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Complete company report
Generated 20-07-2026
Active BE 0535.666.860Private limited company

ARETE

Vogelsanck 8 ·2970 Schilde, Belgium· 13 yrs active
Sector: Financial services (64210)
Conclusion Checked

ARETE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 13 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 10-06-2026 2026-00150121
31-12-2024 micro 30-06-2025 2025-00199530
31-12-2023 micro 26-06-2024 2024-00170898
31-12-2022 micro 13-06-2023 2023-00126281
31-12-2021 micro 16-06-2022 2022-20070884
31-12-2020 micro 18-06-2021 2021-21700317
31-12-2019 micro 29-06-2020 2020-22200455
31-12-2018 micro 27-06-2019 2019-24300287
31-12-2017 micro 26-06-2018 2018-23300202
31-12-2016 micro 06-09-2017 2017-60200288
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation13-06-2013
StatusActive
Postal code2970
Establishment units 1 location
arete
Vogelsanck 8, 2970 SchildeHoldings
since 20132.220.358.308
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11041C0230/00T003 Flanders 3,470 m² 1 · 275 m² 18.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
10-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
26-09-2025
State Gazette act Statutes amendment
Frank Liesse
30-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
26-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
23-01-2024
State Gazette act Director changes
Marnix De Sadeleer
2023
13-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
16-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
18-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
29-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
27-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
26-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
06-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 9 months ago
2025
26-09-2025 Articles of association amended, translation of the articles and coordination of the articles Statutes amendment·Frank Liesse
Notary: Frank Liesse · AntwerpenFirm: Celis & Liesse
Technical details 
{
  "notary": {
    "name": "Frank Liesse",
    "firm_city": null,
    "firm_name": "Celis \u0026 Liesse",
    "office_city": "Antwerpen",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-09-26",
    "filing_date": "2025-09-24",
    "act_kind_objet": "STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN)"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-09-11",
    "unanimous": null
  },
  "statute_change": {
    "kinds": [
      "translation",
      "coordination",
      "other"
    ],
    "scope": null,
    "trigger": null,
    "language_after": null,
    "language_before": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0535.666.860",
    "name_full_after": "ARETE",
    "legal_form_after": "Besloten Vennootschap",
    "name_full_before": "ARETE",
    "current_zetel_raw": "Vogelsanck 8 2970 Schilde",
    "legal_form_before": "Besloten Vennootschap"
  },
  "special_mandates": [
    {
      "holder_kbo": "0524.760.694",
      "holder_name": "PDV",
      "scope_categories": [
        "btw",
        "publication"
      ],
      "with_substitution": true
    }
  ],
  "articles_modified": [
    {
      "summary": "Artikel 5 werd gewijzigd om de emissie van 4.500 aandelen als vergoeding voor inbrengen te regelen.",
      "new_text": "Artikel 5. Inbrengen\nAls vergoeding voor de inbrengen werden vierduizend vijfhonderd (4.500) aandelen uitgegeven.\nleder aandeel geeft een gelijk recht in de winstverdeling en in het vereffeningsaldo.",
      "change_kind": "amended",
      "article_title": "Inbrengen",
      "article_number": "5"
    }
  ],
  "governance_change": null,
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Frank Liesse",
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "afschrift akte",
    "geco\u00F6rdineerde statuten"
  ],
  "shareholder_rights": null,
  "voorwerp_change_summary": null,
  "capital_structure_change": {
    "operations": [
      "split"
    ],
    "split_ratio": "1:20",
    "shares_after": 4500,
    "shares_before": 225,
    "capital_after_eur": null,
    "capital_before_eur": null,
    "share_classes_after": []
  },
  "coordinated_text_lineage": null
}
2024
23-01-2024 1 director appointed, 1 resigning Director changes·Marnix De Sadeleer
  • HERMANS Luc Rolande Antoine, Niet statutaire bestuurder
  • HERMANS Luc, Zaakvoerder
Notary: Marnix De Sadeleer · Brecht
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "HERMANS Luc",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering besluit de huidige niet-statutaire zaakvoerder, zijnde de heer HERMANS Luc, ontslag te geven uit zijn functie.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "niet-statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "HERMANS Luc Rolande Antoine",
        "address": "2970 Schilde, Vogelsanck 8",
        "birth_date": "1966-02-25",
        "profession": null,
        "birth_place": "Aalst"
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering gaat onmiddellijk over tot de herbenoeming als niet-statutaire bestuurder en dit voor onbepaalde duur, van: De heer HERMANS Luc Rolande Antoine, geboren te Aalst op 25 februari 1966, ongehuwd, wonende te 2970 Schilde, Vogelsanck 8.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "HERMANS Luc",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering zal op de volgende jaarvergadering beslissen over de kwijting aan de ontslagnemende zaakvoerder voor de uitoefening van zijn mandaat.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "vaste_vertegenwoordiger",
      "person": null,
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "PVD besloten vennootschap",
        "address": "9300 Aalst, Brusselse Steenweg 165",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Bijzondere volmacht wordt verleend aan PVD besloten vennootschap, met kantoor te 9300 Aalst, Brusselse Steenweg 165, evenals haar bedienden, aangestelden en lasthebbers, kunnende elk afzonderlijk handelen, met recht van indeplaatsstelling, voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Marnix De Sadeleer",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brecht",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-01-23",
    "filing_date": "2024-01-19",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-01-10",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-01-10",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-01-10",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-01-10",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0535.666.860",
    "name_full": "ARETE",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Marnix De Sadeleer",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "afschrift der akte",
    "geco\u00F6rdineerde statuten",
    "volmacht"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL ARETE
Registered office
Vogelsanck 8
2970 Schilde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative