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FAYAZ

Active
Private limited companyfounded 2023active for 3 yearsPalinghuizen 147, 9000 Gent, BelgiumKBO/BCE: BE 0802.325.602
Summary

FAYAZ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,655 and a net result of €19,605. Its solvency ranks better than 56% of 22,027 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Retail sale of beverages, general range
NACE 47252Full-service restaurants NACE 56111
2 sites
Size
€309,923total assets 2025
Staff
1.6 FTE
Equity
€127,655
Profit
€19,605
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Accounts 150 days early0 of 1 deed read
Why 65raises riskFounded in 2023Sector: Retail trade (NACE 47)2 establishment unitslowers riskSize: total assets €309,923Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 49% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 66-4
equity 41.2% of total assets
Liquidity 26-27
short-term debt 58.8% · cash 5.5%
Profitability 63-37
return on assets 6.3%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,189 companies, NACE 47, micro)
Last 24 months 11-2024: 2.6% 12-2024: 2.6%● unchanged vs 11-2024 01-2025: 2.9%▲ +0.3 percentage points vs 12-2024 02-2025: 2.9%● unchanged vs 01-2025highest value 03-2025: 2.8%▼ -0.1 percentage points vs 02-2025 04-2025: 0.6%▼ -2.2 percentage points vs 03-2025lowest value 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.5 percentage points vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.2 percentage points vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.54, compared with 1.79 in 2024, above the usual 1.5; short-term debt: 58.8% and cash: 5.5% of total assets), but 58.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 56% on solvency, 24% on liquidity, 44% on profitability and 71% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €309,923
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
150 days early
2024
143 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 147 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Result fell in 2025from €103,909 to €19,605 ▼ 81.1% View
  • Among the largest 19% on gross marginsector median €33,907 · 21,965 companies €117,423 View
  • Total assets 20252 financial years filed €309,923 View

By topic

Financials

Financial year
2025
Total assets
€309,923
Profit
€19,605
Solvency
41.2%
Total assets▲ 28.4%
Net result
20242025
Go to Financials

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of beverages, general rangeNACE 47252
Founded
01-06-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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