k€64k▲
Deferred charges and accrued income490/1-€772
Equity and liabilities
Total equity and liabilities10/49€69k€93k▲
Equity10/15€40k€78k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€38k€76k▲
Amounts payable17/49€29k€15k▼
Amounts payable within one year42/48€29k€15k▼
Trade debts44€15k€187▼
Suppliers440/4€15k€187▼
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48€4k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€118€120▲
Gross operating margin9900€48k€52k▲
Operating profit (loss)9901€47k€48k▲
Financial charges65/66B€160€322▲
Recurring financial charges65€160€322▲
Profit (loss) for the period before taxes9903€47k€48k▲
Income taxes67/77€10k€10k▲
Profit (loss) for the period9904€38k€38k▲
Profit (loss) for the period to be appropriated9905€38k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€76k▲
Profit (loss) brought forward from the previous period14P-€38k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4k | - |
| Other operating charges640/8 | €118 | €120 | ▲ 1.7% |
| Gross operating margin9900 | €48k | €52k | ▲ 10.1% |
| Operating profit (loss)9901 | €47k | €48k | ▲ 1.7% |
| Financial charges65/66B | €160 | €322 | ▲ 101% |
| Recurring financial charges65 | €160 | €322 | ▲ 101% |
| Profit (loss) for the period before taxes9903 | €47k | €48k | ▲ 1.3% |
| Income taxes67/77 | €10k | €10k | ▲ 3.9% |
| Profit (loss) for the period9904 | €38k | €38k | ▲ 0.7% |
| Profit (loss) for the period to be appropriated9905 | €38k | €38k | ▲ 0.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €69k | €93k | ▲ 34.1% |
| Fixed assets21/28 | €15k | €22k | ▲ 42.2% |
| Tangible fixed assets22/27 | €15k | €22k | ▲ 42.2% |
| Land and buildings22 | - | €10k | - |
| Furniture and vehicles24 | €3k | €2k | ▼ 33.3% |
| Other tangible fixed assets26 | €12k | €10k | ▼ 19.5% |
| Current assets29/58 | €54k | €71k | ▲ 31.7% |
| Amounts receivable within one year40/41 | €16k | €6k | ▼ 63.3% |
| Trade receivables40 | €12k | €6k | ▼ 50.6% |
| Other amounts receivable41 | €4k | - | - |
| Cash at bank and in hand54/58 | €37k | €64k | ▲ 71.9% |
| Deferred charges and accrued income490/1 | - | €772 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €69k | €93k | ▲ 34.1% |
| Equity10/15 | €40k | €78k | ▲ 95.6% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | €38k | €76k | ▲ 101% |
| Amounts payable17/49 | €29k | €15k | ▼ 49.2% |
| Amounts payable within one year42/48 | €29k | €15k | ▼ 49.2% |
| Trade debts44 | €15k | €187 | ▼ 98.8% |
| Suppliers440/4 | €15k | €187 | ▼ 98.8% |
| Taxes, remuneration and social security45 | €10k | €6k | ▼ 33.4% |
| Taxes450/3 | €10k | €6k | ▼ 33.4% |
| Other amounts payable47/48 | €4k | €8k | ▲ 90.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €38k | €38k | ▲ 0.7% |
| + Depreciation and write-downs630 | - | €4k | - |
| Operating cash flow (approximation) | €38k | €42k | ▲ 11.3% |
| Investment in fixed assets (approximation) | - | €-11k | - |
| Change in cash | - | €27k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.73
Current ratio from 1.83 to 4.73; short-term debt falls from €29k to €15k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
174 m²
Building footprint
117 m²
Parcel 11312A0910/00Z003, Flanders. Linked by address, not a title deed.
1 establishment unit
ARETEI
since 20242.358.604.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0910/00Z003 | Flanders | 174 m² | 1 · 117 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,056 companies in sector 69101 we hold annual accounts for 9,055. 7,526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Contact
Website
www.aretei.be
Scores and ratios are computed by Checked and are not a credit decision.