Equity
Equity rose in 2025 from €52,988 to €110,759.
Equity rose in 2025 from €52,988 to €110,759.
The micro format states no turnover.
Short-term debts fell from €64,166 to €31,538.
In July 2024, 39,278 companies had the same profile as ARETECH has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ARETECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ARETECH Olne | €142,297 | €77,093 | 77.8% | - |
| CADENCIO Soumagne | €137,961 | €71,993 | 74.8% | - |
| Triple U Waremme | €133,859 | €81,883 | 70.8% | - |
| Amalgame Consult Waremme | €124,263 | €79,468 | 92.9% | - |
| HUMAN IT SOLUTIONS Herve | €132,855 | €67,411 | 45.0% | - |
| Lightcone Leuven | €145,540 | €76,148 | 82.6% | - |
| JVR CONSULTING Lille | €144,688 | €78,388 | 48.4% | - |
These companies have the same main activity as ARETECH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €124,000 and €146,000, founded between 2023 and 2024.
ARETECH has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,759 and a net result of €57,771.
Its solvency ranks better than 72% of 21,217 sector peers (NACE 62, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €130,000 and €190,000.
Higher than 72% of 21,217 companies in 2025.
Higher than 72% of 20,581 companies in 2025.
Higher than 78% of 20,756 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
142,297 | 117,154 | |
21/28 |
574 | 970 | |
22/27 |
574 | 970 | |
24 |
574 | 970 | |
29/58 |
141,723 | 116,184 | |
40/41 |
134,432 | 74,193 | |
40 |
31,666 | 24,644 | |
41 |
102,766 | 49,549 | |
54/58 |
6,078 | 41,991 | |
490/1 |
1,213 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
142,297 | 117,154 | |
10/15 |
110,759 | 52,988 | |
10/11 |
5,000 | 5,000 | |
14 |
105,759 | 47,988 | |
17/49 |
31,538 | 64,166 | |
42/48 |
31,538 | 64,166 | |
44 |
7,939 | 39,767 | |
440/4 |
7,939 | 39,767 | |
45 |
23,598 | 24,399 | |
450/3 |
23,598 | 24,399 | |
| Income statement | |||
9900 |
77,093 | 60,835 | |
62 |
437 | - | |
630 |
397 | 219 | |
640/8 |
3,092 | 221 | |
9901 |
73,167 | 60,395 | |
65/66B |
285 | 47 | |
65 |
285 | 47 | |
9903 |
72,882 | 60,348 | |
67/77 |
15,111 | 12,360 | |
9904 |
57,771 | 47,988 | |
9905 |
57,771 | 47,988 | |
| Appropriation of the result | |||
9906 |
105,759 | 47,988 | |
14P |
47,988 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 16-02-2026.
2025 annual accounts filed 16 days after the deadline. Filed on 16 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00038757.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 73,564 | 60,614 | ||
| 58,168 | 48,207 | ||
| 0 | 1,190 | ||
| -35,913 | - | ||
| 110,185 | 52,018 | ||
| 77.8% | 45.2% | ||
| 4.49 | 1.81 | ||
| 0.28 | 1.21 | ||
| 52.2% | 90.6% | ||
| 40.6% | 41.0% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 |
|---|---|---|
| Tangible fixed assets | - | €1,190 |
| €397 | €219 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 21% higher than in 2024.
Debt's share of the balance-sheet total falls from 54.8% to 22.2%. Equity is higher and debt is lower.
ARETECH has no parent and no holdings in its annual accounts. is the only director.
| IMMO BW
registered office since 19-10-2023 · founded in 2023 · negative equity (2025) |
total assets €253,196 (2025) 1001.413.845 |
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Chemin du Vieux Puits 3 registered office 4877 Olne | 01-12-2023 | 2.355.341.726 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 63057B0681/00F000 | 1,591 m² | 1 · 164 m² | 8.8 m · 2 |
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