ARDI
ActiveSummary
The computed 12-month bankruptcy probability of ARDI is 2.2% (moderate). The 2025 annual accounts show equity of €188,160 and a net result of -€31,840. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability12
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.57; short-term debt: 0.8% and cash: 1.2% of total assets), but 70.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
-5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-11-2025, 72 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
72 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€188,160
Total assets
€633,010
Net result
-€31,840
Working capital
€2,758
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €630,752
Fixed assets
€623,144
Current assets
€7,608
Equity and liabilities €633,010
Equity
€188,160
Debt
€444,850
Debt finances 70.3% of the balance-sheet total.
Key figures and ratios
EBITDA
-€3,558
Cash flow
-€20,698
Current ratio
1.57
Debt to equity
2.36
ROE
-16.9%
ROA
-5.0%
Interest coverage
-0.21
Debt ≤ 1 year
€4,850
Debt > 1 year
€440,000
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,142 |
| Gross operating margin9900 | -€3,558 |
| Operating profit (loss)9901 | -€14,700 |
| Financial charges65/66B | €17,141 |
| Recurring financial charges65 | €17,141 |
| Profit (loss) for the period before taxes9903 | -€31,840 |
| Profit (loss) for the period9904 | -€31,840 |
| Profit (loss) for the period to be appropriated9905 | -€31,840 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €633,010 | |
| Formation expenses20 | €2,258 | |
| Fixed assets21/28 | €623,144 | |
| Intangible fixed assets21 | €13,500 | |
| Tangible fixed assets22/27 | €609,644 | |
| Land and buildings22 | €609,644 | |
| Current assets29/58 | €7,608 | |
| Cash at bank and in hand54/58 | €7,608 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €633,010 | |
| Equity10/15 | €188,160 | |
| Contributions10/11 | €220,000 | |
| Profit (loss) carried forward14 | -€31,840 | |
| Amounts payable17/49 | €444,850 | |
| Amounts payable after more than one year17 | €440,000 | |
| Financial debts170/4 | €440,000 | |
| Amounts payable within one year42/48 | €4,850 | |
| Advances received on contracts in progress46 | €3,678 | |
| Other amounts payable47/48 | €1,172 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€31,840 |
| + Depreciation and write-downs630 | €11,142 |
| Operating cash flow (approximation) | -€20,698 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2024
Fiscal year end30-06
Scores and ratios are computed by Checked and are not a credit decision.