Debts
€444,850 70% of the balance sheet
After one year 99%Within one year 1%
Of this, €4,850 falls due within a year.
ARDI
Overview
Lifetime
1 annual account with figurespeak -€3,558 (2025)
-€3,558
lowest -€31,840 (2025)
-€31,840
peak €188,160 (2025)
€188,160
€444,850
Board3 names since 2024
3 directors and 2 others
Owners
25%
Documentsfilings and deeds
20-11-202572 days before the deadline
2025micro format
Loss of €31,840Registered office moved from Nimy Avenue du Roi Chevalier to Ath 22-12First year with figures
Key points
from the 2025 annual accountsStarting capital
€220,000 2,200 shares
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 5,181 companies had the same profile as ARDI has now. Each dot stands for 13 companies, two years later.
96.4%
were still trading
2.0%
stopped another way
1.4%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,181 companies, not a prediction for ARDI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
Director
Director
- 25%score equity €537,969 (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016962945
Registered office moved from Nimy Avenue du Roi Chevalier to Ath
Capital increase of €200,000 to €420,000 · Capital from €220,000 to €420,000, 2,000 new shares · 50 shares · Gazette deed
Incorporation
Founding capital of €220,000, 2,200 shares, €200,000 paid up · Founders: ; ; ; and 4 others · Appointments: ; and · published on 06-12-2024 · Gazette deed
Official details
Source: KBO- Status
- Active since 04-12-2024Normal situation
- Activity
- “La constitution et la valorisation d’un patrimoine immobilier. Dans ce cadre,elle peut accomplir toutes…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
- Financial year end
- 30 June
- Peppol
- Reachable since 27-04-2026
Annual accounts to 30-06-2025
- -€3,558
- €31,840
- €188,160
- €633,010
- Filing
- Filed on 20-11-2025, 72 days before the end of the filing period
Insights on ARDI
ARDI has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188,160 and a net result of -€31,840.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 20-11-2025, 72 days before the deadline-€3,558
-€14,700
-€31,840
€2,758
29.7%
1.57
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €633,010 on 30-06-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
633,010 | |
20 |
2,258 | |
21/28 |
623,144 | |
21 |
13,500 | |
22/27 |
609,644 | |
22 |
609,644 | |
29/58 |
7,608 | |
54/58 |
7,608 | |
| Balance sheet: equity and liabilities | ||
10/49 |
633,010 | |
10/15 |
188,160 | |
10/11 |
220,000 | |
14 |
-31,840 | |
17/49 |
444,850 | |
17 |
440,000 | |
170/4 |
440,000 | |
42/48 |
4,850 | |
46 |
3,678 | |
47/48 |
1,172 | |
| Income statement | ||
9900 |
-3,558 | |
630 |
11,142 | |
9901 |
-14,700 | |
65/66B |
17,141 | |
65 |
17,141 | |
9903 |
-31,840 | |
9904 |
-31,840 | |
9905 |
-31,840 | |
| Appropriation of the result | ||
9906 |
-31,840 | |
| Document | ||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-11-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 20-11-2025 | 2025-00568418 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -3,558 | ||
| -20,698 | ||
| 634,035 | ||
| 2,758 | ||
| 29.7% | ||
| 1.57 | ||
| 2.36 | ||
| -16.9% | ||
| -5.0% | ||
| -0.21 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 |
|---|---|
| Tangible fixed assets | €619,035 |
| Intangible fixed assets | €15,000 |
| €11,142 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on ARDI
Debt's share of the balance-sheet total is 70.3%.
Board & ownership
Board
3 directors, since incorporationDirector (not named in the articles)
appointed by deed of 06-12-2024
term without a fixed end
also on the board of 1 other company
Director (not named in the articles)
appointed by deed of 06-12-2024
term without a fixed end
also on the board of 1 other company
Mandates through the years
3 names, the dashed line is todayDirector (not named in the articles)
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 06-12-2024, still in office
-
- Director (not named in the articles), appointed by deed of 06-12-2024, still in office
-
- Director (not named in the articles), appointed by deed of 06-12-2024, still in office
Control
Shareholder
Equity €537,969
Profit €116,275 in 2025 (profit €125,803 in 2024)
Checked score
Source: accounts 2025
25%
This company
ARDI
Equity €188,160
Loss €31,840 in 2025
Capital
- Contribution
- €420,000
- Shares
- 4,200 in the deed of 06-12-2024 and 1 later capital increase
- Contribution per share
- €100
- Equity per share
- €44.80 in 2025
- Source
- deed of 22-12-2025
Owners through the years
as the annual accounts name themOwners as a list
-
- 2024 to 2025: 25%
Source: lists of holdings in the owners' accounts
Articles of association
deed of 06-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Membership ruleThe articles set who can become a member or partner, and on what terms.
