Active BE 1003.857.156Public limited company

ARDEA INTERMEDIA TERRA

Steenweg op Leuven 1188 ·1200 Sint-Lambrechts-Woluwe, Belgium· 2 yrs active

Sector: Ontwikkeling van residentiële bouwprojecten (68121)

Conclusion Checked

The computed 12-month bankruptcy probability of ARDEA INTERMEDIA TERRA is 1.5% (low). The 2024 annual accounts show equity of €55k and a net result of €-7k. Its solvency ranks better than 92% of 1707 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€55k
Net result	€-7k
Better than sector	92%
Active	2 yrs

Financial profile 4 of 5 axes measured · computed by Checked

56 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 55

Profitability 0

Solvency 100

Growth -

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

1.5% Low

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate region +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

55 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · verkort

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	89.1%	14.4%	better than 92% of 1707 sector peers
Net result	€-7k	€0	better than 41% of 1703 sector peers
Equity	€55k	€109k	better than 41% of 1707 sector peers
Gross operating margin	€-7k	€51k	better than 19% of 1704 sector peers
Total assets	€62k	€1.50M	better than 6% of 1707 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€-8k
Net profit	€-7k
Cash flow	€-6k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€62k
Equity	€55k
Debt	€7k
of which ≤ 1y	€2k
of which > 1y	-
Working capital	€58k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	30.88
Quick ratio	30.88
Working capital ratio	94.7%
Solvency	89.1%
Debt / equity	0.12
Long-term debt ratio	-
Interest coverage	-21.71
Gross margin	-
Net margin	-
ROA	-10.8%
ROE	-12.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Equity & liabilities

Equity €55k · 89.1% Debt €7k · 10.9%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€62k
Formation expenses	20	€1k
Current assets	29/58	€60k
Amounts receivable within one year	40/41	€56k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€62k
Equity	10/15	€55k
Contributions / capital	10/11	€62k
Accumulated profits (losses)	14	€-7k
Amounts payable	17/49	€7k
Amounts payable within one year	42/48	€2k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€-7k
Operating result	9901	€-8k
Financial income	75	€2k
Financial charges	65	€354
Result before taxes	9903	€-7k
Net result for the period	9904	€-7k
Result to be appropriated	9905	€-7k

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

ARDEA NVLegal entity
Director
State Gazette act 24167753 (27-11-2024)

Current
27-11-2024 → present
BINDERY MANAGEMENT BVLegal entity
Director
State Gazette act 24167753 (27-11-2024)

Current
27-11-2024 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Ontwikkeling van residentiële bouwprojecten(68121)
Legal form	Public limited company(014)
Incorporation	22-12-2023
Status	Active
Postal code	1200

Establishment units 1 location

ARDEA INTERMEDIA TERRA

Steenweg op Leuven 1188, 1200 Sint-Lambrechts-WoluweOntwikkeling van residentiële bouwprojecten

since 20232.356.642.615

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21018A0002/00P007	Brussels	2,864 m²	1 · 722 m²	15.3 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

27-11-2024

State Gazette act Director changes

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2024

27-11-2024 3 directors appointed Director changes

KPMG Bedrijfsrevisoren BV/SRL, Commissaris
ARDEA NV, Bestuurder
BINDERY MANAGEMENT BV, Bestuurder

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "KPMG Bedrijfsrevisoren BV/SRL",
        "address": "Luchthaven Brussel Nationaal 1K te 1930 Zaventem",
        "country": "BE",
        "legal_form": "BV/SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De aandeelhouders hebben beslist om KPMG Bedrijfsrevisoren BV/SRL (B00001), Luchthaven Brussel Nationaal 1K te 1930 Zaventem, als commissaris te benoemen voor een termijn van 3 jaren.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": "A02599",
        "name": "Paul Dreezen",
        "address": null,
        "birth_date": null,
        "profession": "bedrijfsrevisor",
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "KPMG Bedrijfsrevisoren BV/SRL",
        "address": "Luchthaven Brussel Nationaal 1K te 1930 Zaventem",
        "country": "BE",
        "legal_form": "BV/SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "KPMG Bedrijfsrevisoren BV/SRL duidt de heer Paul Dreezen (IBR Nr. A02599), bedrijfsrevisor, aan als vaste vertegenwoordiger.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "ARDEA NV",
        "address": null,
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "VOOR ONTLEDEND UITTREKSEL ARDEA NV Bestuurder",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "BINDERY MANAGEMENT BV",
        "address": null,
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "BINDERY MANAGEMENT BV Bestuurder",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Frank Tans",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "ARDEA NV",
        "address": null,
        "country": "BE",
        "legal_form": "NV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Met als vaste vertegenwoordiger dhr. Frank Tans",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "rep_rotation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Geert De Wael",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "BINDERY MANAGEMENT BV",
        "address": null,
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Met als vaste vertegenwoordiger dhr. Geert De Wael",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-11-19",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-09-18",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1003.857.156",
    "name_full": "ARDEA INTERMEDIA TERRA",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122

Primary activity highlighted.

Names & trade names

Legal nameNL	ARDEA INTERMEDIA TERRA
AbbreviationNL	AI TERRA

Registered office

Steenweg op Leuven 1188

1200 Sint-Lambrechts-Woluwe, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Comparable size · 2,022 of 9,649 companies in this sector with filed accounts

DAMEDICO BE 0844.797.942 · Lommel

Verstrycon BE 1005.233.764 · Maldegem

WAAH IMMO BE 0788.312.862 · Baelen

CS2L BE 0774.930.624 · Dinant

Edilta BE 0778.507.548 · Keerbergen