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Arcoe

Active
Private limited companyfounded 2019active for 6 yearsErkegemstraat 60, 8020 Oostkamp, BelgiumKBO/BCE: BE 0737.903.744
Summary

The computed 12-month bankruptcy probability of Arcoe is 2.4% (moderate). The 2025 annual accounts show equity of €40,562 and a net result of €6,428. Equity remains stable across the filed financial years (±0.4% per year). Its solvency ranks better than 61% of 9,122 sector peers (NACE 41, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€75,638total assets 2025
Equity
€40,562
Profit
€6,428
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Structure
Accounts 3 days early
Why 54raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2019Size: total assets €75,638lowers riskEquity €40,562 (53.6% of total assets)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 60% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 79-21
equity 53.6% of total assets
Liquidity 52=
short-term debt 14.2% · cash 3.3%
Profitability 79-20
return on assets 8.5%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,385 companies, NACE 41, micro)
Last 24 months 11-2024: 2.2% 12-2024: 2.1%▼ -0.1 percentage points vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 1.9%▼ -0.2 percentage points vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 2.0%▲ +0.1 percentage points vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025 07-2025: 2.1%● unchanged vs 06-2025 08-2025: 2.2%▲ +0.1 percentage points vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.5%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 2.4%▼ -0.1 percentage points vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 1.9%▼ -0.5 percentage points vs 01-2026lowest value 03-2026: 1.9%● unchanged vs 02-2026lowest value 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.1%▲ +0.2 percentage points vs 06-2026 08-2026: 2.1%● unchanged vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.4%▲ +0.3 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.91, compared with 35.74 in 2024; short-term debt: 14.2% and cash: 3.3% of total assets), and 46.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 62% on solvency, 55% on liquidity, 60% on profitability and 63% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2019
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €75,638
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €40,562 (53.6% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year €40,562
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
3 days early
2024
3 days early
2023
12 days early
2022
3 days early
2021
13 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 7 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 28 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end10-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €8,562

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20255 financial years filed €75,638 View
  • Active since 2019founded 21-11-2019 6 years View

By topic

Financials

Financial year
2025
Total assets
€75,638
Profit
€6,428
Solvency
53.6%
Total assets▲ 117%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-10-2026
  1. 31-03-2024Liquidity more than 8 times
  2. 19-10-2023Annual accounts filed
  3. 31-03-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
21-11-2019
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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