- “Inscription dans le registre des actions, six premiers mois de l'exercice social”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Capital transactions
Shareholders according to the deeds
After the capital increase
deed of 22-12-2025 ↗
- 50 shares
- 100 shares
- 130 shares
- 100 shares
- 100 shares
- 100 shares
- 170 shares
- 50 shares
- 20 shares
- 100 shares
- 40 shares
- 40 shares
- 100 shares
At incorporation
deed of 06-12-2024 ↗
- 100 shares (4.5%) · €10,000
- 100 shares (4.5%) · €10,000
- 1,000 shares (45.5%) · €100,000
- 100 shares (4.5%) · €10,000
- 100 shares (4.5%) · €10,000
- 100 shares (4.5%) · €10,000
- 100 shares (4.5%) · €10,000
- 550 shares (25%) · €55,000
- 50 shares (2.3%) · €5,000
Capital over time
- 22-12-2025 Capital increase of €200,000 · to €420,000 · 2,000 new shares at €100 per share · in cash
- 06-12-2024 Incorporation · €220,000 · 2,200 shares
Network & group
No group
ARDI has no parent and no holdings in its annual accounts.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Permanent representative · deed of 06-12-2024
Founded in 2017 · total assets €438,046 (2025)
Timeline
Timeline
4 events since 2024Capital
Filings
Address
202420252026
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016962945
2025
Registered office moved from Nimy Avenue du Roi Chevalier to AthCapital increase of €200,000 to €420,000 · Capital from €220,000 to €420,000, 2,000 new shares · 50 shares7 points ▸
- Capital increase, €200,000
- Share issue, €100, mentioned 6 times in the deed
- Share issue, €80
- Capital, €200,000, 4,200 shares
- Amendment of the articles, article 5
- Registered-office move, Quai Saint-Jacques 8, 7800 Ath
- Power of attorney,
- The deed holds 26 more points.
Annual accounts 2025 filed NBBmicro format · 72 days before the deadline
2024
IncorporationFounding capital of €220,000, 2,200 shares, €200,000 paid up · Founders: ; ; ; and 4 others · Appointments: ; and · published on 06-12-202422 points ▸
- Founding capital, €220,000, 2,200 shares
- Founder,
- Founder,
- Founder,
- Founder,
- Founder,
- Founder,
- Founder,
- holds 100 shares
- holds 100 shares
- holds 1,000 shares
- holds 100 shares
- holds 100 shares
- holds 100 shares
- holds 100 shares
- holds 550 shares
- holds 50 shares
- Registered office clause, Avenue du Roi Chevalier 51, 7020 NIMY
- Board rule, 3
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- The deed holds 3 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1016.962.945
- VAT number
- BE 1016.962.945
- Peppol ID
- 0208:1016962945
- Other Peppol ID
- 9925:BE1016962945
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-12-2024
- Financial year
- ends on 30 June
- Peppol
- Reachable since 27-04-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ARDI in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-12-2024 (in French)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La constitution et la valorisation d’un patrimoine immobilier. Dans ce cadre,elle peut accomplir toutes opérations mobilières,immobilières…”deed of 06-12-2024 (in French)
5 activities
- La constitution et la valorisation d’un patrimoine immobilier. Dans ce cadre,elle peut accomplir toutes opérations mobilières,immobilières ou financières se rattachant directement ou indirectement à son objet,comprenant aussi la location de ses biens immobiliers et la possibilité de mettre un ou des bien(s) immobilier(s) à disposition d’un administrateur de la société
- Achats et vente de matériel médical
- Consultance
- Investissement immobilier
- Souscrire à des marchés public
Registered office and establishments
| Quai St-Jacques 8 registered office 7800 Ath |
1 former office
- 7020 Nimy until the deed of 22-12-2025