ARDA TEAM
ActiveARDA TEAM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €38k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+76
Solvency100▲+64
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
cash: 75.9% of total assets, and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
72.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €52k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
29 d late
2023
6 d early
2022
92 d late
2021
37 d late
2020
31 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 274%
2024 · €14k
2018: €20k
2019: €26k
2020: €36k
2021: €26k
2022: €25k
2023: €21k
2024: €14k
2018 → 2025
Total assets
€53k▼ 60.1%
2024 · €132k
2018: €24k
2019: €35k
2020: €39k
2021: €28k
2022: €26k
2023: €22k
2024: €132k
2018 → 2025
Net result
€38k
2024 · €-7k
2018: €1k
2019: €6k
2020: €10k
2021: €-10k
2022: €-1k
2023: €-4k
2024: €-7k
2018 → 2025
Working capital
€14k▼ 35.2%
2023 · €22k
2018: €19k
2019: €26k
2020: €36k
2021: €26k
2022: €25k
2023: €22k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€25k▼ 5.6%€21k▼ 14.3%€14k▼ 34.3%€52k▲ 274%
Operating result€-10k-€-2k▲ 83.9%€-4k▼ 123%€-7k▼ 99.7%€41k
Net result€-10k-€-1k▲ 85.1%€-4k▼ 141%€-7k▼ 106%€38k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €41k after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €53k
Equity
€52k▲ 274%
Debt
€450▼ 99.6%
The debt ratio falls from 89.4% to 0.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
99.1%▲
2024 · 10.6%
Debt / equity
0.01▼
2024 · 8.46
ROE
73.3%▲
2024 · -52.1%
ROA
72.7%▲
2024 · -5.5%
Debt
€450▼
2024 · €118k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€53k▼
Current assets29/58€132k€53k▼
Amounts receivable within one year40/41€31k€13k▼
Other amounts receivable41€31k€13k▼
Cash at bank and in hand54/58€101k€40k▼
Deferred charges and accrued income490/1€729-
Equity and liabilities
Total equity and liabilities10/49€132k€53k▼
Equity10/15€14k€52k▲
Contributions10/11€7k€7k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€5k€43k▲
Amounts payable17/49€118k€450▼
Amounts payable within one year42/48€118k-
Advances received on contracts in progress46€118k-
Taxes, remuneration and social security45€275-
Taxes450/3€275-
Accrued charges and deferred income492/3€285€450▲
Income statement
Code20242025
Other operating charges640/8€555€520▼
Gross operating margin9900€-7k€42k▲
Operating profit (loss)9901€-7k€41k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€141€140▼
Recurring financial charges65€140€140▲
Non-recurring financial charges66B€1-
Profit (loss) for the period before taxes9903€-7k€43k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€-7k€38k▲
Profit (loss) for the period to be appropriated9905€-7k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€43k▲
Profit (loss) brought forward from the previous period14P€12k€5k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €38k
Net result €38k after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 28current ratio 844.36
Current ratio from 30.21 to 844.36; short-term debt falls from €848 to €26.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
2021
31-12
Financial
Weakest financial yearnet €-10k ▼197%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 12.75
Current ratio from 3.77 to 12.75; short-term debt falls from €9k to €3k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 90 days late
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maststraat 362910 EssenGround area
1,797 m²
Building footprint
130 m²
Volume, LiDAR
913 m³
Parcel 11642D0201/00Y002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Arda Team
since 20142.233.088.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0201/00Y002 | Flanders | 1,797 m² | 1 · 130 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BATI PORTO
BE 0812.699.949
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ARTEC PISCINES ET FILS
BE 0785.505.010
Soumagne · Eq €52k
Van Velthoven Ronny
BE 0472.608.249
Wuustwezel · Eq €52k
NUH
BE 0550.464.706
Gent · Eq €52k
D&V Ingenieurs
BE 0742.712.073
Wingene · Eq €52k
Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 2,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2014
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43992Specialised construction activities
43999Specialised construction activities
46130Agents in the wholesale of timber and building materials
47522Retail trade
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.