ARDITO
ActiveARDITO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €482k and a net result of €86k. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+5
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 16.62 against 19.29 in 2024; short-term debt: 6% and cash: 70.7% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
16.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
20 d early
2023
26 d early
2022
4 d early
2021
2 d early
2020
32 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€482k▲ 1.9%
2024 · €473k
2018: €670k
2019: €598k
2020: €648k
2021: €505k
2022: €509k
2023: €500k
2024: €473k
2018 → 2025
Total assets
€512k▲ 2.8%
2024 · €498k
2018: €687k
2019: €616k
2020: €663k
2021: €593k
2022: €540k
2023: €573k
2024: €498k
2018 → 2025
Net result
€86k▲ 32.4%
2024 · €65k
2018: €92k
2019: €77k
2020: €50k
2021: €90k
2022: €53k
2023: €65k
2024: €65k
2018 → 2025
Working capital
€477k▲ 2.0%
2024 · €468k
2018: €665k
2019: €568k
2020: €623k
2021: €482k
2022: €495k
2023: €493k
2024: €468k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€505k-€509k▲ 0.9%€500k▼ 1.8%€473k▼ 5.4%€482k▲ 1.9%
Operating result€119k-€72k▼ 38.9%€90k▲ 23.7%€84k▼ 6.0%€110k▲ 30.9%
Net result€90k-€53k▼ 40.9%€65k▲ 22.6%€65k▼ 0.7%€86k▲ 32.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 31% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €512k
Fixed assets
€4k▼ 9.9%
Current assets
€508k▲ 2.9%
Equity and liabilities €512k
Equity
€482k▲ 1.9%
Debt
€31k▲ 19.4%
The debt ratio rises from 5.1% to 6.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€112k▲
2024 · €86k
Cash flow
€88k▲
2024 · €67k
Solvency
94.0%▼
2024 · 94.9%
Current ratio
16.62▼
2024 · 19.29
Quick ratio
16.62▼
2024 · 19.29
Debt / equity
0.06▲
2024 · 0.05
ROE
17.8%▲
2024 · 13.7%
ROA
16.8%▲
2024 · 13.0%
Interest coverage
174.38▲
2024 · 128.29
Debt
€31k▲
2024 · €26k
Debt ≤ 1 year
€31k▲
2024 · €26k
Income taxes
€35k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€498k€512k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€5k€4k▼
Current assets29/58€494k€508k▲
Amounts receivable within one year40/41€33k€39k▲
Trade receivables40€33k€39k▲
Other amounts receivable41€27€18▼
Current investments50/53€120k€107k▼
Cash at bank and in hand54/58€341k€362k▲
Equity and liabilities
Total equity and liabilities10/49€498k€512k▲
Equity10/15€473k€482k▲
Contributions10/11€6k€6k=
Reserves13€467k€475k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€465k€474k▲
Amounts payable17/49€26k€31k▲
Amounts payable within one year42/48€26k€31k▲
Trade debts44€136€2k▲
Suppliers440/4€136€2k▲
Taxes, remuneration and social security45€23k€26k▲
Taxes450/3€23k€26k▲
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€622€637▲
Non-recurring operating charges66A€5k€2k▼
Gross operating margin9900€92k€115k▲
Operating profit (loss)9901€84k€110k▲
Financial income75/76B€8k€12k▲
Recurring financial income75€8k€12k▲
Non-recurring financial income76B-€60
Financial charges65/66B€674€645▼
Recurring financial charges65€674€645▼
Profit (loss) for the period before taxes9903€91k€121k▲
Income taxes67/77€26k€35k▲
Profit (loss) for the period9904€65k€86k▲
Profit (loss) for the period to be appropriated9905€65k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€86k▲
Transfer from equity791/2€92k€77k▼
Transfer to equity691/2€65k€86k▲
To other reserves6921€65k€86k▲
Profit to be distributed694/7€92k€77k▼
Return on contributions (dividend)694€92k€77k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 19.29
Current ratio from 7.75 to 19.29; short-term debt falls from €73k to €26k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 17.22
Current ratio from 6.46 to 17.22; short-term debt falls from €88k to €31k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
25-02
State Gazette act
Shareholder decision · Director resignation
Permanent representative · Director appointment
25-02
State Gazette act
Shareholder decision · Director resignation
Permanent representative · Director appointment
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €50k ▼35%
Net result drops to €50k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutse Steenweg 888200 BruggeGround area
323 m²
Building footprint
108 m²
Volume, LiDAR
855 m³
Parcel 31027D0365/00M002, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ardito
since 20042.136.160.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0365/00M002 | Flanders | 323 m² | 1 · 107 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600FQX1QZIA8CDF95
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 34,945 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
80421
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.