Skip to content

ARETECH

Active
Private limited companyfounded 20232 yrs activeChemin du Vieux Puits 3, 4877 Olne, BelgiumKBO/BCE: BE 1002.901.014
Summary

ARETECH has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,759 and a net result of €57,771. Its solvency ranks better than 71% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+30
Growth78
Track record82
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.49 against 1.81 in 2024; short-term debt: 22.2% and cash: 4.3% of total assets), and 22.2% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77.8%
Return on assets
40.6%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-02-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
16 d late
2024
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 December 2023, ARETECH was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€110,759▲ 109%
2024 · €52,988
Total assets
€142,297▲ 21.5%
2024 · €117,154
Net result
€57,771▲ 20.4%
2024 · €47,988
Working capital
€110,185▲ 112%
2024 · €52,018
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€60,395-€73,167▲ 21.1%
Net result€47,988-€57,771▲ 20.4%
Equity€52,988-€110,759▲ 109%
Total assets€117,154-€142,297▲ 21.5%
Debt€64,166-€31,538▼ 50.9%
Working capital€52,018-€110,185▲ 112%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2024: €60,395€60,395Net result 2024: €47,988€47,988Operating result 2025: €73,167€73,167Net result 2025: €57,771€57,77120242025€0€20,000€40,000€60,000€80,000Operating result 2024: €60,395€60,400Net result 2024: €47,988€48,000Operating result 2025: €73,167€73,200Net result 2025: €57,771€57,80020242025
The operating result rises in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142,297
Fixed assets €574 ▼ 40.9%
Current assets €141,723 ▲ 22.0%
Equity and liabilities €142,297
Equity €110,759 ▲ 109%
Debt €31,538 ▼ 50.9%
Debt's share of the balance-sheet total falls from 54.8% to 22.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€73,564▲
2024 · €60,614
Cash flow
€58,168▲
2024 · €48,207
Current ratio
4.49▲
2024 · 1.81
Debt to equity
0.28▼
2024 · 1.21
ROE
52.2%▼
2024 · 90.6%
ROA
40.6%▼
2024 · 41.0%
Interest coverage
257.89▼
2024 · 1288.30
Debt ≤ 1 year
€31,538▼
2024 · €64,166
Income taxes
€15,111▲
2024 · €12,360
Staff costs
€437
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€117,154€142,297▲
Fixed assets21/28€970€574▼
Tangible fixed assets22/27€970€574▼
Furniture and vehicles24€970€574▼
Current assets29/58€116,184€141,723▲
Amounts receivable within one year40/41€74,193€134,432▲
Trade receivables40€24,644€31,666▲
Other amounts receivable41€49,549€102,766▲
Cash at bank and in hand54/58€41,991€6,078▼
Deferred charges and accrued income490/1-€1,213
Equity and liabilities
Total equity and liabilities10/49€117,154€142,297▲
Equity10/15€52,988€110,759▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€47,988€105,759▲
Amounts payable17/49€64,166€31,538▼
Amounts payable within one year42/48€64,166€31,538▼
Trade debts44€39,767€7,939▼
Suppliers440/4€39,767€7,939▼
Taxes, remuneration and social security45€24,399€23,598▼
Taxes450/3€24,399€23,598▼
Income statement Code20242025
Remuneration, social security and pensions62-€437
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€219€397▲
Other operating charges640/8€221€3,092▲
Gross operating margin9900€60,835€77,093▲
Operating profit (loss)9901€60,395€73,167▲
Financial charges65/66B€47€285▲
Recurring financial charges65€47€285▲
Profit (loss) for the period before taxes9903€60,348€72,882▲
Income taxes67/77€12,360€15,111▲
Profit (loss) for the period9904€47,988€57,771▲
Profit (loss) for the period to be appropriated9905€47,988€57,771▲
Appropriation of the result
Profit (loss) to be appropriated9906€47,988€105,759▲
Profit (loss) brought forward from the previous period14P-€47,988

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€437-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€219€397▲ 80.8%
Other operating charges640/8€221€3,092▲ 1,298%
Gross operating margin9900€60,835€77,093▲ 26.7%
Operating profit (loss)9901€60,395€73,167▲ 21.1%
Financial charges65/66B€47€285▲ 506%
Recurring financial charges65€47€285▲ 506%
Profit (loss) for the period before taxes9903€60,348€72,882▲ 20.8%
Income taxes67/77€12,360€15,111▲ 22.3%
Profit (loss) for the period9904€47,988€57,771▲ 20.4%
Profit (loss) for the period to be appropriated9905€47,988€57,771▲ 20.4%
Line20242025Change
Assets
Total assets20/58€117,154€142,297▲ 21.5%
Fixed assets21/28€970€574▼ 40.9%
Tangible fixed assets22/27€970€574▼ 40.9%
Furniture and vehicles24€970€574▼ 40.9%
Current assets29/58€116,184€141,723▲ 22.0%
Amounts receivable within one year40/41€74,193€134,432▲ 81.2%
Trade receivables40€24,644€31,666▲ 28.5%
Other amounts receivable41€49,549€102,766▲ 107%
Cash at bank and in hand54/58€41,991€6,078▼ 85.5%
Deferred charges and accrued income490/1-€1,213-
Equity and liabilities
Total equity and liabilities10/49€117,154€142,297▲ 21.5%
Equity10/15€52,988€110,759▲ 109%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€47,988€105,759▲ 120%
Amounts payable17/49€64,166€31,538▼ 50.9%
Amounts payable within one year42/48€64,166€31,538▼ 50.9%
Trade debts44€39,767€7,939▼ 80.0%
Suppliers440/4€39,767€7,939▼ 80.0%
Taxes, remuneration and social security45€24,399€23,598▼ 3.3%
Taxes450/3€24,399€23,598▼ 3.3%
Line20242025Change
Profit (loss) for the period9904€47,988€57,771▲ 20.4%
+ Depreciation and write-downs630€219€397▲ 80.8%
Operating cash flow (approximation)€48,207€58,168▲ 20.7%
Investment in fixed assets (approximation)-€0-
Change in cash--€35,913-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
16-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
30-06
Financial Liquidity doublescurrent ratio 4.49
Current ratio from 1.81 to 4.49; short-term debt falls from €64,166 to €31,538.
30-06
Financial Equity above €100,000Eq €110,759 ▲109%
2 profitable years in a row build equity to €110,759.
25-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,591 m²
Building footprint
164 m²
Volume, LiDAR
1,124 m³
Parcel 63057B0681/00F000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ARETECH
Chemin du Vieux Puits 3, 4877 OlneIT consultancy
since 20232.355.341.726
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63057B0681/00F000 Wallonia 1,591 m² 1 · 164 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-12-2023
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management

Scores and ratios are computed by Checked and are not a credit decision.