architectuur studio BORIS
Activearchitectuur studio BORIS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €87k and a net result of €17k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 1937 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+3
Solvency65▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.27 in 2023; short-term debt: 35.2% and cash: 25% of total assets), and 60% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40%
Return on assets
8.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
27 d early
2022
44 d early
2021
38 d early
2020
54 d early
2019
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€87k▲ 25.4%
2023 · €69k
2018: €25k
2019: €27k
2020: €24k
2021: €36k
2022: €56k
2023: €69k
2018 → 2024
Total assets
€216k▲ 4.6%
2023 · €207k
2018: €175k
2019: €168k
2020: €188k
2021: €193k
2022: €215k
2023: €207k
2018 → 2024
Net result
€17k▲ 38.5%
2023 · €13k
2018: €-2k
2019: €2k
2020: €-3k
2021: €13k
2022: €20k
2023: €13k
2018 → 2024
Working capital
€24k▲ 33.4%
2023 · €18k
2018: €5k
2019: €848
2020: €-5k
2021: €-3k
2022: €11k
2023: €18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€24k-€36k▲ 54.2%€56k▲ 55.2%€69k▲ 22.4%€87k▲ 25.4%
Operating result€397-€22k▲ 5,542%€33k▲ 45.8%€22k▼ 31.6%€31k▲ 38.7%
Net result€-3k-€13k€20k▲ 57.1%€13k▼ 37.0%€17k▲ 38.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 39% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €216k
Fixed assets
€116k▼ 4.0%
Current assets
€100k▲ 16.7%
Equity and liabilities €216k
Equity
€87k▲ 25.4%
Debt
€130k▼ 5.8%
The debt ratio falls from 66.6% to 60.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2023 · €39k
Cash flow
€35k▲
2023 · €29k
Solvency
40.0%▲
2023 · 33.4%
Current ratio
1.32▲
2023 · 1.27
Quick ratio
1.32▲
2023 · 1.27
Debt / equity
1.50▼
2023 · 2.00
ROE
20.2%▲
2023 · 18.3%
ROA
8.1%▲
2023 · 6.1%
Interest coverage
14.47▼
2023 · 15.08
Debt
€130k▼
2023 · €138k
Debt ≤ 1 year
€76k▲
2023 · €68k
Debt > 1 year
€54k▼
2023 · €70k
Income taxes
€11k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€207k€216k▲
Fixed assets21/28€121k€116k▼
Tangible fixed assets22/27€121k€116k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€60k€61k▲
Other tangible fixed assets26€56k€51k▼
Current assets29/58€86k€100k▲
Amounts receivable within one year40/41€35k€46k▲
Trade receivables40€27k€34k▲
Other amounts receivable41€8k€11k▲
Cash at bank and in hand54/58€51k€54k▲
Deferred charges and accrued income490/1-€414
Equity and liabilities
Total equity and liabilities10/49€207k€216k▲
Equity10/15€69k€87k▲
Contributions10/11€8k€8k=
Reserves13€61k€78k▲
Distributable reserves133€61k€78k▲
Amounts payable17/49€138k€130k▼
Amounts payable after more than one year17€70k€54k▼
Financial debts170/4€70k€54k▼
Amounts payable within one year42/48€68k€76k▲
Current portion of amounts payable after more than one year42€22k€20k▼
Trade debts44€31k€37k▲
Suppliers440/4€31k€37k▲
Taxes, remuneration and social security45€15k€20k▲
Taxes450/3€13k€20k▲
Remuneration and social security454/9€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€525-
Gross operating margin9900€41k€50k▲
Operating profit (loss)9901€22k€31k▲
Financial income75/76B€975€625▼
Recurring financial income75€975€625▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€21k€28k▲
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€13k€17k▲
Profit (loss) for the period to be appropriated9905€13k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€17k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€14k€17k▲
To contributions691€2k-
To other reserves6921€13k€17k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €20k ▲57.1%
Operating result €33k, net result €20k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-3k ▼294%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 26 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 50 days late
2016
08-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 4959040 GentGround area
130 m²
Building footprint
81 m²
Volume, LiDAR
538 m³
Parcel 44061B0279/00X002, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Antwerpsesteenweg 495, 9040 Gent
since 20142.237.895.710
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44061B0279/00X002 | Flanders | 130 m² | 1 · 81 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2014
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74112Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.