ARDENNE TRADING
ActiveSummary
The computed 12-month bankruptcy probability of ARDENNE TRADING is 4.0% (elevated). The 2025 annual accounts show equity of €170k and a net result of €86k. Its solvency ranks better than 69% of 13305 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▲+18
Growth78
Track record94
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 2.1 against 1.52 in 2024; short-term debt: 47.5% and cash: 55.2% of total assets), and 47.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
26.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
17 d late
2024
382 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€211k
EBIT margin
38.3%
Net result
€86k▲ 7.0%
2024 · €81k
2024: €81k
2024 → 2025
Working capital
€170k▲ 105%
2024 · €83k
2024: €83k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€211k-
Equity€83k-€170k▲ 104%
Operating result€81k-€88k▲ 9.4%
Net result€81k-€86k▲ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €324k
Equity
€170k ▲ 104%
Debt
€154k ▼ 3.8%
Debt's share of the balance-sheet total falls from 65.7% to 47.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89k▲
2024 · €82k
Cash flow
€87k▲
2024 · €81k
Current ratio
2.10▲
2024 · 1.52
Debt to equity
0.91▼
2024 · 1.92
ROE
50.9%▼
2024 · 97.0%
ROA
26.7%▼
2024 · 33.2%
Interest coverage
839.12▼
2024 · 1988.02
Debt ≤ 1 year
€154k▼
2024 · €160k
Income taxes
€2k
Staff costs
€18k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€243k€324k▲
Formation expenses20€778€311▼
Current assets29/58€242k€323k▲
Amounts receivable within one year40/41€177k€145k▼
Trade receivables40€177k€144k▼
Other amounts receivable41-€903
Cash at bank and in hand54/58€65k€179k▲
Equity and liabilities
Total equity and liabilities10/49€243k€324k▲
Equity10/15€83k€170k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€81k€167k▲
Amounts payable17/49€160k€154k▼
Amounts payable within one year42/48€160k€154k▼
Trade debts44€63k€65k▲
Suppliers440/4€63k€65k▲
Advances received on contracts in progress46€22k€22k=
Taxes, remuneration and social security45€22k€3k▼
Taxes450/3€2k-
Remuneration and social security454/9€20k€3k▼
Other amounts payable47/48€53k€64k▲
Income statement
Code20242025
Turnover70€211k-
Non-recurring operating income76A-€3k
Goods, raw materials, services and sundry goods60/61€114k-
Remuneration, social security and pensions62€13k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€622€467▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€97k€109k▲
Operating profit (loss)9901€81k€88k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€41€106▲
Recurring financial charges65€41€106▲
Profit (loss) for the period before taxes9903€81k€88k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€81k€86k▲
Profit (loss) for the period to be appropriated9905€81k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€167k▲
Profit (loss) brought forward from the previous period14P-€81k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 382 days late
2025
31-12
Financial
Equity above €150kEq €170k ▲104%
2 profitable years in a row build equity to €170k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Roche-en-Ardenne · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Pont 16980 La Roche-en-ArdenneGround area
181 m²
Building footprint
170 m²
Parcel 83031A0593/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ARDENNE TRADING
since 20242.359.351.883
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83031A0593/00G000 | Wallonia | 180 m² | 1 · 170 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa-Roche-en-Ardenne2.359.351.883
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GOZAR
BE 0458.505.538
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JULLE
BE 0728.734.769
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Uzume
BE 0507.914.566
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DE HORNE
BE 0460.621.029
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DEN ANKER
BE 0442.376.121
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,863 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56220Contract catering and other food service activities
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.